Provided that, where deemed non-practicable, the B2C licensee shall abide by the following requirements: (a) B2C licensees shall not impose unreasonable withdrawal restrictions, when taking into consideration the amount of the withdrawal and the total time it is going to take a player to withdraw the totality of the funds he delineated within the withdrawal requests. Provided that, for the purpose of determining whether a withdrawal restriction is unreasonable, the Authority shall consider the amount stipulated within the withdrawal request, in relation to the time which will be taken in order for the player to successfully withdraw all the funds he delineated in the request, and to the monetary withdrawal limit imposed on the player. Provided that, the amount of money in the player's account constituting money which the player himself has deposited, may never be subject to a withdrawal restriction, unless otherwise required in terms of sub-article (2) below. Provided further that, a withdrawal limit imposed on the player by the B2C licensee may never be less than two hundred and fifty Euro (€250) monthly. (b) Money for which a withdrawal request has been made, shall not be wagered in so far as the request has not yet been fulfilled. Furthermore, money for which a withdrawal request has been made, and which has not yet been paid out due to any withdrawal restriction imposed on the player by the B2C licensee, shall be paid out to the player automatically and shall not require further withdrawal requests. Provided that, the B2C licensee may only offer players a lump sum, the value of which is lower than that of being paid in instalments, when such a mechanism was clearly communicated to, and accepted by, the player before he started playing the game. (c) B2C licensees shall not attempt to encourage players, in any manner, to cancel a withdrawal request, once this has been made by a player. Any withdrawal restrictions shall be specified in the terms and conditions in clear, intelligible language, and shall include details of the manner in which the restriction is to work. v1 – August 2018 Page 18 of 22 (d) Furthermore, any and all withdrawal restrictions shall be detailed on any webpage, or in any application instance made available to the player to deposit, and to withdraw funds. (2) Notwithstanding anything contained in sub-article (1), an operator may delay, and, or block processing the withdrawal, as may be necessary in order to perform measures necessary in terms of AML legislation, and for the prevention of fraud and other criminal activity. (3) Without prejudice to anything contained within this directive, a licensee shall not deal with the amount standing to the credit of a player’s account, or with the player funds, except: (a) To debit to the account a wager made by the player or an amount the player indicates he wants to wager in the course of a game the player is playing or about to play; (b) To remit funds standing to the credit of the account to the player, at the player’s request; (c) To pay reasonable payment charges, or other charges as may be specified in the terms and conditions and in the deposit and withdrawal page, as required in terms of this directive; (d) To confiscate winnings or charge penalties only in the situations identified within the terms and conditions, and which are in line with the provisions of this directive and any other regulatory instrument; Provided that, any such confiscation of winnings or penalties shall be proportionate and reasonable, keeping in mind the provisions within general law of unjust enrichment and unfair commercial terms, and any such provisions within the terms and conditions that are deemed by the Authority not to be compliant with the provisions of this article may be deemed ipso jure, by operation of the Consumer Affairs Act and this directive, null and void. (e) As otherwise authorised by this directive and any other regulatory instrument