Used to Use Credit Cards Switched to PayPal

[kmartinusa]

Hi Gang,

I've gambled online since 1995. At first, I funded w/my credit card and switched to PayPal at some point.

I've just gotten a letter from US District court in that I am eligible for settlement of a class action lawsuit that includes credit card customers who used their cards in 1996-2006 for overseas transactions. I'll get 1-3% back on all of my purchases.

I'm trying to gather my statements from my CC company, but I can't remember when or why I switched to PayPal.

Can anyone remember when CC funding became impractical?

I might have switched to PayPal for the convienence of bank wires rather than checks, but it also could have been because I was forced to. I just don't remember. Anyone with a better memory for dates would help me to find the right statements.

Thanks,

Kevin

 

[The Dude]

Hi Kevin,

I found this in the news archives:
https://www.casinomeister.com/gambling-news/

VISA - MASTERCARD ON THE WARPATH
26 July 2001

Again?

Players will remember the big scares last year when the credit card "Big Brother Is Watching You" giants Visa and Mastercard started turning down transactions for Online Gambling.

The resultant panic saw the emergence of any number of alternative payment systems and middle-man organisations and things seemed to settle back down, albeit with "new" brands like Net Teller, PayPal, FirePay, ACH systems and so on becoming more familiar.

The business rolled on. Until two weeks back when increasing numbers of gamblers started reporting transaction problems on their credit cards. Last week scores of Microgaming casinos seemed to confirm players' fears with emailed and pop-up warnings and in many cases incentive offers for players to change to other methods to ensure trouble-free gambling entertainment.

In the absence of any formal public announcements, it looks as if the CC Biggies are on the warpath again. Why? Well those effected have said that they have been offered any number of explanations at bank level such as a general ban on all gambling cc transactions, political pressure, too many chargebacks and so on.

A word to the wise - start looking at alternatives to avoid future hassles.

Unfortunately, the "news" section was started only a month before that - but this may give you an indication when CCs were no longer a good thing to use in the states.

Nice memory jog

 

[kmartinusa]

Not that you need thanks, but there you go.

Talk about all over it!

Thanks, Bryan for the personal and incredibly quick response.

Kevin

 

[spearmaster]

I've just gotten a letter from US District court in that I am eligible for settlement of a class action lawsuit that includes credit card customers who used their cards in 1996-2006 for overseas transactions. I'll get 1-3% back on all of my purchases.

Was this letter for all transactions in general? That's what it looks like - and if so I want one of those letters

 

[mysticjoz]

Was this letter for all transactions in general? That's what it looks like - and if so I want one of those letters

Me Too!!

 

[Hihohiho0]

Hi Guys: I recieved this letter as well.... the settlement is for people who traveled overseas or made transactions with overseas merchants and were charged an extra overseas fee by their bank credit card. You can opt in for a flat $25.00 - without giving any statements or you can opt-out. I'm choosing to opt out.. I don't want any part of this on my records... this settlement still has to go before a judge. Of course this won't stop the banks from charging overseas transactions... that will probably take an act of congress!!! This is probably one of those class action cases only the lawyers really profit from...

 

[just play]

Hi Guys: I recieved this letter as well.... the settlement is for people who traveled overseas or made transactions with overseas merchants and were charged an extra overseas fee by their bank credit card. You can opt in for a flat $25.00 - without giving any statements or you can opt-out. I'm choosing to opt out.. I don't want any part of this on my records... this settlement still has to go before a judge. Of course this won't stop the banks from charging overseas transactions... that will probably take an act of congress!!! This is probably one of those class action cases only the lawyers really profit from...

My husband received one of these too.....I hope we don't have to mail anything back, we chucked it.

 

[winbig]

My husband received one of these too.....I hope we don't have to mail anything back, we chucked it.

Call me paranoid, but it seems too good to be true....I think they're fishing for online gambling transactions....

Funny how the dates coincide...isn't 96 shortly after the first online casinos popped up? And of course the UIGEA in 2006...

 

[TxMyTx]

Chunked mine, too

Yep, got one, chunked it as I feel they are fishing. I hope the fish aren't biting!

Notice they ask you explain what you spent the funds on with your international transaction. They can go fish all they want but I wouldn't chance giving them the knowledge of how we spend their ( lol ) money, as long as we pay them, it's none of their business....... TaaDaaaahhhh!

 

[suzecat]

Call me paranoid all you want.........it does not feel prudent to give out this type of information. Seems like CCs are phishing for info they cannot otherwise obtain.

 

[pacers31]

Maybe I'm missing something, but if you participate in this, won't you be charging back the casinos you like to play at? Anyone who does this will probably be dropped by the casino involved I would imagine. Besides, we all speculate as to fairness with the online casinos. If we do something like this, aren't we in fact the ones cheating?? I haven't received this letter, but I sure as hell will toss it if I do.

 

[soflat]

There was an article about this in the local newspaper about a week ago. A lot of people got the letters, smelled a scam, and apparently many called the government (whatever agency handles this type of thing) and their local media seeking answers.

Bottom line is that it is legit. Do a news search of credit cards and foreign transactions (or something like that). There are many articles from local papers regarding it.

You have 3 options:
1) take a flat $25
or 2) estimate how many days you were overseas and they will calculate a refund for you
or 3) itemize all your overseas expenses

It is very simple and you can choose option 1 or 2 online without any paperwork or hassles. You might need the original document to apply for the refund as it has your claim number on it.

 

[winbig]

There was an article about this in the local newspaper about a week ago. A lot of people got the letters, smelled a scam, and apparently many called the government (whatever agency handles this type of thing) and their local media seeking answers.

Bottom line is that it is legit. Do a news search of credit cards and foreign transactions (or something like that). There are many articles from local papers regarding it.

You have 3 options:
1) take a flat $25
or 2) estimate how many days you were overseas and they will calculate a refund for you
or 3) itemize all your overseas expenses

It is very simple and you can choose option 1 or 2 online without any paperwork or hassles. You might need the original document to apply for the refund as it has your claim number on it.

My friend received paperwork for this, and from what he said, it was hardly worth filling out for the $25. He said it was like 10+ pages long.....

 

[NASHVEGAS]

My friend received paperwork for this, and from what he said, it was hardly worth filling out for the $25. He said it was like 10+ pages long.....

Ever seen a class action lawsuit that was even worth reading the paperwork moreless filling it out. $25.00 is a big time compared to most like 5% off your next $15.00 purchase of a cell phone accessory. The couple of times the paperwork was pretty simple and I wasted 30 more minutes of my life, I never got the so called remedy anyway except iirc I did once get something like maybe $50 from Apple. Shareholder class action lawsuits remedies are the worst. It is almost impossible to supply all the documentation required so long after the fact (even when finacially I was due a few thousand here or there), I just trashed it.

 

[winbig]

Ever seen a class action lawsuit that was even worth reading the paperwork moreless filling it out. $25.00 is a big time compared to most like 5% off your next $15.00 purchase of a cell phone accessory. The couple of times the paperwork was pretty simple and I wasted 30 more minutes of my life, I never got the so called remedy anyway except iirc I did once get something like maybe $50 from Apple. Shareholder class action lawsuits remedies are the worst. It is almost impossible to supply all the documentation required so long after the fact (even when finacially I was due a few thousand here or there), I just trashed it.

Hell, I remember a few(couple?) years ago the RIAA(?) had to cough up $12(if I remember right) to everyone that bought (or claimed to have bought) a CD in the past X years prior to the judgement. All you had to do was fill out a few details on the website and you got the check within a few weeks. No complicated forms, nothing. You didn't even have to prove you even bought a CD.

 

[NASHVEGAS]

Hell, I remember a few(couple?) years ago the RIAA(?) had to cough up $12(if I remember right) to everyone that bought (or claimed to have bought) a CD in the past X years prior to the judgement. All you had to do was fill out a few details on the website and you got the check within a few weeks. No complicated forms, nothing. You didn't even have to prove you even bought a CD.

Well, I stand corrected