I have an outstanding dispute with a casino (Grand Fortune). They summarily refused to pay winnings ($10,000!), closed my account, and accused me of fraud, citing a $100 "disputed transaction" at another RTG casino in 2012. I have no way of responding to this allegation, since I have never been contacted by any RTG casino about such a transaction. In fact, this is the very first I've ever heard about any "disputed transaction." Prior to my withdrawal request at Grand Fortune, I'd never heard about it at all. Stranger still, Grand Fortune will not reveal even the name of this other casino -- or any other details about this small, disputed transaction -- that supposedly makes me a fraud risk to their casino. FYI, I have never committed fraud against Grand Fortune or any other RTG casino.
But enough about my problems. What I have noticed in dealing with this matter is how many other, similar "disputes" there are. Here on Casinomeister (the best!) and at other sites like AskGamblers, etc, there are a troubling number of player grievances concerning casinos who engage in the roguish practice of denying payment of fair winnings to players based on the most dubious of pretexts. In few of these cases has the player actually violated any of the casino's T&Cs. By and large, these complaints involve casinos refusing payment based on post-hoc (i.e., post-win) accusations of "fraud" or "patterns of play" and "validation delays" (sometimes lasting years) that the casino shoehorns into their self-serving, catchall T&C that "any decision made by the casino shall be final." Worst of all is the casino acting unilaterally and arbitrarily to confiscate winnings, shut down the player account, and force a "refund" on a player. This last strategy appears to give the casino a false sense that they acted virtuously and fairly, when in fact they have merely appointed themselves -- with no due process -- judge, jury, and sole arbiter/executioner. These casinos know exactly what they are doing by attempting to sever all ties with the disputant. They are acting solely in their own monied interest by closing all channels of communication with the player. After all, refunding a few hundred dollars is a mere drop in the ocean compared to thousands in fair winnings. Even so, these casinos complain about how such never-requested refunds “cost [them] money and make [them] look bad with processors.” The irony is palpable.
My objection to this rogue behavior is simple: while the casinos hide behind baseless accusations of fraud and abuse, they themselves are committing fraud and abuse against players. Not only is this hypocritical, but it undermines the very nature of casino gaming. To wit, when a casino accepts money from a player in a fair-money wager, it is implicit -- and is made by the casino to appear 100% explicit -- that the casino will honor the outcome of said wager. The casino (or "house") has a known advantage over the player in casino games, but that advantage -- aka "the odds" -- is known to all parties. If AFTER a player wins fairly (e.g., no cheating or demonstrable pattern of abuse), the house -- for whatever reason -- adjusts the odds in their favor (by refusing to pay, making unsubstantiated claims of fraud or abuse, or by invoking new and previously unwritten T&Cs), the house is, in no uncertain terms, cheating. The house is changing the rules of the game -- it its favor -- after the game has been played.
Obviously, the current state of affairs for US-facing casinos is the Wild West, where anything goes, and players have little recourse no matter how ill-used they are by roguish casinos. I can chalk up my own dispute as a lesson hard won about how slimy and criminal some casinos will act in protection of their immediate interests. I have no doubt that a Casinomeister-accredited casino would have behaved honorably and fairly. Still, I see a pattern of abuse by businesses (casinos who should be paying fair winnings as a cost of doing fair business) who instead shift a BS "burden of proof" onto fair players as a cheaper alternative to playing fair. These rogueish casinos spin sob stories about being "hurt" by malevolent players. But those stories don't add up to the thousands upon thousands that these casinos bilk from fair players. The casino should absolutely protect themselves from those malevolent players, but not by punishing fair players for the abuses of others!
I am curious to know from CM members and staff what they think of these shady dealings. I believe there is a real problem at many casinos -- I will call it "T&C abuse." This is where casinos stand on their vague and utterly skewed (in the casino's favor) "rights" in order to nullify inconvenient fair play so as to remove red ink from their ledgers.
Lastly, what can a player like myself do? How can I protect myself from being railroaded by rogue casinos in future? Grand Fortune claims that "all RTG casinos" share the same information and use the same super-secret player-rating software and service. Then why is it that only Grand Fortune has closed my account and not all RTG casinos? Why is is that other RTG casinos would pay my fair winnings while only Grand Fortune refuses to? As it stands, I have deposited tens of thousands at RTG casinos, but I never will again. The fair casinos on the RTG platform can thank Grand Fortune for their loss of my business. To repeat: I will never deposit at a RTG casino again. I would love to hear from RTG reps and managers how they feel about what I've written here and about how they feel now that Grand Fortune has burned their brand (even if only for one player). Does RTG support Grand Fortune's decision? Grand Fortune makes it sound like RTG is one big happy family, fully in support of Grand Fortune's rogue shenanigans. I suspect otherwise (based on experience and reputation).
Let me know what you think. Thanks!
But enough about my problems. What I have noticed in dealing with this matter is how many other, similar "disputes" there are. Here on Casinomeister (the best!) and at other sites like AskGamblers, etc, there are a troubling number of player grievances concerning casinos who engage in the roguish practice of denying payment of fair winnings to players based on the most dubious of pretexts. In few of these cases has the player actually violated any of the casino's T&Cs. By and large, these complaints involve casinos refusing payment based on post-hoc (i.e., post-win) accusations of "fraud" or "patterns of play" and "validation delays" (sometimes lasting years) that the casino shoehorns into their self-serving, catchall T&C that "any decision made by the casino shall be final." Worst of all is the casino acting unilaterally and arbitrarily to confiscate winnings, shut down the player account, and force a "refund" on a player. This last strategy appears to give the casino a false sense that they acted virtuously and fairly, when in fact they have merely appointed themselves -- with no due process -- judge, jury, and sole arbiter/executioner. These casinos know exactly what they are doing by attempting to sever all ties with the disputant. They are acting solely in their own monied interest by closing all channels of communication with the player. After all, refunding a few hundred dollars is a mere drop in the ocean compared to thousands in fair winnings. Even so, these casinos complain about how such never-requested refunds “cost [them] money and make [them] look bad with processors.” The irony is palpable.
My objection to this rogue behavior is simple: while the casinos hide behind baseless accusations of fraud and abuse, they themselves are committing fraud and abuse against players. Not only is this hypocritical, but it undermines the very nature of casino gaming. To wit, when a casino accepts money from a player in a fair-money wager, it is implicit -- and is made by the casino to appear 100% explicit -- that the casino will honor the outcome of said wager. The casino (or "house") has a known advantage over the player in casino games, but that advantage -- aka "the odds" -- is known to all parties. If AFTER a player wins fairly (e.g., no cheating or demonstrable pattern of abuse), the house -- for whatever reason -- adjusts the odds in their favor (by refusing to pay, making unsubstantiated claims of fraud or abuse, or by invoking new and previously unwritten T&Cs), the house is, in no uncertain terms, cheating. The house is changing the rules of the game -- it its favor -- after the game has been played.
Obviously, the current state of affairs for US-facing casinos is the Wild West, where anything goes, and players have little recourse no matter how ill-used they are by roguish casinos. I can chalk up my own dispute as a lesson hard won about how slimy and criminal some casinos will act in protection of their immediate interests. I have no doubt that a Casinomeister-accredited casino would have behaved honorably and fairly. Still, I see a pattern of abuse by businesses (casinos who should be paying fair winnings as a cost of doing fair business) who instead shift a BS "burden of proof" onto fair players as a cheaper alternative to playing fair. These rogueish casinos spin sob stories about being "hurt" by malevolent players. But those stories don't add up to the thousands upon thousands that these casinos bilk from fair players. The casino should absolutely protect themselves from those malevolent players, but not by punishing fair players for the abuses of others!
I am curious to know from CM members and staff what they think of these shady dealings. I believe there is a real problem at many casinos -- I will call it "T&C abuse." This is where casinos stand on their vague and utterly skewed (in the casino's favor) "rights" in order to nullify inconvenient fair play so as to remove red ink from their ledgers.
Lastly, what can a player like myself do? How can I protect myself from being railroaded by rogue casinos in future? Grand Fortune claims that "all RTG casinos" share the same information and use the same super-secret player-rating software and service. Then why is it that only Grand Fortune has closed my account and not all RTG casinos? Why is is that other RTG casinos would pay my fair winnings while only Grand Fortune refuses to? As it stands, I have deposited tens of thousands at RTG casinos, but I never will again. The fair casinos on the RTG platform can thank Grand Fortune for their loss of my business. To repeat: I will never deposit at a RTG casino again. I would love to hear from RTG reps and managers how they feel about what I've written here and about how they feel now that Grand Fortune has burned their brand (even if only for one player). Does RTG support Grand Fortune's decision? Grand Fortune makes it sound like RTG is one big happy family, fully in support of Grand Fortune's rogue shenanigans. I suspect otherwise (based on experience and reputation).
Let me know what you think. Thanks!