I remember something you posted a long while back Bern, about how you went to fund your pre paid card and the girl swiped it twice, in the amount of 500.00 or something like that, what about the poor girl or guy and store that had to eat that loss or did you pay it back to the store and say hey you all made a mistake, i just remember that post, don't know how to find it but isn't this kinda the shoe is on the other foot now?
I don't want to seem harsh but i do remember you bragging about how you got one over on them, did you make that mistake good and let them know about it ?..................laurie
I honestly don't remember the incident. Nor do I remember "bragging" about it, either. I'm also not denying it. After all, if you say so then it
must be true, right, laurie?
So, in the case that I
didn't do the right thing and let the store know about the double swipe and repay the 500.00, (or something like that) is your
point that I had no business starting this thread simply because NetSpend was just a vehicle used by Karma to get back at me for what I had dished out and that I should have just sucked it up and kept my big mouth shut?
And if I
did make it good, what's the difference in regards to NetSpend's relationship to the members of this forum and the possible risks involved in that relationship that CM members might have been unaware of?
You can rest assured that
if the "double swipe" incident you described actually happened, and
if it was actually something I was ever involved with, and
if I never did the right thing and make it good, that Karma has come back to bite me in the ass
tenfoldlong before this NetSpend (NS) incident. But if it hadn't is your point that since I'm no saint, CM members don't deserve to know what I have experienced and posted here?
Also, and I've never mentioned this here, I am
certain, and only bring up now, not to brag, because I'm not proud of it, but to show, as contrast, to what may or not be the point you have neglected to state, I am guilty of crimes
far more serious than one had I walked away with some cash due to the error of someone else with no pre-meditation on my part. I have masterminded, and gotten away with evil that took months of planning, knowing, all along, down to the penny, exactly how much hurt I was going to exact from a precise number of men, women and children.
OK. So maybe I
am a bad guy. So because I'm a bad guy, I shouldn't share with CM members in this forum? CM members who may have had their accounts compromised by NS by using Western Union (WU) to fund their accounts, thinking everything is safe and secure?
Who have
you killed, lately, laurie? Don't answer! It's a rhetorical question. You probably didn't kill anybody. Who knows?
I don't. I don't even
know you. But even if you
had killed someone, laurie I wouldn't
care who you killed. Or didn't kill. Of if.
Why don't I care?
Because it's irrelevant to the mission of this forum, IMHO, and to this thread, definitely. And if
did care, then I would confront you about it via PM and not in a public forum where to confront you would serve no useful point other than to, by some wild stretch of the imagination, embarrass you because I have some latent hard-on for you that I've, somehow, managed to suppress up until now.
I'm not
trying to seem "harsh" here, it just comes naturally. And I'm only not trying to be harsh because I've promised that I wouldn't. Even if I am being baited via attack without provocation.
And I could have replied to your post via PM and probably should have but, as we all now know,
I'm a bad guy.
A recap of the point of this thread, if I may go back on track, now:
NS suggests that one may use WU to fund a NS account.
NS stipulates that NS customers must have their NS cards present to fund via WU.
To fund NS via WU, one must write the 16 digit card number on the WU Prepaid Services (gray) form. A carbon copy of the form is stapled to the back of the WU receipt (a fact I was unaware of and never informed of until after I was ripped off).
If asked by the WU agent (in my case, three different Rite - Aid employees - none of them bonded)
NS customers must present their cards exposing all of the information needed for thieves to rip them off. (Each time a Rite - Aid employee walked away a few feet from me with my card, apparently checking the card number I had written on the WU form against the actual card. Each time any one of them could have gotten a look at the CVV code on the back. I never took my eyes off them once they had my card and it didn't occur to me when the card was out of my view that the clerks might have just as easily been looking at the back and not the front. Every time they only stepped away for a few seconds).
With the account number and CVV code, using phony names and social security numbers without ever so much as needing fake IDs (No ID is required to open a NS account)
thieves can simply open a NetSpend Account, purchase an untraceable, no-contract cell phone, and then, call a toll-free number provided by NS for the sole purpose of making "Cardholder Transfers" (CT - transfer of funds between NS cuatomer accounts for a fee of $4.95) and, impersonating their victims and after having made a balance inquiry, online (from a library or cyber cafe) or via telephone, move their victim's money into their new NetSpend account so they may extract the cash via ATM.(NetSpend knows the name of thuse NS's "Cardholdere perp in my case and that the account the perp used was never funded other than the required $10 when the account was first opened and that the perp abandoned the account as well as the phone number the perp registered with NS. There are no records of anyone fitting the description of the perp based on the information given to either NS or the cell phone company used by the perp, according to NS investigators).
Oh yeah, I almost forgot. In my first post I mentioned that "Charlotte" of NS's dispute department specifically told me, even after I pressed her on the issue, that filing a police report was not required and would have no bearing on the outcome of my "dispute" since the "disputed amount" was under $300.00. Well, a Mr. Ruben Casillas, the investigator in my case, just called to inform me, well past the deadline of 10 days I was promised for the resolution of my "dispute," that I must NOW file a Police Report, obtain a HARD COPY and send it via USPS CERTIFIED SNAIL MAIL in order for NS to consider my "dispute" any further. I suggested to Mr Casillas that he, and NetSpend may pursue my "dispute" up their collective ASSES as far as I'm concerned. I'll simply write off the $185.45 to experience, move on, and hope that I have helped someone else avoid the same pitfall. I have 2 new NS Visas and I will NEVER fund them via any method that compromises the security of my account info.
I was thinking of getting a Netspend (I am now getting paranoid that my litle ole bank is going to come after me for using my Visa to play, play, play) ! Now I will have to rethink this...that and it seems no one could use it anyway in the last couple of days. 
.................laurie
