Well that really is a bummer. Because now you can't even really hold anything over on a neighbor kid. Still seems it will be a hard sell, because who would open an account in your name for casino winnings.
Have you talked to his parents about getting you paid back?
This is definitely a VERY unique situation. Of course the more outlandish (unique) the story, the more it is gonna seem like a lie to the credit card and casinos.
Are you out so much money that the parents of this minor won't be able to reimburse you? I would put the burden of deciding what to do on them. Either they pay you back the funds now, even if they have to take out a cash advance on their credit cards, or you report it as fraud.
I am trying to brainstorm here for you, but I just can't think of any good ways out of this mess. I can foresee that even if you report it as fraud, it is gonna be your word against the kid. And it seems that the circumstances are gonna be real hard to convince the people that can do anything about it as being true. Having to file a lawsuit in small claims court against the parents will not be good either. Hopefully you don't have to end up moving because this situation I could see blowing up into a really hatred between neighbors.
What kind of card was it? I think I heard that Mastercard was not really taking casino purchases anymore. Or at least that they changed their procedure for it, to make it more difficult. Not sure how that could help, but maybe at least give you some more fire to your arguments. Or maybe arguing that it is illegal to take bets from people that live in your state? Not sure where you live, but you might try to argue that. I know the OPA tries to rectify situations for its members. Maybe you can see if they can help at all, membership is $25 I think. I don't know if they could do anything, but it may be a place to look for assistance.
I hope the best for you. I know I am definitely gonna keep updated on this thread to see what eventually happens. So now that you started this thread here make sure you keep us updated
Don't just disappear if you end up with a positive conclusion. For some reason it is my impression that many times the best of the best casinos will correct problems such as this eventually. I believe CON to be one of the better casinos from all that I have read.
I tried to write the previous mesage as non-accusatory as I could. But I realize it probably had the tone of a personal character attack. I just wanted to fill in the blanks, because my logical nature just automatically figured it doesn't make sense, and I couldn't get my points across without being a little pushy.
But I have no reason not to believe you. The story is definitely strange, but your response fills in the blanks for me. I could see how it could happen, and I can now see why you have taken the steps that you did. Kudos to you, I would have just placed a chargeback if that happened and let the kid deal with the consequences. I am sure you are close with the neighbors since you let them keep their kid at your home for a week. That is tough being betrayed like that. Especially because monetarily being stolen from will likely make the relation very tense, unless it is solved quickly. Especially once those credit card statements start coming in the mail.
There is only one way I can think of you being able to get the money back, but its a big maybe. For some reason it keeps popping in my head. But I think it is not appropriate to say. So don't read this next sentence if you don't want to, you've been warned. It's the gambler in me thinking, heck just make another deposit and win it back. After all isn't that what the majority of us that read this board think after a losing streak? Probably innapropriate in light of your situation, but hey I said I was brainstorming.
Hopefully, this ends well soon.