Question Leovegas asking for copies of expired bank cards

Joined
Aug 17, 2011
Location
UK
Hi as above Leovegas are asking for pictures of the front and back of expired or cancelled bank cards to process a withdrawal. Is that a normal or reasonable request?

I said that i dont have that info so now they want a letter from the bank confirming that i was the owner of that card. To be honest i cant even remember exactly which bank each of the cards were from.

Your thoughts would be appreciated.
 
No idea on what the best way to proceed is.

But the above is exactly why i never use a debit card on any casino. Use them for Bookies like WH Coral etc. as you never have to show them pics you simply remove the card and add new debit card. Absolutely no need for all this crap these casinos ask for.

I always use Neteller for these foreign based casinos and if no money in it i would just use my debit card at the bookies sites as i could never deal with all this garbage with expired cards and letters from banks etc.
 
id say call out to the rep - i understand CCs - but if the bank is all the same acct no/same name I dont see the point; if theyre all different banks i can see the concern

if they were CCs you could ask the casino for the first 4 digits, that should tell you the bank and you can dble check against the BIN list

i know i wouldnt have the numbers or physical old bank cards - theyre cut and destroyed, usually by the bank and one would normally only get a new bank card if theyve been lost or stolen anyway
 
Hi as above Leovegas are asking for pictures of the front and back of expired or cancelled bank cards to process a withdrawal. Is that a normal or reasonable request?

I said that i dont have that info so now they want a letter from the bank confirming that i was the owner of that card. To be honest i cant even remember exactly which bank each of the cards were from.

Your thoughts would be appreciated.
As I said on another thread I had terrible trouble with Vera & John after they wanted my cut up expired card I had to get a letter from the bank so it isn't unusual.
 
No idea on what the best way to proceed is.

But the above is exactly why i never use a debit card on any casino. Use them for Bookies like WH Coral etc. as you never have to show them pics you simply remove the card and add new debit card. Absolutely no need for all this crap these casinos ask for.

I always use Neteller for these foreign based casinos and if no money in it i would just use my debit card at the bookies sites as i could never deal with all this garbage with expired cards and letters from banks etc.
The annoying thing is i have been using paypal on Leo recently. Havent used a card in ages. Hence why the ones on there are the expired ones. Then out of the blue they ask for this. It isnt even a big withdrawal.
 
I’ve had similar requests from other casinos in the past. It’s fairly normal, and most banks should be able to provide you a letter confirming the cards are inactive.

But there should be no need to ask the bank in the first place. If they need a copy of the card they should do it on deposit.

Especially when a card has expired and you get a new one. Does not take much to work out that the card was expired so obviously the customer uses a new card. Banks tell you to destroy your old card once you get a new one. Yet these casinos expect you to keep old cards.
 
I’ve had similar requests from other casinos in the past. It’s fairly normal, and most banks should be able to provide you a letter confirming the cards are inactive.

I've been playing online since the 1990's and have not once been asked for this.
You have to put the expiry date in to make a deposit, if they want a copy of the card then they should ask before it expires. I would rather take them to court for my money than piss about getting letters from a bank.
 
I can never understand this as when you verify your account the expiry date is there for them to see on the card in question along with your name etc. Therefore if the account was verified along with the card and you have been depositing with it. They have been satisfied it was yours so why the need to reinstate any more info. I have had the same request a few times when my card expired but I had preempted what might happen and took screenshots before I destroyed it. Point being though it will look no different from the original shot they already have.
 
Honestly, some casinos are really shooting themselves in the foot sometimes with ludicrous asks...

If there is some suspicion, then they have to do due diligence, but this should be the exception not the rule..
 
I believe thebandit is having the same issue.

Tens if thousands deposited. And a 5k withdraw withheld. Bang out of order. If they can't prove the account belongs to you or are going to push through stupid requests like this then they should return the deposits

:laugh: yeah 'If you don't believe the card ever belonged to me, you'd better return all the deposits back to the card for the last two years'
love to see some of my haunts do this :D
 
I believe thebandit is having the same issue.

Tens if thousands deposited. And a 5k withdraw withheld. Bang out of order. If they can't prove the account belongs to you or are going to push through stupid requests like this then they should return the deposits

As much as I agree with this, you would think he would know to verify his cards without being asked!
 
Its the same with videoslots, rizk, and most of the usual casinos, usually a statement showing usage of that card will suffice, also your sort code will tell what bank and branch.

A bank statement should be enough proof although I don't think the full card number is shown for a debit card transaction, but also not everybody keeps old statements beyond a year or two.
 
Morning Lads,

I’ll go into the nitty gritty of expired cards.

First of all, the reason why some might get the awkward request for expired cards is the fact that some banks issue new cards way in advance of the expiry date on the card. When this happens, some banks tend to block the previous card from future transactions. So you get the awkward convo on chat asking to replace the Card’s expiry date or to remove it.

Now in order to do that, most casinos and I know personally that not all follow this rule will ask to verify the card front and back before removal. Yet some people would have already binned the card by the time they come on chat.

The usual solution is a bank statement linked to the card (PDF normally does the trick) showing your Full name and bank logo as the header showing a transaction from or to that card to the respective casino. Ask a CS guy for the last date and check somewhere close as the processing is never at the exact time.

The only time a bank letter is asked for normally is when a customer claims his card has been lost and the bank issued in a new one. This is to have a valid document and reason to “cancel” or block the card from some shady guy who happens to sign up using your name and depositing.

I’m writing from my phone so if I missed anything, just lemme know and I’ll try to reply.

I’m writing from experience working in Payments :)
 
The only time a bank letter is asked for normally is when a customer claims his card has been lost and the bank issued in a new one. This is to have a valid document and reason to “cancel” or block the card from some shady guy who happens to sign up using your name and depositing.
cheers for the response.
I can't speak for all banks or other countries, but if this is the case it seems redundant, as once a new card is issued (or reported lost or stolen) - here at least - the old card is immediately cancelled - meaning, some shady ne'er-do-well couldnt deposit using it regardless as it's become a dead card
unless I'm missing something...known to happen :p
 
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cheers for the response.
I can't speak for all banks or other countries, but if this is the case it seems redundant, as once a new card is issued - here at least - the old card is immediately cancelled - meaning, some shady ne'er-do-well couldnt deposit using it regardless as it's become a dead card
unless I'm missing something...known to happen :p

Some Maltese banks don't disable the card till the actual expiry.. Case in point, I've two cards with the same number and different expiry date yet both work.. The bank told me use whichever you want :) (So much for security)...

And I know a UK bank or two that allow so.
 
Some Maltese banks don't disable the card till the actual expiry.. Case in point, I've two cards with the same number and different expiry date yet both work.. The bank told me use whichever you want :) (So much for security)...

And I know a UK bank or two that allow so.
lol, that's a terrible system (referring to the banks')
 
I remember this with Skillonnet a couple of years ago. Basically I had lost a bank card and got a new one. Processed a withdrawal to the new card(having deposited with it as well) and was asked for copies of the old and new cards. Obviously couldn't provide old card, they wanted a letter from the bank confirming that both cards were mine and copies of statements from the old cards showing deposits being made. Took almost 4 weeks to sort out, never played on that network again. It was completely pointless.
 
Hi,

I'm sorry to hear that you are experiencing some issues verifying your payment methods. Unfortunately, due to GDPR reasons I am unable to access your account/personal information from here in order to look into this for you. I kindly ask that you send an email to [email protected] with the subject: FAO Nicola/Sabina, we will then be able to look into this for you and advise you accordingly.

Thanks and have a great day!
 
Hi,

I'm sorry to hear that you are experiencing some issues verifying your payment methods. Unfortunately, due to GDPR reasons I am unable to access your account/personal information from here in order to look into this for you. I kindly ask that you send an email to [email protected] with the subject: FAO Nicola/Sabina, we will then be able to look into this for you and advise you accordingly.

Thanks and have a great day!

Without going into specific accounts, why do you ask people for cards that have expired, when you have the expiry date and know banks tell people to destroy the old one when they get a new one? If you know the expiry date (which you do) then why not have a system generated email sent 2 months before the date to tell customers they need to verify it before it is destroyed, if it hasn't already been verified?
 
I believe thebandit is having the same issue.

Tens if thousands deposited. And a 5k withdraw withheld. Bang out of order. If they can't prove the account belongs to you or are going to push through stupid requests like this then they should return the deposits

Exactly - another case of having to wipe the backside of a compliance department when they have missed requesting something previously.

I had this too - a half hour appointment at the bank for a bespoke letter while they um and ah about whether or not they charge for the letter.

Tell you what Leo Vegas, how about we charge you for the time it takes to do it rather than holding our withdrawals to ransom to correct your mistake.
 
I had this too - a half hour appointment at the bank for a bespoke letter while they um and ah about whether or not they charge for the letter.

Which is why they would get court papers rather than a letter from a bank if it happened to me. Can do a claim online in 5 mins, by the time I piss about going to town waiting to see the right person, waiting while they do it, waiting for them to get it checked etc, paying for petrol, parking etc, I may as well just start a claim.
 
Morning Lads,

I’ll go into the nitty gritty of expired cards.

First of all, the reason why some might get the awkward request for expired cards is the fact that some banks issue new cards way in advance of the expiry date on the card. When this happens, some banks tend to block the previous card from future transactions. So you get the awkward convo on chat asking to replace the Card’s expiry date or to remove it.

Now in order to do that, most casinos and I know personally that not all follow this rule will ask to verify the card front and back before removal. Yet some people would have already binned the card by the time they come on chat.

The usual solution is a bank statement linked to the card (PDF normally does the trick) showing your Full name and bank logo as the header showing a transaction from or to that card to the respective casino. Ask a CS guy for the last date and check somewhere close as the processing is never at the exact time.

The only time a bank letter is asked for normally is when a customer claims his card has been lost and the bank issued in a new one. This is to have a valid document and reason to “cancel” or block the card from some shady guy who happens to sign up using your name and depositing.

I’m writing from my phone so if I missed anything, just lemme know and I’ll try to reply.

I’m writing from experience working in Payments :)

Thanks for the details on the why... but in this case i am not even using those specific cards to deposit or withdraw to. I havent used those cards on Leo in at least a year. So thats why this is a strange request to me. I cant figure out how this is to try and prevent any kind of fraud. Fair enough if i am depositing from them all of a sudden but everything i have been doing is with paypal.
 
Thanks for the details on the why... but in this case i am not even using those specific cards to deposit or withdraw to. I havent used those cards on Leo in at least a year. So thats why this is a strange request to me. I cant figure out how this is to try and prevent any kind of fraud. Fair enough if i am depositing from them all of a sudden but everything i have been doing is with paypal.

Sadly, even a card that you used once to deposit back when the casino was opened should be verified before being allowed to remove it. All a casino needs is one MGA /UKGC check on a random account who had a card “disappear” and massive fines will appear.
 
Sadly, even a card that you used once to deposit back when the casino was opened should be verified before being allowed to remove it. All a casino needs is one MGA /UKGC check on a random account who had a card “disappear” and massive fines will appear.
Do you happen to know if casinos are required to request prepaid CC copies?
I've found some casinos are adamant about these and other simply remove them in order to add new ones
 
Do you happen to know if casinos are required to request prepaid CC copies?
I've found some casinos are adamant about these and other simply remove them in order to add new ones

Depends on the card issuer and on whether the casino has been bitten by a particular card brand. My casino absolutely hates a particular one that was used countless times by a ring so we blocked it completely until it’s verified.
 
Without going into specific accounts, why do you ask people for cards that have expired, when you have the expiry date and know banks tell people to destroy the old one when they get a new one? If you know the expiry date (which you do) then why not have a system generated email sent 2 months before the date to tell customers they need to verify it before it is destroyed, if it hasn't already been verified?

Hey Colin,

When our payments team are processing the payment, they can only see the last 4 digits of the card number at that stage and are therefore unaware if the card has expired or not. However, the idea you suggested does sound good and I will ensure to pass the feedback over to the relevant team to see if this is something that can be implemented.

We are always happy to hear ideas and suggestions and will what we can to provide you with the best possible gaming experience.

I hope you have a lovely day!
 
When our payments team are processing the payment, they can only see the last 4 digits of the card number at that stage and are therefore unaware if the card has expired or not.

The OP states the cards were expired. Why would your payments department even be attempting to process them?

in this case i am not even using those specific cards to deposit or withdraw to. I havent used those cards on Leo in at least a year.
 
This is why players should be advised to scan front-back of every card they use for gambling and keep them in a KYC folder along with an up-to-date bill and ID scan. Make the verification process simpler every time.

Especially, as people have mentioned, given that the banks tell you to destroy expired cards when new ones arrive.
 
This is why players should be advised to scan front-back of every card they use for gambling and keep them in a KYC folder along with an up-to-date bill and ID scan. Make the verification process simpler every time.

Especially, as people have mentioned, given that the banks tell you to destroy expired cards when new ones arrive.
Great tip.
But honestly, who outside of CM (or even CM members but havent read this thread) would think to scan a card not prior requested when its expired and cut up at the bank when in to grab your new one
 
Hey Colin,

When our payments team are processing the payment, they can only see the last 4 digits of the card number at that stage and are therefore unaware if the card has expired or not. However, the idea you suggested does sound good and I will ensure to pass the feedback over to the relevant team to see if this is something that can be implemented.

We are always happy to hear ideas and suggestions and will what we can to provide you with the best possible gaming experience.

I hope you have a lovely day!

Thank you
I can't remember for you specifically but when my card was about to expire I got loads of emails from casinos stating 'Your card is about to expire, please add a new one now' so there must be a way to do it I would think. If you only get the last 4 then capturing the exp date couldn't cause any security issues as that obviously isn't enough for anyone to be able to use it :)
 
Great tip.
But honestly, who outside of CM (or even CM members but havent read this thread) would think to scan a card not prior requested when its expired and cut up at the bank when in to grab your new one

I do, as I do it first time I use a new card so I can send it over to be verified before I'm asked :)
I agree with you though, and see some people say 'you should have known' on a variety of things on here, but 99% of people don't know, casinos should make things more clear at sign up, not just on this, but other common problems that prevent them from getting paid.
I see the odd complaint on my forum where someone has been gambling online for 30 years at UK bookies, complaining about somewhere asking them for KYC documents. They, without fail, think the site is trying to scam them as it is always on withdrawal and they have had 1000's of withdrawals from UK centered bookmakers without ever having to do the same. It also usually includes the line 'won't be playing here again'.
 
This is why players should be advised to scan front-back of every card they use for gambling and keep them in a KYC folder along with an up-to-date bill and ID scan. Make the verification process simpler every time.

Especially, as people have mentioned, given that the banks tell you to destroy expired cards when new ones arrive.

This needs to happen in May onwards in the UK anyway. Hopefully these casinos can't just amend their terms to get round it.
 
I do, as I do it first time I use a new card so I can send it over to be verified before I'm asked :)
I agree with you though, and see some people say 'you should have known' on a variety of things on here, but 99% of people don't know, casinos should make things more clear at sign up, not just on this, but other common problems that prevent them from getting paid.
I see the odd complaint on my forum where someone has been gambling online for 30 years at UK bookies, complaining about somewhere asking them for KYC documents. They, without fail, think the site is trying to scam them as it is always on withdrawal and they have had 1000's of withdrawals from UK centered bookmakers without ever having to do the same. It also usually includes the line 'won't be playing here again'.

That's because it is normally the case in that things are delayed seemingly needlessly. Thankfully in May it will see an end to this practice although it doesn't stop 'pending periods' which I think it should have.
 
The OP states the cards were expired. Why would your payments department even be attempting to process them?

Hey MartiniMan,

The expiry date is not something the payments team are required to check when processing the payment, so, unfortunately, they would not be aware if the card is expired.

I will do my best to pass the feedback forward though and hopefully, changes can be made!

:D
 
This needs to happen in May onwards in the UK anyway. Hopefully these casinos can't just amend their terms to get round it.
Isn't it just identification and address which will become compulsory in May?
Hopefully casinos will also ask for proof of payment methods as well. But they may just do the minimum required to be compliant.
 
Isn't it just identification and address which will become compulsory in May?
Hopefully casinos will also ask for proof of payment methods as well. But they may just do the minimum required to be compliant.

I think the UKGC mentioned anything that would hold up a withdrawal so if it's part of the casinos policy to ask then I think it should also be required.
 
I've been playing slots for just over 3 years at the uk bookie style sites [plus unibet when they took over stan james] and I have never had to 'verify' a debit card once, if a card hasn't been reported stolen or lost [eg. via the visa system etc..] during the time it was used and it has now expired I can't really see a point in holding up a withdrawal in order that the customer [presumably using a new card/method for deposits] obtains a letter from their bank which could take at least a week via the post.

It also seems odd that the casino wait for the card to expire [and normally disposed of by most people] before attempting this 'verification' process. If it was requested at any time other than a withdrawal I would be less sceptical. I suppose the common sense pragmatic approach is to scan the card front and back earlier just in case the casino request it, but any fraudster who has stolen your card could make a scan as well ? I dunno maybe I'm getting too cynical in my old age :what:
 
Just to say this has finally been sorted.

I messaged the rep via email as they said. Took 3 days to get an answer which was 'you need to submit the docs requested' in a long winded way.
I complained that it took 3 days to get told the same thing i already knew. This is what drives me mad, you want to deposit, no worries we take your cash... you want to withdraw... mmmm hold on, we found some obscure reason so you cant have your money yet. We will make a few hoops to jump through first.

Luckily in the interim digging through old emails to other casinos... which took bloody ages... i managed to find pics of all the cards they asked for. And i got my money finally today.

I never got an answer to my question about why a paypal deposit and withdrawal was held up by a card used over 1 year ago. And to be honest this has really put me off ever playing there again. Who knows what random requirement will come up next. In my case the deposits were made with 2 CC's from different companies and a debit card with my main bank. So if i didnt have the photos i would have had to contact all three for letters. What a ball ache.

As others have mentioned here i occasionally play on the high street bookie sites (mainly Willy Hills).. the website is absolutely shocking to find a game but at the same time i have never been asked to verify anything so that is a hassle worth it to get the money in a reasonable time. Money comes in quick with no issues (famous last words) but for now i think i will stick with them. To put this in perspective this was a very low 3 figure withdrawal I would hate to think what would be asked for with a big win.
 
I first encountered this issue at VS where I had about 5 old cards before I was able to make my first withdrawal.

But I live and learn (and follow the advice from the experienced and diligent members on here) so now I do 3 things:

1. Every time I get a new card and make a first deposit with it I automatically upload/add docs (where available).

2. Take a front and back picture and store images securely in a file.

3. Perhaps not a safe recommendation but all old cards are now kept in an old purse in my safe x
 
Hi,

I'm sorry to hear that you are experiencing some issues verifying your payment methods. Unfortunately, due to GDPR reasons I am unable to access your account/personal information from here in order to look into this for you. I kindly ask that you send an email to [email protected] with the subject: FAO Nicola/Sabina, we will then be able to look into this for you and advise you accordingly.

Thanks and have a great day!
I am having this problem now. I have been happily using my updated and verified card with LV since October and made many deposits and a few withdrawals no problem but last night I won more than the usual small amount and as soon as I withdrew it it was flagged and I got the above , asking for the card from back in October 22 which is long gone as it's supposed to be since our banks tell us to do this. I don't have desktop to access my bank account in full form just have the banking app.
I again sent copies of both sides of my debit card and even sent a copy of my bank app showing my card and the app showing a deposit (among other transactions) into LV.

Leovegas are so quick to take my money but very much changed their tune when awarding a larger than usual win.

What can I do?
 
I am having this problem now. I have been happily using my updated and verified card with LV since October and made many deposits and a few withdrawals no problem but last night I won more than the usual small amount and as soon as I withdrew it it was flagged and I got the above , asking for the card from back in October 22 which is long gone as it's supposed to be since our banks tell us to do this. I don't have desktop to access my bank account in full form just have the banking app.
I again sent copies of both sides of my debit card and even sent a copy of my bank app showing my card and the app showing a deposit (among other transactions) into LV.

Leovegas are so quick to take my money but very much changed their tune when awarding a larger than usual win.

What can I do?
Based on personal experience, give support a chance and then open a PAB with Max.

I tried with LeoVegas for six months. Talking to different staff and wrangling with their Hooyu system that every single agent put me back through.

LeoVegas support staff are ill-trained, and I had numerous blocks and deflecting tactics to prevent me from making an official complaint.

Max sorted the whole thing within a couple of weeks.. I very much doubt LeoVegas staff will give you the support you need and take a logical approach. They are a glimpse into the future of AI, except without the intelligence. Trust me, I spoke to them all, except the senior staff and logical human beings that Max has contact with.
 
What's a PAB ? I'm sorry I've played games for years but I have no idea (and should to be fair) when it comes to the technicalities.

I have no idea why they are demanding proof that I owned a card I used for Years that was verified and approved.

Now in my account section there are three/four requests for proof of card ending 53xx.

I haven't used that card since last October because it was cancelled and I was told to cut it up and dispose of it. I have since been playing with my new card that I uploaded and verified which ends 42xx. I have had no issues withdrawing or obviously depositing. They have no problems with deposits! I won in a tournament last week and placed 4th winning 1000. I withdrew that with no issues to my 42xx card which is in daily use.

Last night I won 3 times that amount through absolute luck as I really am my username status lol LadyLoser lol. Now I am getting multiple Houyou(?) requests for this OLD card. What on earth has that got to do with my new verified card I deposited a hundred times with and withdrew about 5 times with since October 22?

You're right too, I keep getting the same b.s responses which make literally no sense.


After this I swear I am quitting my bit of a laugh (because I don't drink or smoke or have any social life!) with casinos. They are so unjust it's ridiculous. How h0can they get away with this and how is asking for this kind of information on an old dormant card even legally anything to do with my withdrawal of rightfully won money which I withdrew to the verified card on their file that I deposited with?

I don't know what to do. They also told me I only get 7 days to provide info or they keep my money and as a chronically ill disabled person this is disgraceful ! Tried explaining that to them, that I can't just waltz into my nearest branch as I don't have regular transport or ability some days to even get out of bed. I got nowhere. That's not a sob story that's my life. I am chronically ill since 2005 diagnosis and it's progressive.

I'm due to go abroad next month for treatment and that money would have been a nice security blanket and would have given me the luxury of downtime to explore the city between the medical treatments. Snatched away though, just like that. How can they justify depositing my processed win last week on the tournament into my account but this week they cannot process a win 3 times the amount because they suddenly want proof I owned a card they constantly used to take money from and give back to when a win was had? It's absolutely bonkers mad. It's outrageous? So I have to try to ringing my Bank and ask them to write and sign a letter to say in was the owner of an old card ending 53xx? Why? It's preposterous!

I recieved this b.s email regarding the OLD card. (See. Attachment) and then card on my LV account file that I use is in my account right there! (See attachment)
 

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Based on personal experience, give support a chance and then open a PAB with Max.

I tried with LeoVegas for six months. Talking to different staff and wrangling with their Hooyu system that every single agent put me back through.

LeoVegas support staff are ill-trained, and I had numerous blocks and deflecting tactics to prevent me from making an official complaint.

Max sorted the whole thing within a couple of weeks.. I very much doubt LeoVegas staff will give you the support you need and take a logical approach. They are a glimpse into the future of AI, except without the intelligence. Trust me, I spoke to them all, except the senior staff and logical human beings that Max has contact with.
Also thank you @bamberfishcake for replying x
 
Hey Colin,

When our payments team are processing the payment, they can only see the last 4 digits of the card number at that stage and are therefore unaware if the card has expired or not. However, the idea you suggested does sound good and I will ensure to pass the feedback over to the relevant team to see if this is something that can be implemented.

We are always happy to hear ideas and suggestions and will what we can to provide you with the best possible gaming experience.

I hope you have a lovely day!
Clearly they didn't listen to Colin's feedback. Does Leovegas listen at all?
 

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