Plans for 2017!

[Harry_BKK]

Never been somebody to make tons of resolutions for a new year as I think that one can be made on the spot when you come to a decision regarding your life, there is no need for that number to increase by one, meaning to wait for the New Year.

Anyway, the last few weeks I had thoughts brewing in my head, so much that they ended now in a firm plan for the near future, and before you ask --> NO, I won't give up smoking, gambling and occasional drinking and partying.

1. Cut work hours to the bare minimum

I have been some 30 years in sales, the last 10 as freelancer and hours / week never counted. Had too many times when I was doing 80+ hours in a week thinking it would really matter ... well, guess what --> it doesn't...maybe on the monetary side, but certainly not on the personal one. I can't count the events, birthdays, weddings, funerals etc that I missed in the past 30 years just because I was in some corner of the world trying to sign the next project.

I changed recently my main work and that gives me much more freedom to live my day as I feel is right.

2. Cut the gaming budget by a factor 10

It will never be more than $500 per month from now on. My marathon, although it was fun, opened my eyes to things that for some reason I did not see or maybe didn't want to see in all my years of online gaming. I literally threw in total some $19K at slots in December and had in nearly 5 weeks only 2 wins that are worth mentioning. Just think of that number, $19,000 --> many people in this world would be happy to earn that in one year including those in the country I am currently living in. The losses were of course much lower, but that is not the main factor in this.

The fact that you can wager 100,000's with those $19K and barely get some excitement is the very disappointing part. And to be honest, this wasn't just some bad or unlucky month, it hasn't been much different for the last 1.5 years. The last time I had some sort of winning streak was in August 2015, ever since it has been rather a deposit-spin-lose affair with only the length of the session being a variable factor.

3. Move to Johor Bahru, Malaysia

As some might know I have a 7-year old son who lives with his mother in Singapore. Have not been allowed to see, nor speak to him since June 2015 and I miss him dearly. Moving to JB will get me to within 20-30 minutes of his home and school, meaning I will be able to spend much more time with him once I got past the legal "spiel" with his mother.

Living in JB will cost me probably 2-3 times of that here in BKK, which is mainly the apartment rental, but I don't care. Missing his growing-up years is not something I want to regret once he is an adult and starts his own life.

My current rental contract in BKK ends on 15th March 2017 and that is the date I will move. Next week I'm off to Penang, MY to renew my Thai visa and from there I will fly to JB on a reconnaissance mission to find the right serviced apartment / condominium which has to be close to the Singapore border checkpoint.

4. Go on a holiday every month

Ever since moving to Asia I used to go every month to some island, country, city or region for a few days, just to get out of the day-to-day routine but stopped it some 2.5 years ago. Don't ask me why, I don't really know. But I went to some magical places over the years. Ever heard of Palau, Bintan, Batam, Tioman, Pangkor, Koh Lipe, Koh Chang, Koh Tao, Koh Kood, Korat, Saigon, Phnom Penh, Miri, Sandakan to name just a few?

Indonesia has some 18,000 islands, i have been to 6 so far, the Philippines some 7,000, only been to 2 there....so much to see and explore and I have to do it while I am fit and curious enough.


This is my plan, lovely CM'ers. Any plans you have for this year???

 

[lockinlove]

Mine is to eat healthier. Since December I have eaten very poorly because of the holiday season and seems to be continuing lol. I love how I feel when I work out and excercise so Im going to get back into it shortly.

Im going to cut out all casinos that dont appreciate my business. Im tired of the industry treating us like village peasants and taking us for granted.

I want to gamble less and enjoy more things in life this year which ive already started doing by not depositing much so far. Plus last night we started season 6 of game of thrones and watched 3 episodes in a row.

Less internet, more life things.

 

[Jd666]

Give up smoking.
Gamble online less (not deposited this year yet) yeah I know its only the 4th Jan lol.
Not take bonuses which tie you in unless its a too good to resist offer for the playtime.
Eat more curry.
Drink more beer.
Eat more trifle and jelly babies.

Take more pictures of Lighthouses

 

[aceking123]

Nice post Harry !

Pretty simple for me this year , as with you im culling the deposits each month to around the same figure as you )

Two holidays this year ( normally one per year )

Visit the guys n gals at waxys this year

Spend more time playing football with my boy & more nurse games with my daughter.

One last thing knuckle down @ work & get my company fully flowing with advertising & other things ) get out onsite more back to the old which i do miss )

Good luck for this year to all )

 

[Dinahnana]

My main plan for 2017 is to get out of it alive! The older one gets the more important that is Also drastically reduce deposits as I agree with Harry the fun is going out of it.

I haven't had a great hit in over 2 years which says a lot since I used to get one or two a year in the previous 5 years.

I am just gonna put it out there for the universe to hear but I do plan tow win the lottery this year

I don't have kids but I do have a dog and plan to have a lot of fun with him this year. Also some major family milestones this year my parents 50th wedding anniversary for one so I plan on enjoying the celebration with them.

Wish I could travel more but it's very hard with a dog who has separation anxiety and Ireland is not really a dog friendly country where traveling with pets is concerned.

Most importantly this year I am determined to find my happy whatever that is. Seems so simple but I think it may be the hardest task but well worth the effort.

 

[geordiecolin]

Nice post Harry.Good luck with your plans.
I am slowly getting closer to being fit enough to get back to work after 2 rotten years. Oct 2015 I had a fundoplication op.The op itself was a success but the surgeon must have cut me further down as I was left with terrible digestive issues. Food ferments instead of passing through my system. I have refused to have the same surgeon correct the problem as he refused to admit that he damaged that area and now he is covering it up by refusing to share test results with my new surgeon or me. ( Lawyers involved now) It has resulted in a long delay in having corrective surgery.
During the same period a heart defect that I was unaware of raised its head. Called Wolff Parkinson White,I had it since birth and during a very sporty life I could have possibly of dropped down dead. Since it showed itself I had to have my heart rebooted many times and after two ops my heart is fixed to the extent that its stronger than most peoples now
So,this year I plan to have that corrective op and then get back to work instead of mooching about trying to find things to do

 

[Jono777]

Few things I plan to make good efforts to do, 90% confident I will succeed in most where external factors do not contribute.

* Reduced deposits - No set percentage in mind but one rule is budget will no longer increase following a decent withdrawal or run of small withdrawals as it used to.

* Admit to self that my S/E is now pretty much flat on its arse and seek alternative income, going back to working for someone else / "normal 9-5" role pretty much the way forward unless another offer comes along

* Stop stressing over things I can control and also over things I have 100% NO control over, what happens, happens!

* Help my mom out more, Dad recently diagnosed with dementia and since she has little freedom, basically be there for them if and when needed.

* Add to this list something really pisses me off

 

[geordiecolin]

Few things I plan to make good efforts to do, 90% confident I will succeed in most where external factors do not contribute.

* Reduced deposits - No set percentage in mind but one rule is budget will no longer increase following a decent withdrawal or run of small withdrawals as it used to.

* Admit to self that my S/E is now pretty much flat on its arse and seek alternative income, going back to working for someone else / "normal 9-5" role pretty much the way forward unless another offer comes along

* Stop stressing over things I can control and also over things I have 100% NO control over, what happens, happens!

* Help my mom out more, Dad recently diagnosed with dementia and since she has little freedom, basically be there for them if and when needed.

* Add to this list something really pisses me off

Good luck with all that mate

 

[Harry_BKK]

Nice post Harry.Good luck with your plans.
I am slowly getting closer to being fit enough to get back to work after 2 rotten years. Oct 2015 I had a fundoplication op.The op itself was a success but the surgeon must have cut me further down as I was left with terrible digestive issues. Food ferments instead of passing through my system. I have refused to have the same surgeon correct the problem as he refused to admit that he damaged that area and now he is covering it up by refusing to share test results with my new surgeon or me. ( Lawyers involved now) It has resulted in a long delay in having corrective surgery.
During the same period a heart defect that I was unaware of raised its head. Called Wolff Parkinson White,I had it since birth and during a very sporty life I could have possibly of dropped down dead. Since it showed itself I had to have my heart rebooted many times and after two ops my heart is fixed to the extent that its stronger than most peoples now
So,this year I plan to have that corrective op and then get back to work instead of mooching about trying to find things to do

Wow Colin...that is truly shocking.... have to admit that I had to google those things as I never heard of them before. I wish you the best of luck that all goes well and you get your life back!

 

[Steviedoo]

Nice post Harry.Good luck with your plans.
I am slowly getting closer to being fit enough to get back to work after 2 rotten years. Oct 2015 I had a fundoplication op.The op itself was a success but the surgeon must have cut me further down as I was left with terrible digestive issues. Food ferments instead of passing through my system. I have refused to have the same surgeon correct the problem as he refused to admit that he damaged that area and now he is covering it up by refusing to share test results with my new surgeon or me. ( Lawyers involved now) It has resulted in a long delay in having corrective surgery.
During the same period a heart defect that I was unaware of raised its head. Called Wolff Parkinson White,I had it since birth and during a very sporty life I could have possibly of dropped down dead. Since it showed itself I had to have my heart rebooted many times and after two ops my heart is fixed to the extent that its stronger than most peoples now
So,this year I plan to have that corrective op and then get back to work instead of mooching about trying to find things to do

wishing you the best....hope all goes well...

 

[geordiecolin]

Cheers lads, but to be honest since the heart thing was fixed dealing with this has mostly been manageable and the op I require appears to be fairly simple. And I can still drink,occasionally

 

[goatwack]

Cheers lads, but to be honest since the heart thing was fixed dealing with this has mostly been manageable and the op I require appears to be fairly simple. And I can still drink,occasionally

Well you look a lot better, with that hat on and everything. There's even some colour in your arms and nose!

 

[syntynyt]

my main resolution is to escape the shithole i live in, job opportunities became non-existent, the streets are dangerous by the day because of lack of jobs, my main domain pizza making(unadulterated italian recipe, shape and taste) is totally dying here and is paid for a 15 hr day shift what in the west is paid for an hour at 8h shift!!! i aim for Benelux or Scandinavia, wherever i will find online and hoping for the best. need to let the winter pass first.
then i need to give up to energy drinks, after years of drinking from pleasure of the taste as the effect is null, lately i felt sick from them. has become like cigs, can't have a day without at least one. the company should make a water product with the same taste ill drink tons of water.
then to make my second tattoo, quality costs a lot, on lower leg costed me 600eur but is beautiful. to make this and more i need a well paid job.
and gambling aside, resolutions proved to be useless, but as long i will have power of will to say stop when i sense ruin coming it will be fine with just consuming my nerves. online was a total catastrophe, so like in 2016 i will try to concentrate on landbased more now that Merkur VLT were imported in many cafe bars in the city.

 

[slotmaster]

Well I posted here and there on what I want to do but here goes..... The bottom line is just a happier more regular life.


- Desperately want to find a new job as it is extremely stressful and horrible where I work now. It's getting hard to even just go in and I dread going in.

-Saying that I want to find my own business is my 1st choice than a job, Most likely just a side business though. Saw a business today but looking at it again it may be a franchise so less likely for me, May contact them to get more info.

-Find my own place either buy or rent. Might have to wait another year for this. I have to see what the landlord plans are this year mind you.

-Find a girlfriend, Currently just started talking to a girl, So that's a good start to 2017 I say.

- Like others I do need to cut down on deposits if I want to get my own place or a new car etc etc. I did have a good session this week finally but before that I am like other posters where it was just losing and losing and the fun is gone.

- Like Osulle I am praying to win the lottery or a nice jackpot. Yes I am being honest and have been praying, God has not answered my prayers yet.

 

[KasinoKing]

OK...
Lose weight.
Play more golf.
Win more.
Lose weight.
Work harder & smarter.
Lose weight.
Get better at golf.
Dump the waste-of-space casinos from my website.
Lose weight.
Spend more time with wife & kids.
Cut down alcohol to 9 days per week max
Lose weight.
Do the Hastings Half in under 3.5 hours.
Ride my motorbike more.
And finally, did I mention lose weight?

KK

 

[dunover]

OK...
Lose weight.
Play more golf.
Win more.
Lose weight.
Work harder & smarter.
Lose weight.
Get better at golf.
Dump the waste-of-space casinos from my website.
Lose weight.
Spend more time with wife & kids.
Cut down alcohol to 9 days per week max
Lose weight.
Do the Hastings Half in under 3.5 hours.
Ride my motorbike more.
And finally, did I mention lose weight?

KK

Then put it back on over the Meistermeet! You need to gamble more, no money means no food, no alcohol and no petrol for the motorbike. You'll then be walking or cycling places and living on fresh air. I promise you'll then lose weight.

 

[bigbear]

I had the shittiest year ever in 2016 as I was a full-time carer for my mum who has dementia.I say 'was' because in October I realised that I couldn't manage anymore.She had to go into a care home,the fees of which would make your eyes water but at least I know she is being properly cared for.After all that,i don't think there is much this year that could be worse.

 

[Jasminebed]

I had the shittiest year ever in 2016 as I was a full-time carer for my mum who has dementia.I say 'was' because in October I realised that I couldn't manage anymore.She had to go into a care home,the fees of which would make your eyes water but at least I know she is being properly cared for.After all that,i don't think there is much this year that could be worse.

That's a very hard role, and the decision to switch to a care home is a very difficult one as it's against their own wishes most times. A friend of mine (now 65) has been doing this for a number of years, and it's really taking a toll on her health.

Harry, I truly hope you get to participate in your son's life as you want to. Reducing your gambling levels will easily cover increased costs living in Malaysia.

I've been sick for weeks, and so at this point my only goal is to get dressed and leave my house sometime this year, which I haven't did yet in 2017, although I got ambitious enough to bathe and put on clean nightclothes

Going to try harder to increase my level of physical activity. I so enjoyed the pool at the condo in Bangkok, I'm seriously considering whether I can afford to move somewhere with an indoor pool.

 

[MissRuthless]

I had the shittiest year ever in 2016 as I was a full-time carer for my mum who has dementia.I say 'was' because in October I realised that I couldn't manage anymore.She had to go into a care home,the fees of which would make your eyes water but at least I know she is being properly cared for.After all that,i don't think there is much this year that could be worse.

I feel you on this, my father passed a way a while ago and had Dementia it was a very hard choice to have him put into a nursing home, but there was no choice near the end, it is extremely difficult, drainning mentally
and physically caring for someone with dementia. You, yourself need rest and your own time as well at times and it's not possible when caring for someone with an illness.

She will be properly cared for hopefully and you can be at some ease now knowing this as well Focus on the good and good times!

--------------------------------
So many different stories and idea's and to do's.

Plans for 2017.... well honestly the plan we had, my partner and I was to try and buy a house the reality we know is not going to happen, this is now not in the to do try to plan type thing really much anymore.

We are a family of 6, oldest she is 20 later this yr, so the younger 3, 2 in high school, 1 primary... try to save where we can, if we can as this year finances are going to be quite tight for us now.

Did not make any kind of resolution, kind of stopped doing that years ago lol! - For us I think it's spending more "quality" time together as a family, more simple things done together around the home or from home type thing.

The cost of living is just increasing too much especially with 3 younger dependents and 2 in high school - normal day to day costs are just getting too high and we need to micro manage money more this year alot more so that makes it more like a downer on that. And that's life anyway, budget, adjust rinse and repeat !

I think without writing a novel, it's what should be regardless,focus on the good, be grateful for what one has, company they have, children, family, friends, take care of them and what matter's and live
enjoying each day best way one can!

 

[LHofsdal]

WOW! So many great plans for 2017!

Some plans are obviously more attainable then others, but if you all put your mind, body and soul into it you will achieve your goals.

The only 1 goal I set this year was to survive my only child turning 16 next month. She has already picked out a car, wants us to build an apartment on the side of the house for her to move into, and would like us to give her 1,500 USD allowance every month ontop of us paying for all her living expenses. She would also like a 70 inch TV so she can play her games on STEAM and it would be like she right in the game. She informed us that she plans on living at home when she goes to college because she doesn't want to eat cafeteria food everyday.

Christmas was only 2 weeks ago and there is nothing else this kid could possibly need or want in my opinion but she has delivered a 2 page list for her birthday with the last line reading....MORE TO COME. The first thing out of my mouth was GET A DAMN JOB! But deep down inside, I see my hubby trying to think of way to convince me that she deserves the Range Rover she is asking for....

LH

 

[Dinahnana]

WOW! So many great plans for 2017!

Some plans are obviously more attainable then others, but if you all put your mind, body and soul into it you will achieve your goals.

The only 1 goal I set this year was to survive my only child turning 16 next month. She has already picked out a car, wants us to build an apartment on the side of the house for her to move into, and would like us to give her 1,500 USD allowance every month ontop of us paying for all her living expenses. She would also like a 70 inch TV so she can play her games on STEAM and it would be like she right in the game. She informed us that she plans on living at home when she goes to college because she doesn't want to eat cafeteria food everyday.

Christmas was only 2 weeks ago and there is nothing else this kid could possibly need or want in my opinion but she has delivered a 2 page list for her birthday with the last line reading....MORE TO COME. The first thing out of my mouth was GET A DAMN JOB! But deep down inside, I see my hubby trying to think of way to convince me that she deserves the Range Rover she is asking for....

LH

Your daughter is suffering from millennialism (made up word here). They think they deserve the world just by virtue of being born and not having to work for it like the rest of us. When she is all grown up she will appreciate it and realize her parents are saints

 

[Cocochanel]

Gave up smoking today......

I just smoked my last cigaret. I have been smoking for about 40 years, and loved every one of them, but sadly I have to give it up, because I had a heart attack while I was in Germany for Xmas. Was in hospital 23. dec.( hospital was a sick place to stay in ) and let my self out again 24. dec. I had a stent put in to my arteria and now have to take a lot of pills
but if I want to live a litlle longer I must give it up for my daugther and husband.

I sure hope I can do it, its going to be a hard job, bit I will try my best

Happy New Year to all of you:

 

[Jasminebed]

WOW! So many great plans for 2017!

Some plans are obviously more attainable then others, but if you all put your mind, body and soul into it you will achieve your goals.

The only 1 goal I set this year was to survive my only child turning 16 next month. She has already picked out a car, wants us to build an apartment on the side of the house for her to move into, and would like us to give her 1,500 USD allowance every month ontop of us paying for all her living expenses. She would also like a 70 inch TV so she can play her games on STEAM and it would be like she right in the game. She informed us that she plans on living at home when she goes to college because she doesn't want to eat cafeteria food everyday.

Christmas was only 2 weeks ago and there is nothing else this kid could possibly need or want in my opinion but she has delivered a 2 page list for her birthday with the last line reading....MORE TO COME. The first thing out of my mouth was GET A DAMN JOB! But deep down inside, I see my hubby trying to think of way to convince me that she deserves the Range Rover she is asking for....

LH

You survived her being 15, 16 is a cakewalk comparatively.

I'd suggest she start her job hunt at Home Depot to get a discount on the home renovation needs.

 

[Alfran]

Nice read.
My resolution. When my balance hits 100, i withdraw 50. Used to wait till it reached 200 usually but with smaller budgets come smaller goals.

 

[RichyJ75]

Nothing comparable to other plans in this thread, just:

Pay off another credit card (ideally in January as small balance) and by the end of the year, pay off at least 75%, if not all, of my last credit card. Hopefully be debt free by end of the year.

Don't plan on playing less slots, just more sensibly and whack in a withdrawal as soon as possible to at least reclaim deposit and small profit where possible, playing with left over profit. If I don't manage that, then no stress as hopefully I will be playing within budgets!!! I'm not deluded as I know I will lose more than I get to bank!

Next plan is to score at least one goal in my football team. I am the oldest player at 42, but have embarrassed some of the younger players at some point!!! Mid life crisis and all that, but nice to see our team is top of the division.

And finally, I have to get DoA to at least give me a wild line or 5 scatters!! Ok, now I am getting deluded .....

 

[miso]

I just smoked my last cigaret. I have been smoking for about 40 years, and loved every one of them, but sadly I have to give it up, because I had a heart attack while I was in Germany for Xmas. Was in hospital 23. dec.( hospital was a sick place to stay in ) and let my self out again 24. dec. I had a stent put in to my arteria and now have to take a lot of pills
but if I want to live a litlle longer I must give it up for my daugther and husband.

I sure hope I can do it, its going to be a hard job, bit I will try my best

Happy New Year to all of you:

Some coincidence here Coco, my friend went for a check up on the 21st December (already had 3 stents from years ago) and was rushed to Dublin to get 3 more stents. Went home on the 24th, same as you, just to get some normality over Christmas. He smoked 40-50 a day for years, but quit when he had a heart attack some 10 years ago. I wish you all the best, hopefully you manage to stay off the fags.

 

[slotmaster]

Your daughter is suffering from millennialism (made up word here). They think they deserve the world just by virtue of being born and not having to work for it like the rest of us. When she is all grown up she will appreciate it and realize her parents are saints

omg this! poor LH, In the good ole day's some of that would of been a spanking,lol. When I was that age(high school) I had to work and buy myself what I needed or wanted.

As Gordon Ramsey would say f!@# me a 70 inch tv!

 

[Cocochanel]

Some coincidence here Coco, my friend went for a check up on the 21st December (already had 3 stents from years ago) and was rushed to Dublin to get 3 more stents. Went home on the 24th, same as you, just to get some normality over Christmas. He smoked 40-50 a day for years, but quit when he had a heart attack some 10 years ago. I wish you all the best, hopefully you manage to stay off the fags.

Thanks miiisooo

Sorry to hear about your friend. How old?

So far so good with the fags.......I have to stop, so I programmed my brain to do it Not so difficult as i thought, but it might come later, never tried to stop before so I dont know. Im 63 so I hope for at least 17 years more to go. I used to smoke 20/30 a day, maybe more when gambling

And I have family in Dublin, nice city.

 

[geordiecolin]

Thanks miiisooo

Sorry to hear about your friend. How old?

So far so good with the fags.......I have to stop, so I programmed my brain to do it Not so difficult as i thought, but it might come later, never tried to stop before so I dont know. Im 63 so I hope for at least 17 years more to go. I used to smoke 20/30 a day, maybe more when gambling

And I have family in Dublin, nice city.

Good luck with stopping smoking. They say that the first 3 days are the worst because the nicotine and chemicals take 3 days to get out of your system and during that time your physically craving for them to be topped up. After that it becomes much more a mental battle. If you need an extra boost maybe try hypnotherapy because it can really work wonders.

 

[Cocochanel]

Good luck with stopping smoking. They say that the first 3 days are the worst because the nicotine and chemicals take 3 days to get out of your system and during that time your physically craving for them to be topped up. After that it becomes much more a mental battle. If you need an extra boost maybe try hypnotherapy because it can really work wonders.

Thanks geordiecolin.

My second day, one more to go....everything is going fine, I think it has to do with how your thinking, there is only benifits with stopping the cigs. Im trying this cold tyrkie, other people can so I can too. Its just a bad habbit, and in 2 weeks that habbit should be gone.....I might stop gambling to will see how it goes.

But thanks for your advise

 

[Alfran]

Thanks geordiecolin.

My second day, one more to go....everything is going fine, I think it has to do with how your thinking, there is only benifits with stopping the cigs. Im trying this cold tyrkie, other people can so I can too. Its just a bad habbit, and in 2 weeks that habbit should be gone.....I might stop gambling to will see how it goes.

But thanks for your advise

Yes you can do it... i've done it many times but then make the mistake of taking that just 1 cig... and then the spell is broken no matter how long i've quit. Currently my last cig -31 dec 2014

 

[jetset]

WOW! So many great plans for 2017!

Some plans are obviously more attainable then others, but if you all put your mind, body and soul into it you will achieve your goals.

The only 1 goal I set this year was to survive my only child turning 16 next month. She has already picked out a car, wants us to build an apartment on the side of the house for her to move into, and would like us to give her 1,500 USD allowance every month ontop of us paying for all her living expenses. She would also like a 70 inch TV so she can play her games on STEAM and it would be like she right in the game. She informed us that she plans on living at home when she goes to college because she doesn't want to eat cafeteria food everyday.

Christmas was only 2 weeks ago and there is nothing else this kid could possibly need or want in my opinion but she has delivered a 2 page list for her birthday with the last line reading....MORE TO COME. The first thing out of my mouth was GET A DAMN JOB! But deep down inside, I see my hubby trying to think of way to convince me that she deserves the Range Rover she is asking for....

LH

Things have changed a lot haven't they?

A quick clip around the ear always steered me in the right direction, and like Slotmaster in an earlier post I was taught the value of money by having to generate my own funds for luxuries (that I perceived as necessities)

Can't tell you how much I respect my parents for providing love, clothing, shelter and education at what I now know as a parent myself was a considerable cost.

I was reading the other day that a quite astonishing percentage of millennials these days are still living with their parents well into their twenties and, like Osulle's offspring, expect a lot of continuing support.

Earlier generations left home to make their own way in the world whilst still in their teens, heading off for uni or trade schools before setting out on their own life journeys.

 

[MissRuthless]

Things have changed a lot haven't they?

A quick clip around the ear always steered me in the right direction, and like Slotmaster in an earlier post I was taught the value of money by having to generate my own funds for luxuries (that I perceived as necessities)

Can't tell you how much I respect my parents for providing love, clothing, shelter and education at what I now know as a parent myself was a considerable cost.

I was reading the other day that a quite astonishing percentage of millennials these days are still living with their parents well into their twenties and, like Osulle's offspring, expect a lot of continuing support.

Earlier generations left home to make their own way in the world whilst still in their teens, heading off for uni or trade schools before setting out on their own life journeys.

Yes, I left when I was in my teens and it was Not a good decision as I discovered later in life. Works for some and not other's.

Alot are still living at home older and that is not always a bad thing and also yes times have "changed" and what people had when they were younger compared to the younger now is not the same either.
Cost of living is stupidly High as is rent and Utilities, it is way out of control. Younger cannot afford it on low wages that's for sure.

My oldest is 20 this March, she is still at home and expects not much at all from us. I think each case is different and I can see why a lot more of kids in their 20's are still at home with parent(s)
Options available today is not the same as it was 25 yrs ago, jobs are harder to find yet alone obtain especially for the fresh school leavers. A lot of it is casual and part time and this debate has been on going.. without
secure jobs, full time there is not enough money coming in to survive especially with the cost of rent now as well and the list goes on and on.

and like Slotmaster in an earlier post I was taught the value of money by having to generate my own funds for luxuries (that I perceived as necessities)

This is a very important lesson and must be taught at a young age and continue throughout the journey of teen years. It helps a child understand the cost of things, the value of money and how long it acquires to save x amount of money. My children know the amount we pay per week in rent, the cost of grocery bill etc and often they comment on how expensive things are and so forth. I think its vital kids are informed of the weekly costs
of most things so they are aware and learn about it as they grow.

Anyway........ Good Health and Happiness too All!

 

[miso]

Thanks miiisooo

Sorry to hear about your friend. How old?

So far so good with the fags.......I have to stop, so I programmed my brain to do it Not so difficult as i thought, but it might come later, never tried to stop before so I dont know. Im 63 so I hope for at least 17 years more to go. I used to smoke 20/30 a day, maybe more when gambling

And I have family in Dublin, nice city.

He is 54, still young. He wants to come to work tomorrow, which would be nice since I have been looking after the place on my own, but at the same time I don't want him to rush the recovery. But you know, in Ireland, there is no sick pay so effectively when somebody is out sick, they only get paid a few euro from the revenue, but no wages. It's a shame, it makes people go back to work sooner than they should.

Have you tried vaping? I know people that swear by it, seems to really help with quitting.

Oh, and one fun fact - our company makes the majority of stents out there, so chances are you have one of them

 

[goatwack]

He is 54, still young. He wants to come to work tomorrow, which would be nice since I have been looking after the place on my own, but at the same time I don't want him to rush the recovery. But you know, in Ireland, there is no sick pay so effectively when somebody is out sick, they only get paid a few euro from the revenue, but no wages. It's a shame, it makes people go back to work sooner than they should.

Have you tried vaping? I know people that swear by it, seems to really help with quitting.

Oh, and one fun fact - our company makes the majority of stents out there, so chances are you have one of them

Vaping is the bomb. Been doing it for about five years now, it transcends smoking on every level and the industry has come a long way in the last ten years or so. There's something out there for everyone and new things being released all the time, and as for the liquids themselves, that's a whole different story!

 

[lotusch]

Very nice post Harry and I think all your points are valid and spot on!!
I really hope you get to see your son more.
As a father of 2 beautiful daughters I could not even grasp the feeling of having to not see them for whatever reasons.

When it comes to gambling,I am also drasticly going to cut my online gambling spendings.
For me the biggest issue is that most casino's do not recognise you as a loyal customer, no matter how much and how often you deposit.
Most loyalty systems really suck balls, pardon my French.
One could deposit and lose 1k and end up with €3.25 worth of loyalty points or 10 FS at minimum bet and tbh I am sick of that.

Also like you said,hundreds of deposits and only very little wins that DID matter and made me have a decent profit.
Especially the last 12 months I find the online slots tight as hell.

Biggest example, GoT 243 lines (€4300.00 in the minus) and an RTP of about 46%.
If that is what slot designers want to give to their customers I am out.

So my budget was also around €500.00 a month and will push that back to €100.00 or so.
If that doesn't bring anything I might be one of the quitters in 2017.

I rather go to my local b&m where I can play in a relaxed atmosphere, free food and drinks, and complementary money on the house (they come around from time to time and hand you 10-50 euro in free cash no matter if you are up or down).
I just love that.
I can go there and play 3-4 hours with a hundred bucks.

So yeah,100% with you on this one mate.


And last but not least, stop smoking is on my list too but this will be the hardest thing as I did quit before and was stupid enough to start again after 18 months of non smoking.

Also a change of job is on the horizon, I even have plans with a friend to start our own business so who knows how that will work out!

 

[lotusch]

But you know, in Ireland, there is no sick pay so effectively when somebody is out sick, they only get paid a few euro from the revenue, but no wages. It's a shame, it makes people go back to work sooner than they should.

Agreed 100%.
I live here for 7 years now and the fact that most companies have very little or no sick pay is a disgrace.
You actually have to insure yourself over here to get some kind of illness income protection which costs a fortune on premiums.
One of the reasons I am trying to get my own business going because most employers in this country do not give a shit whether you can pay your mortgage and other bills once you are sick for some time.

Indeed people come to work and spread around their germs and virusses as they should be home in bed.

In that perspective this is a third world country.

 

[slotmaster]

Can't stop thinking of this thread,lol. I wonder of LH put the daughter over the knee yet

I will move in for a much smaller list!. I would love to have $1500 month extra, speaking of which my folks keep joking I should be in my own business for helping fix electronics and hooking them up as I have to keep helping them with that stuff.

 

[Dinahnana]

He is 54, still young. He wants to come to work tomorrow, which would be nice since I have been looking after the place on my own, but at the same time I don't want him to rush the recovery. But you know, in Ireland, there is no sick pay so effectively when somebody is out sick, they only get paid a few euro from the revenue, but no wages. It's a shame, it makes people go back to work sooner than they should.

Have you tried vaping? I know people that swear by it, seems to really help with quitting.

Oh, and one fun fact - our company makes the majority of stents out there, so chances are you have one of them

Totally agree with the vaping. It helped me quit smoking 3 years ago. Downside of that is I can't quit the vaping as I am addicted to nicotine. Still it worked for me better than the gum, patch or any other method.

 

[Dinahnana]

Agreed 100%.
I live here for 7 years now and the fact that most companies have very little or no sick pay is a disgrace.
You actually have to insure yourself over here to get some kind of illness income protection which costs a fortune on premiums.
One of the reasons I am trying to get my own business going because most employers in this country do not give a shit whether you can pay your mortgage and other bills once you are sick for some time.

Indeed people come to work and spread around their germs and virusses as they should be home in bed.

In that perspective this is a third world country.

I was under the impression that you can get sick pay in Ireland; not from the company but from the government. It's called the Illness Benefit and is based on your social contributions. I think you don't get paid for the first few days but you do get paid after that but you have to submit a weekly sick certificate. It's not perfect but it's better than many companies in the US.

When I lived in the US my job had a very generous benefit package (for Florida at least). You got 12 sick days per year and depending on years of employment the max of 24 vacation days a year. So if you got sick for an extended period of time and used up all your days you were SOL and worse yet you could potentially lose your job because you would be on Leave Without Pay and not guaranteed your position after two years. So Ireland isn't perfect but there are worse countries out there.

 

[Jasminebed]

I'm feeling somewhat better today, managed a bath and clean night clothes and a decent meal, and currently 15 hours in a row awake, although I did lay down and watch TV for a bit.

So tomorrow's big plans are to go out and get some scans for an ID verification. It's a casino I've played at for a long time, but I guess the size of the withdrawal, or a combination of withdrawals, triggered it. Or maybe it's a stalling technique, but I've stalled way longer than they have!

2017 will happen one day at a time same as every other year. Be careful out there (Hill Street Blues).

 

[LHofsdal]

Things have changed a lot haven't they?

A quick clip around the ear always steered me in the right direction, and like Slotmaster in an earlier post I was taught the value of money by having to generate my own funds for luxuries (that I perceived as necessities)

Can't tell you how much I respect my parents for providing love, clothing, shelter and education at what I now know as a parent myself was a considerable cost.

I was reading the other day that a quite astonishing percentage of millennials these days are still living with their parents well into their twenties and, like Osulle's offspring, expect a lot of continuing support.

Earlier generations left home to make their own way in the world whilst still in their teens, heading off for uni or trade schools before setting out on their own life journeys.

Can't stop thinking of this thread,lol. I wonder of LH put the daughter over the knee yet

I will move in for a much smaller list!. I would love to have $1500 month extra, speaking of which my folks keep joking I should be in my own business for helping fix electronics and hooking them up as I have to keep helping them with that stuff.

Jetset-I will always support my daughter, but she will not have a lavish life off my support. I worked since I was 16 and stayed with that company for 21 years and retired. My husband and I decided when were very young to save our money instead of going out every weekend and blowing it in a bar to have a good life in our later years. Even though we have a small seasonal business, my daughter does work with us and does earn her own money. She saves every penny she makes, the problem is she has no problem spending her parents money lol. She will not get a car for her 16th birthday. But she will get one when she graduates high school in 2 years. She is a good student, but I can assure you it wont be a Range Rover! She will get a weekly allowance of about 50 dollars and that is about it. If she wants more than that, she will get a job like her father and I did when we were in college.

Slotmaster-I don't put her over my knee because she is a good 8 inches taller than me lol but I have no problem smacking her in the mouth when she needs it. I spoil my daughter, I admit that. But she does work and earn her own money, So when she wants to spend it on something I don't say no, because it is her money that she earned. As for you starting your own business, DO IT!! If you are handy with that stuff, put it to use to make some extra money. Your parents see your talent, let everyone else see it too! You never know, it just might work out for ya!

All the best,
LH

 

[Jasminebed]

Jetset-I will always support my daughter, but she will not have a lavish life off my support. I worked since I was 16 and stayed with that company for 21 years and retired. My husband and I decided when were very young to save our money instead of going out every weekend and blowing it in a bar to have a good life in our later years. Even though we have a small seasonal business, my daughter does work with us and does earn her own money. She saves every penny she makes, the problem is she has no problem spending her parents money lol. She will not get a car for her 16th birthday. But she will get one when she graduates high school in 2 years. She is a good student, but I can assure you it wont be a Range Rover! She will get a weekly allowance of about 50 dollars and that is about it. If she wants more than that, she will get a job like her father and I did when we were in college.

Slotmaster-I don't put her over my knee because she is a good 8 inches taller than me lol but I have no problem smacking her in the mouth when she needs it. I spoil my daughter, I admit that. But she does work and earn her own money, So when she wants to spend it on something I don't say no, because it is her money that she earned. As for you starting your own business, DO IT!! If you are handy with that stuff, put it to use to make some extra money. Your parents see your talent, let everyone else see it too! You never know, it just might work out for ya!

All the best,
LH

When I was young, my parents decided we we not old enough to drive at 16, and we were not permitted to go get our licences. 17 was old enough, and that went for both me and my brother who was a year younger. Know I think I could have got it without parental permission, but hey, we just did not do that. And my parents were right, I was much more mature at 17. It was also a condition that I take Driver's Ed, and I had to pay for it and my licence. And the car insurance premium for the young driver.

But I honestly think you get a veto vote when it comes to home renos. But if you work out a good plan, it will add value to your home and she and her buddies do most of the grunt work.

But 70 inch TV, sure you can have one, just pay for it and the extra cable box.

You don't sound like any pushover, but they gotta try.

Happy 2017 Lori.

 

[LHofsdal]

When I was young, my parents decided we we not old enough to drive at 16, and we were not permitted to go get our licences. 17 was old enough, and that went for both me and my brother who was a year younger. Know I think I could have got it without parental permission, but hey, we just did not do that. And my parents were right, I was much more mature at 17. It was also a condition that I take Driver's Ed, and I had to pay for it and my licence. And the car insurance premium for the young driver.

But I honestly think you get a veto vote when it comes to home renos. But if you work out a good plan, it will add value to your home and she and her buddies do most of the grunt work.

But 70 inch TV, sure you can have one, just pay for it and the extra cable box.

You don't sound like any pushover, but they gotta try.

Happy 2017 Lori.

You are right Jas, she does try like 10 times a day lol. There will be no 70 inch tv! We already have an apartment on the side of our house, we had it built for my parents when we bought this house. But it is where my mother lives, and she doesn't want to kick my mother out so she wants us to build another one lol. She thinks because I don't charge my mother rent or make her pay for utilities I should do the same thing for her. So I said, if I am still alive when your 75 I will do the same thing for you! lol She didn't get the joke!

I wish you the best in 2017 and hopefully this year we can meet up sometime!

LH

 

[Jasminebed]

You are right Jas, she does try like 10 times a day lol. There will be no 70 inch tv! We already have an apartment on the side of our house, we had it built for my parents when we bought this house. But it is where my mother lives, and she doesn't want to kick my mother out so she wants us to build another one lol. She thinks because I don't charge my mother rent or make her pay for utilities I should do the same thing for her. So I said, if I am still alive when your 75 I will do the same thing for you! lol She didn't get the joke!

I wish you the best in 2017 and hopefully this year we can meet up sometime!

LH

You must be crazy! Tell her when you are 75 she needs to do that for you!

I'd love to meet up. If I have any resolutions for this year, it's to meet some people I've known for years. I'm nearing the end of of the FUN FUN FUN part of my money, but it's not all gone yet. I'm on some pricewatch lists for New York flights.

It's also my plan to visit a country I haven't yet visited. That stuff is way cool.

I'm still laughing about you giving your daughter a rent free apartment nearly sixty years from now. But Mom, you promised!!! Complete with the eyeroll and the heavy sigh.

 

[Harry_BKK]

Good morning lovely people.

Item 1 + 2 on my list are completed
- worked 18 hrs last week
- spent only $175 on slots so far this month instead of the usual 2-3K

Item 3 - taking off now to Malaysia on my reconnaissance mission to find a nice place with pool, basketball yard and the likes so my son will be able to have fun should he stay with me for weekends or holidays.

Item 4 to follow soon

Wishing you all great day!

 

[lotusch]

I was under the impression that you can get sick pay in Ireland; not from the company but from the government. It's called the Illness Benefit and is based on your social contributions.

Well that is true but the money is a joke, basicly you receive the same amount as someone in social benefits.
And believe me, you cannot live from that if you have kids and a mortgage to pay.

 

[RichyJ75]

Good morning lovely people.

Item 1 + 2 on my list are completed
- worked 18 hrs last week
- spent only $175 on slots so far this month instead of the usual 2-3K

Item 3 - taking off now to Malaysia on my reconnaissance mission to find a nice place with pool, basketball yard and the likes so my son will be able to have fun should he stay with me for weekends or holidays.

Item 4 to follow soon

Wishing you all great day!

It does feel great being able to tick things off. I am sticking to my plans as well - paid off my second of three credit cards yesterday (so far have more than halved my debt in the last two months) and on course for clearing my last card in the next 4 or 5 months.

Also sticking to my own casino deposit/withdrawal rules (I'm now probably the casinos worst client for not profiting from!) as last night a cheeky little £20 deposit at V&J with a £50 withdrawal. It's these small deposits and then withdrawals with small profit margins which really help with my cashflow. Thought I'd be tempted with more reversals, but still holding strong on that front. Rest assured, when funds allow in next few months I am sure to enjoy a few healthier sessions on the slots, but just prioritising a few other things at the moment.

 

[Jono777]

I Thought I'd be tempted with more reversals, but still holding strong on that front.
.

I used to be a bugger for the odd little withdrawal reversal (where places had pp's) Nowt major but the odd £20 - £50 ish has gone floating back their way over the years.

Proud to say I've not reversed a penny now ("That's cos you don't withdraw anything Jon LMAO!") in 2 years +

The way I went about this is I convinced myself a bunch of blokes are sat round in the office and one shouts to another "Hey, Jon the twat has just reversed n blew £50 the prick" - "Looks like I meet my target for by bonus after all" - "What a knob"

Probs nearer the truth than I realise but has the desired effect to make me wait for every penny I originally cashed out

 

[JackTenOff]

I aim to travel more in Europe this year (travel and work)
Put aside enough money each month for a deposit on a house in a year or two.
Most importantly I hope to make it to vegas....