- Joined
- Nov 30, 2008
- Location
- New York, United States
I tried to deposit a non-casino check from the UK and a BOA cashier didn't understand the 'crossed account payee only' on the check, so she refused to deposit it.
Just a fwiw.
[Bogus Complaint] inetbet check no good! bank said fraudulent!
- Thread starter bporter28
- Start date
- Status
I tried to deposit a non-casino check from the UK and a BOA cashier didn't understand the 'crossed account payee only' on the check, so she refused to deposit it.
Just a fwiw.
- Joined
- Jan 30, 2007
- Location
- Texas, USA
I had a fraudulent check given to me some years ago. The bank deposited it for me and gave me access to the money then 2 days later removed it from my account as fraudulent. Luckily, I was waiting so the money hadn't been spent.
I don't know where the check is right now but the OP needs to get it back and then send a copy of it to InetBet and they need to make it right. If your bank says they are not going to honor the check, that it is fraudulent, then InetBet needs to make it good period. Have the processor cancel the check and send the OP another form of payment.
InetBet can say the check is good until the cows come home and if a bank won't honor it, it's a bad check. What was said to the OP by InetBet was rude and makes them look bad.
So fix it and let this settle before it becomes a really big s**tstorm.
I don't know where the check is right now but the OP needs to get it back and then send a copy of it to InetBet and they need to make it right. If your bank says they are not going to honor the check, that it is fraudulent, then InetBet needs to make it good period. Have the processor cancel the check and send the OP another form of payment.
InetBet can say the check is good until the cows come home and if a bank won't honor it, it's a bad check. What was said to the OP by InetBet was rude and makes them look bad.
So fix it and let this settle before it becomes a really big s**tstorm.
- Joined
- Sep 26, 2004
- Location
- SOMEWHERE IN ASIA
What a ridiculous response from Inetbet. You are stating the incident as it is and I cannot view it as libellous. Conversely, the reply from Inetbet seem like a threat. It seems just like the same rude James of old though. Instead of blaming you they should get their act together and think of how to solve this problem. On this issue alone, their accreditation should be called into question.
only with inetbets knowledge go to B O A with the copy of the check and tell them to run a test on it's leagle status
I think that you may have seen the deposited amount listed on your bank account and intrepid it for a collected balance but now that security has it there going to play cops and robbers with you
stay cool and follow Inetbet's suggested responses to the letter
- Joined
- Mar 23, 2009
- Location
- where the taxes are the highest
OK I see you as having 2 options at this point. I did not like the response Inet gave you either. I would either shut all communications down and PAB max and send him a copy of said check and or pull the bluff and paste a copy of check stamped fraud on it either way I'm sure you will get a better response then you have been.
- Joined
- Jan 16, 2013
- Location
- watertown, ny
being a smaller bank they apparently didnt have an actual stamp to stamp as fraudulent. The manager brought us into the office and had wrote fraudulent right in front of us. I am about to post the proof in a bit here....I just hate how that email was worded from inetbet....It completely rubbed me the wrong way
- Joined
- Jan 31, 2008
- Location
- x
Your bank is so small it does not have a rubber stamp that says "fraudulent" It should have one that says "void" or something else... They should not write on it .... sounds strange to me.
- Joined
- Jan 16, 2013
- Location
- watertown, ny
the check itself is not with the bank....they probably do have a stamp, but there is no actual check to stamp yet. they said they are waiting to get it back from security...when they do, im sure the actual check will be stamped fraudulent. Im guessing they just gave me a copy and wrote on it so I could show the sender
- Joined
- Jan 31, 2008
- Location
- x
I am not sure that a copy of the check with the written word "fraudulent" would be evidence enough for Inetbet or anyone else. You will probably have to do a little better than that -IMO.
- Joined
- Mar 27, 2001
- Location
- earth
I have done a lot of work with banking systems and something about this doesn't seem right- My radar is starting to twitch
- Joined
- Jan 16, 2013
- Location
- watertown, ny
believe me I have been trying to get all this resolved. I have no idea how long it will be until the original check comes back. The bank doesnt know either. For all I care they can cancel the original check and send me a new one so I can bring it to bank of america in person and verify that the checks are indeed good and that inetbet isnt sending bad checks.....but until the original check comes back from security, I have no idea how much longer I am going to be waiting on my money if inetbet wont send a new one without a stamp
- Joined
- Jul 11, 2008
- Location
- On the Beach
bporter . I notice you are from Waertown NY I would imagine you don have a national bank there and probably that is where the problem lies.
I feel for you awaiting a big check and you run into trouble.
First in my opinion I dont hink inetbe has anyhing to do with this. Your bank which is, i presume is a small local bank and they have to send it to another bank which has the
facilities to redeem the check from the canadian bank Eventually, it will be sorted out and worse comes to worse inetbet will realize the check had not been honored and thern they will definitely have to issue a new check
Think positively, how much you have saved not having the money to gamble I am rooting for you and the "system", flawed" as itis, is in your favor
Banks are highly regulated and its the bureaucracy that is holding up everything
I am positive all will be okay but admittedly its highly inconvenient esp if you had spent some of the monies in anticipation of revceiving this check
gl sleep well
Last edited:
- Joined
- Jan 30, 2007
- Location
- Texas, USA
FYI, the fraudulent check that I got, I never got back from the bank either. Never saw it again. Bank just called me and told me the check was fraudulent. Where it went from there, I don't have a clue.
I think it is time for the OP to file a PAB and let Maxd sort this out before it gets way out of hand.
I think it is time for the OP to file a PAB and let Maxd sort this out before it gets way out of hand.
- Joined
- Mar 23, 2009
- Location
- where the taxes are the highest
I agree either post proof of what has happened or stop all communications and PAB-- I don't like the fact a well established casino is getting mudd slung at them. Granted I did not like the email they sent you but until someone see's the evidence I can't agree with you. There may be more going on here then what is being said. There have been way too many threads of people screaming wolf then once max got involved we see the actual facts. You need to decide how you are going to proceed and do it.
- Joined
- Jan 16, 2013
- Location
- watertown, ny
- Joined
- Aug 16, 2009
- Location
- Iowa
By that is all good and sane, PLEASE REMOVE the check. It all sorts of personal information over it.
This is sort of stuff to post to Max, not in public forum.
This is sort of stuff to post to Max, not in public forum.
- Joined
- Jan 16, 2013
- Location
- watertown, ny
everyone kept telling me to post the proof. there is the proof. Maybe they will get things straight now?
- Joined
- Mar 13, 2008
- Location
- Ontario
I have done a lot of work with banking systems and something about this doesn't seem right- My radar is starting to twitch
Mine too, but I don't think it's the OP or Inetbet. I think it's the bank.
Usually a cheque goes back to the issuer and the issuer (payor) would dispute it as fraudulent before a bank would deem it as such. NSF, non existent account, non existent bank even, sure, they would pick that up earlier. Sometimes a batch of blank cheques could be stolen, and an alert sent out.
Get the bank to give you back the cheque. With a reason for nonpayment. Scan it and send it to Inetbet. Send another scan of the cheque torn into pieces if they would like.
And arrange a different means of payment.
- Joined
- Oct 11, 2006
- Location
- USA
I'm no expert but the check looks ok to me, the routing # is a BOA number.
xxhttp://www.routingnumbers.org/
I've had one or two checks where it says Canada in the left corner but also has a state. My bank told me that as long as it has a 9 digit routing # it should be okay or have a US state listed on it. Been good so far.
as an fyi to all, I'm sure others do the same but I always show any check that is not typical usa issued to the teller first so they don't mark them all up. (I had a check on a Korean bank in Canada some years ago and it was a pain to cash it, my credit union did for me in the end but that check had a half dozen stamps on it.)
(not to derail, but whenever I give a store clerk a big bill, $50 or $100, I always hold it up so they get a good look at it first.)
Also I don't bring these checks to my little community bank, they don't know how or don't want to deal with them.
One thing that may be a problem, when/if you get the check back, it has two endorsee sigs on the back now, not sure if BOA will raise a fuss.
USA people, remember back when banking was great here, now it totally sucks.
sorry it turned into such a nightmare.
xxhttp://www.routingnumbers.org/
I've had one or two checks where it says Canada in the left corner but also has a state. My bank told me that as long as it has a 9 digit routing # it should be okay or have a US state listed on it. Been good so far.
as an fyi to all, I'm sure others do the same but I always show any check that is not typical usa issued to the teller first so they don't mark them all up. (I had a check on a Korean bank in Canada some years ago and it was a pain to cash it, my credit union did for me in the end but that check had a half dozen stamps on it.)
(not to derail, but whenever I give a store clerk a big bill, $50 or $100, I always hold it up so they get a good look at it first.)
Also I don't bring these checks to my little community bank, they don't know how or don't want to deal with them.
One thing that may be a problem, when/if you get the check back, it has two endorsee sigs on the back now, not sure if BOA will raise a fuss.
USA people, remember back when banking was great here, now it totally sucks.
sorry it turned into such a nightmare.
pobeda
account suspended
- Joined
- Nov 15, 2008
- Location
- San Diego, CA
another problematic check from Canada. My bank processed one from iNetbet, but told me bunch of BS and stories. I asked iNetBet to avoid sending me Canadian checks and got response that they will talk to their processor about this matter. a couple weeks later I got another withdrawal from Canadian bank. What makes me confused is this one actually from BOA, but Kash Mart Financial registered with all contacts in Canada (only customer service line with 800 number). Did you try to call that number?
Also, I am very confused why withdrawal limit to OKPAY set to 250 max in iNetBet? can anyone explain such low amount? Many players would be happy to use that withdrawal method, but why max of 250?
Also, I am very confused why withdrawal limit to OKPAY set to 250 max in iNetBet? can anyone explain such low amount? Many players would be happy to use that withdrawal method, but why max of 250?
- Joined
- May 22, 2012
Come on, you can't blame the man for posting the image (unwise as it maybe) as people on here have been doubting his integrity and his story.
He felt he had to do, as he's up against the casino, the bank and some of us here!
Clearly it's a banking issue, as Inetbet have attempted to pay him properly. Crikey can't you understand Brandon's frustration? Something as simple as cashing a cheque goes tits up? I get the feeling it's a small bank and they are aware it's from a casino, and are enforcing some US rule here regarding online gaming, but aren't saying so.
Inetbet are a decent casino, I'm a member there too. I'd suggest now the cheque is clearly ruined, that somehow he and iNetbet get together and promptly find a way to resolve this. The guy's had enough crap, and iNetbet should sympathise and help find an alternative by agreement. It's not their fault, but I'm sure being a good outfit they'll help him now the parties' mutual misunderstanding is cleared up for all to see.
- Joined
- Jan 20, 2004
- Location
- Pictland
Hello everyone. Unfortunately I've had to temporarily "unapprove" the OP's post containing the scan of the cheque. Of course such a thing should never be posted on a public forum -- the identity theft bandits love such things and it threatens the casino's ability to process other player's payments -- but we're on the road at the moment and that has complicated our site access. I'll remove the cheque and "approve" the OPs post as soon as I have better internet access.
Also, I see the OP has submitted a PAB so this has now become a formal complaint. We're metting with the casino tomorrow and I'll raise the issue with them then.
Also, I see the OP has submitted a PAB so this has now become a formal complaint. We're metting with the casino tomorrow and I'll raise the issue with them then.
- Joined
- Oct 14, 2004
- Location
- United Kingdom
I don't see why the bank needs to freeze the account. Surely they just need to ringfence the amount of the check till they have confirmation that it has cleared. I also can't see why US banks are treating Canada as though it is some terrorist stronghold in regarding ANY check written on a Canadian bank as likely to be fraudulent.
Surely the proper thing to do would be to put it through to be processed, and just inform the customer that the money will only be credited to their account when the bank itself gets the funds. The customer will have to wait for the money, but can at least get on with normal life.
Despite what they have done recently, it seems UK banks are a lot better at the day to day retail banking such as depositing checks.
If there is anyone to sue, it is the customer's bank. It is the bank that has libelled iNetBet by saying the check was fraudulent, and even backing this up with the claim that they checked with the issuing bank, who confirmed their suspicions that it is fraudulent. The OP then phones the issuing bank, and is told a different story. Even if the account is empty, it does not mean the check if fraudulent, it merely means it will "bounce" through NSF.
The OP should force the issue by seeing if there is some higher authority to complain to. Here in the UK, faced with this type of situation, we could ask the Financial Ombudsman to investigate the case.
iNetBet should check with it's processor to see whether the check has cleared at their end as it seems the OP's bank first credited the funds, and then froze them. If the money has left the BOA account, then the check is good, and the problem lies with the OPs bank.
This case illustrates the importance of having a separate bank account for this, well away from "regular" banking such as salary, bill payments, etc.
Surely the proper thing to do would be to put it through to be processed, and just inform the customer that the money will only be credited to their account when the bank itself gets the funds. The customer will have to wait for the money, but can at least get on with normal life.
Despite what they have done recently, it seems UK banks are a lot better at the day to day retail banking such as depositing checks.
If there is anyone to sue, it is the customer's bank. It is the bank that has libelled iNetBet by saying the check was fraudulent, and even backing this up with the claim that they checked with the issuing bank, who confirmed their suspicions that it is fraudulent. The OP then phones the issuing bank, and is told a different story. Even if the account is empty, it does not mean the check if fraudulent, it merely means it will "bounce" through NSF.
The OP should force the issue by seeing if there is some higher authority to complain to. Here in the UK, faced with this type of situation, we could ask the Financial Ombudsman to investigate the case.
iNetBet should check with it's processor to see whether the check has cleared at their end as it seems the OP's bank first credited the funds, and then froze them. If the money has left the BOA account, then the check is good, and the problem lies with the OPs bank.
This case illustrates the importance of having a separate bank account for this, well away from "regular" banking such as salary, bill payments, etc.
- Joined
- Jun 20, 2001
I'm sure you have saved the OP from an expensive trip to her lawyer, so thanks for that.
Chu.....IMO you're allowing your continuing personal beef with INB to cloud your judgement.....I doubt they would be on anyone's top 100 list of possible sources for ANYTHING fraudulent, let alone cheques....and as such they deserve the benefit of the doubt, not a bashing. If I were running a clean and honest operation like they do, I would be pretty pissed if someone went spouting that they issue fraudulent cheques in public fora, especially when they have not contacted the rep as it expected from CM members and allowed some time for the issue to be resolved.
I still think it's dodgy to be using someone else's account to receive casino winnings. Considering their admitted past in not being allowed to open an account at all, I would be cautious before taking everything stated by the OP as gospel....I'm NOT saying it is not true, just that in these cases it often takes a while to get to the facts.
- Joined
- Sep 26, 2004
- Location
- SOMEWHERE IN ASIA
That's a ridiculous thing to say. In your opinion whenever I have something to say to the detriment of Inetbet its personal beef. The reply from James was rude and unprofessional. Frankly, you sound a bit like him yourself except that James is threatening the player with charges of libel. I post as I see it and dont care about what people think about whether I have a personal agenda to pursue.
- Joined
- Nov 12, 2006
- Location
- East Coast
Hi, you are not limited to 250, you have to request multiples of 250-i don't believe there is a limit.
Pam
- Joined
- Sep 12, 2004
- Location
- Up$hitCreek
At this point, I think a PAB is the best thing.
pobeda
account suspended
- Joined
- Nov 15, 2008
- Location
- San Diego, CA
this is off topic, I apologize.
I don't think you can, as soon as you request one, you have to wait until it processes before requesting another one. While its better then 1 check per week, its still not very convenient to get 250 a day. Please correct me if i am wrong
I recently got a check from an inetbet processor that had a routing number that did not register at three of my check cashing places. I scanned and sent to inetbet. Two days later I had a Canadian money order that I cashed at BOA. As a US player, I have had various cashout issues. Inetbet has always done right by me.
- Joined
- Jan 16, 2013
- Location
- watertown, ny
thats all im looking for is them to cancel the original check and send another so I can take it straight to BofA. I figured with it having BofA right on it, should be able to go right into there and they can verify on the spot and cash right then
- Joined
- Oct 14, 2004
- Location
- United Kingdom
It is the BANK that has a "beef" with iNetBet (or rather it's processor). In fact, the bank seem VERY convinced because they have taken such draconian measures over a fairly straight forward matter, that of one of their customers being an unwitting victim of what is a widespread type of international scam. Although the arrangement was odd, the bank were happy with it, and accepted that the OP paid their checks into the mother's account. They seem to have suddenly gone "apeshit" over this one check rather than trying their best to help the customer, the VICTIM of a crime, get their money. Not only could they not get the money for a customer, who was then out a considerable sum of money, but they then proceeded to "put the boot in" when they were down so now they can't even pay bills, buy food, etc for an indeterminate amount of time.
If this check is actually good, then this local bank have seriously libelled both BOA and iNetBet's processor. It is ridiculous that in anything other than a totalitarian regime that the ordinary citizen cannot fight this. In the UK they can, and apart from the ombudsman, a potent weapon sometimes used is the mass media. Nothing excites the tabloids and popular TV channels, than a big institution treating a VICTIM of some crime in this manner. In the current climate, banks in particular are under scrutiny for further wrongdoing, especially when they yet again screw the usual victims, the unwitting customer who trusted their bank to look after their financial interests.
At best, this bank is lying, this is nothing to do with the check being a dud, it's something more "sinister". It looks as though they believe the OP is actually the recipient of "laundered" money from offshore, and much of what they are saying is just buying time for an investigation. If they find nothing, the whole thing will blow over and the bank will lie their way out of it.
Unless the OP and their mother are prepared to spend many months waiting on the bank, they will have to find a way to force the issue. Unless the bank have a good case, they are faced with admitting what is really going on, or dropping the investigation and using what they have as intelligence for future cases.
It may be that the real villain is the processor, and they are finding their scheme is unravelling. Perhaps like a few, they are trying to skim some money, and doing something dodgy with the way they have structured payments that allow this, but that the banks are now on to, so checks from them are now on some kind of watchlist. If the authorities don't know what is going on, they will treat this as a worst case scenario until proven otherwise, and it's a case of assumed "guilt" until innocence is proven, and something like funds for terrorism ruled out. They may then realise the truth, that it is another online gambling payment channel. They would then be prepared to confront the OP with this information, hoping to scare them away from the hobby, and perhaps offer information in return for the matter not being taken further.
- Joined
- Mar 10, 2012
- Location
- Portugal
As far as my experience tells me, neither the Bank may write anything on the cheque, nor a copy of it is an evidence in legal terms, unless that copy is stamped and duly signed by a Bank authorized employee.
From the 2nd post I quote here, the OPs bank didn't write on the cheque but on a copy of it after all, what confirms jackieb7 idea on her posts I quote.
At least in most European countries, and in USA should be the same (I have businesses with North-American companies and I have the idea that it is similar), if the OPs Bank says the cheque is fraudulent, they keep it for investigation and they can't return it to the OP until that investigation confirms it is not a fraudulent cheque; if the investigation comes out with the conclusion of a fraudulent cheque, it won't ever be returned to the OP, due to criminal issues.
But, as soon as the Bank confirms it is a fraudulent cheque, they must as well confirm this fraudulent situation by written to the depositor (the OP in this case): this is mandatory by law, in order of the depositor (the OP) to take legal measures against the drawer, if that is his intention. Until the investigation is closed, the OP is in his right to demand an explanation from the Bank, by written, something the OP should have done already by now, so that the Bank would have assumed their role in the process, instead of playing with the "system mistakes".
Of course that when there's an investigation running because of a fraudulent cheque the respective account is immediately frozen.
On other hand, if the Bank bounces a cheque (because the drawers account doesn't have funds to pay it), that is completely different.
While on the first circumstance of a fraudulent cheque we are talking of a crime (economical and/or personal, which might include but not be limited to a false drawer account, or false drawer(s) signature(s)), on the 2nd situation (bounced cheque) that is not deemed as a crime instance.
Since the OP posted he was told (by an authority) that the current account (checking account) on the cheque exists (so, is valid), the cheque could be fraudulent only by means of false signatures (in principle), something that only the drawer's Bank is able to confirm.
But the OPs Bank hasn't had a behaviour that confirms they a dealing with a fraudulent cheque (at least per what the OP has been posting here).
So, in my opinion the OPs Bank is lying to the OP because they are not interested in paying him up the cheque; probably they should have suspicions about the origin of the cheque (I mean, they suspect the cheque is related with gambling activities).
In regards to iNetBet position, if a fraudulent situation is being held in this process, they can't simply issue a new cheque (or try to pay the OP by a different mean), because it wasn't iNetBet the drawer of the cheque. So, their position is quite complicated and should be of awaiting until this all is clarified.
On other hand, I should say that the email iNetBet sent the OP was quite rough and even imprudent: although they surely want to have this situation clarified the soonest possible for the sake of their image, they should have waited a bit more to send that email... at least until the OP had informed them he had the money on his hands.
I guess iNetBet has this kind of cold treatment with all players, but I also think they are a very respectful casino/organisation.
Bottom line: In these situations always demand explanations by written from all the parts involved. That will stick everyone to their own responsibilities and, if any part doesn't want to assume things by written... then that part is not acting by honest means or intentions.
(Sorry for the long post)
- Joined
- Jan 30, 2007
- Location
- Texas, USA
manuels58,
You are correct with what you posted about how a bank handles a fraudulent check. When I got the fraudulent check and deposited it, the bank sent me a letter via certified mail but no check copy. What a bank is thinking is that the OP tried to deposit a counterfeit check and it could very well go on his banking record. It that happens, he will have a very hard time ever getting a bank account.
But the problem that the OP is going to run into is that he cannot go to his bank or to any authority and pursue collection without telling the authorities where the check is coming from. So unless InetBet will step up and help the OP collect the money, I am afraid he will end up SOL.
As players, we depend on the casino to take our money and to pay us when we win. We don't know who the processors are. Couldn't find out if we wanted to. Instead of handling the money themselves, the casinos sub it out to processors but they cannot wash their hands of any responsiblity. They have to be the first place a players goes for help and take the responsibility of fixing problems.
If casinos are going to keep on allowing US players to deposit and play, then they must be willing to help the player. If they don't want to address the problems that arise, then don't take US players. Simple as that.
You are correct with what you posted about how a bank handles a fraudulent check. When I got the fraudulent check and deposited it, the bank sent me a letter via certified mail but no check copy. What a bank is thinking is that the OP tried to deposit a counterfeit check and it could very well go on his banking record. It that happens, he will have a very hard time ever getting a bank account.
But the problem that the OP is going to run into is that he cannot go to his bank or to any authority and pursue collection without telling the authorities where the check is coming from. So unless InetBet will step up and help the OP collect the money, I am afraid he will end up SOL.
As players, we depend on the casino to take our money and to pay us when we win. We don't know who the processors are. Couldn't find out if we wanted to. Instead of handling the money themselves, the casinos sub it out to processors but they cannot wash their hands of any responsiblity. They have to be the first place a players goes for help and take the responsibility of fixing problems.
If casinos are going to keep on allowing US players to deposit and play, then they must be willing to help the player. If they don't want to address the problems that arise, then don't take US players. Simple as that.
- Joined
- Sep 6, 2012
- Location
- San Francisco, CA
Ok, weighing in here after reading 9 pages of posts.
1.) Regarding depositing checks-NEVER EVER go to a cashier, deposit them via ATM ONLY as this expedites
2.) I also bank with BofA, policy across the board is they have to initially release $100.00 of all checks, then the next day $1,000.00 then within 3-7 days another $1,000 they can of course withhold more up to 10 days maximum for checks in excess of $5k or if they believe the check might not be honored. However, once the ten days has passed from the deposit date they have to release all funds. This is standard banking policy
3.) Your error was in depositing this via cashier, never ever ever ever ever do that period. Always do ATM.
4.) Smaller branches are more strict try to use the larger branches but even then use the ATM.
5.) Escalate your complaint within the bank, explain that you are a "marketing rep", this is "payment for services rendered"
6.) Go to the rep on this forum and allow max and Bryan to proceed with the PAB and do not do anything else until they finish the PAB.
7.) Never posts copies online i dont care what member told you to or dispute what you say, let Max and Bryan deal with it as that is why they are here. They will update the members as needed and if needed.
8.) That cashier screwed up when she put "fraudulent" on the check this should have been an immediate red flag and it was not her place to do that and she could be fired. They can stamp it suspect but until it is approved or denied by the actual security department she had no right to do that. This could be where the problem lies because all they see on it is fraudulent.
9.) Anytime a check from BOFA is returned for any reason, their standard policy is to send you copy of the check to be either redeposited or verified depending on what happened within that 10 days.
10.) If for some reason u do have to deposit via cashier, go to the branch manager and have them initial the check, the can verify that check right then and there without hassle and without worry. once that branch managers initials are on it the cashier cannot question it and must deposit under standard banking practics. That said, still use the damn atm.
11.) The bank can freeze accounts ONLY if the account becomes overdrawn to the point that it will not be paid off or overdrawn excessively, continued abuse of the account and or a fraudulent check written on it, moneylaundering, IRS hold etc, but ONLY after it has been proven the check is fraudulent and it is not the customers fault.
12.) Those of you who doubted this person, just because you never had a problem doesnt mean other players dont have an issue, let the mods sort it out. We are here to be supportive of each other. If you dont agree thats ok too but these forums are supposed to help each other.
1.) Regarding depositing checks-NEVER EVER go to a cashier, deposit them via ATM ONLY as this expedites
2.) I also bank with BofA, policy across the board is they have to initially release $100.00 of all checks, then the next day $1,000.00 then within 3-7 days another $1,000 they can of course withhold more up to 10 days maximum for checks in excess of $5k or if they believe the check might not be honored. However, once the ten days has passed from the deposit date they have to release all funds. This is standard banking policy
3.) Your error was in depositing this via cashier, never ever ever ever ever do that period. Always do ATM.
4.) Smaller branches are more strict try to use the larger branches but even then use the ATM.
5.) Escalate your complaint within the bank, explain that you are a "marketing rep", this is "payment for services rendered"
6.) Go to the rep on this forum and allow max and Bryan to proceed with the PAB and do not do anything else until they finish the PAB.
7.) Never posts copies online i dont care what member told you to or dispute what you say, let Max and Bryan deal with it as that is why they are here. They will update the members as needed and if needed.
8.) That cashier screwed up when she put "fraudulent" on the check this should have been an immediate red flag and it was not her place to do that and she could be fired. They can stamp it suspect but until it is approved or denied by the actual security department she had no right to do that. This could be where the problem lies because all they see on it is fraudulent.
9.) Anytime a check from BOFA is returned for any reason, their standard policy is to send you copy of the check to be either redeposited or verified depending on what happened within that 10 days.
10.) If for some reason u do have to deposit via cashier, go to the branch manager and have them initial the check, the can verify that check right then and there without hassle and without worry. once that branch managers initials are on it the cashier cannot question it and must deposit under standard banking practics. That said, still use the damn atm.
11.) The bank can freeze accounts ONLY if the account becomes overdrawn to the point that it will not be paid off or overdrawn excessively, continued abuse of the account and or a fraudulent check written on it, moneylaundering, IRS hold etc, but ONLY after it has been proven the check is fraudulent and it is not the customers fault.
12.) Those of you who doubted this person, just because you never had a problem doesnt mean other players dont have an issue, let the mods sort it out. We are here to be supportive of each other. If you dont agree thats ok too but these forums are supposed to help each other.
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- Joined
- Mar 10, 2012
- Location
- Portugal
I agree with you here, despite of what you might have understood from my post.
Allow me to clarify.
In view of what the OP posted about iNetBet good paying reputation and knowing the difficulties US players have to cash cheques from gambling activities, I really can't understand why he brought his problem to the public knowledge before trying to solve the situation in private.
So, imho the OP shouldn't have started this thread in first instance. This matter should be dealt between the OP and iNetBet before making this public, even bearing in mind that all players (presumably) get benefited by knowing about it.
The OP should have informed iNetBet about all this and asked them for explanations and solutions.
And, if that wouldn't work out, maybe he should have tried to get some help through other more private means at CM, instead of this "Payment processing issues".
The behaviour/position of the OPs Bank was very dubious from the very beggining:
[/LIST]
- How could his Bank know it was a fraudulent cheque and still deposited it?
- If they were positive sure it was fraudulent, it could happen only because they knew the drawer's name was related with gambling activities (they probably had other cheques before that one from the same drawer), or at least they had strong suspicions it really was;
- If the check was fraudulent, the Bank wouldn't have get it back, because it would have been confiscated by an authorized entity and the Bank should have put this in written. Again, the Bank lied to the OP;
- If they were positive sure it was fraudulent, it could happen only because they knew the drawer's name was related with gambling activities (they probably had other cheques before that one from the same drawer), or at least they had strong suspicions it really was;
- If the check was fraudulent, the Bank wouldn't have get it back, because it would have been confiscated by an authorized entity and the Bank should have put this in written. Again, the Bank lied to the OP;
The position of iNetBet is not an easy one and in spite of their good will and obligation to contribute for the resolution of the problem, it should have been the OP who should have tried to arrange for solutions together with the casino (namely by trying to arrange for a different withdrawal method that would not involve Banks).
However, I must emphasize that iNetBet is a part of the solution and I had never intended to say they weren't.
Of course they must be because they are the ones that really pay the player (the processor is an intermediate only).
- Joined
- Jun 17, 2004
- Location
- Haverhill
This bit of advice is becoming less applicable as time goes on. Most major banks have upgraded their ATM systems to scan checks upon deposit. You're fine if you have one drawn on a US bank (valid 9 digit ABA), but if you have a check drawn internationally, the ATM is going to spit it right back at you.
- Joined
- Sep 6, 2012
- Location
- San Francisco, CA
I do agree with you that maybe he should have gone to the casino rep first, then again he is a new member so maybe was not aware of how to do things. Which is why posts are so important and reading them thoroughly. Most new members never know, heck when i first started in this forum i was clueless about casino's. Why these forums are sooo helpful to us.
- Joined
- Mar 10, 2012
- Location
- Portugal
You are right about being new in this forum and the unfamiliarity one has when trying "to use" it in the best conditions (I can speak for my own difficulties when I started here, actually).
I am one of those who tries to give my humble contribution to "help" new and any other members, when I think I may.
But that wasn't my point on my previous post, sorry.
My point was that the OP should have tried to solve his problem directly with the casino - iNetBet - in first instance.
And here is my humble advice - contribution - in this kind of situations: in first place, everyone should try to resolve one's problems directly with the casinos, before posting them in a forum. Mainly when those problem involve third parties (Banks and processors in this specific thread).
Side note: Please note that point 8) of your initial post is not correct. The Bank wrote "fraudulent" on a copy of the cheque they gave to the OP.
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- Joined
- Jan 16, 2013
- Location
- watertown, ny
in response to everyone saying I should have tried to resolve with inetbet in the first place....I did...I tried and tried, and knowone was telling me much of anything let alone even responding to me. I asked for a different withdrawal option in which would not involve a bank, in which the only response I got was they needed to get in touch with processor and try and get a new check out....they have not responded since early yesterday morning to me. How am I to proceed when they wont even keep me updated on what is going on with the situation?
- Joined
- Mar 10, 2012
- Location
- Portugal
On my side, I apologise for having advised you to do exactly what you have just informed us you've done.
I'm sorry but I didn't know about this (I think you hadn't post it yet, if you had, sorry for having not read it).
Maybe you should then do what dreamguardian1 suggested: "6.) Go to the rep on this forum and allow max and Bryan to proceed with the PAB and do not do anything else until they finish the PAB."
- Joined
- Sep 6, 2012
- Location
- San Francisco, CA
Thanks bporter, all that is very helpful info for the mods. That said, now just let them do their magic!!! And hang in there.
Hugs
- Joined
- Sep 6, 2012
- Location
- San Francisco, CA
I havent yet had this experience with BofA, never had this problem and still do international checks. Slide it in with the numbers first, if one doesnt take it use another. That said credit unions, forget it you are dead right, but if they have international branches like some banks do and you bank there u should be ok. But again, each person experience may be different based upon their banking history, such as newly opened accounts. Longer term (opened) accounts are less likely to be flagged (hopefully). BUT, yes you are right its getting harder and harder.
- Joined
- Jan 16, 2013
- Location
- watertown, ny
doing just that....here patiently waiting for them to get back in touch with me....I was told they were supposed to meet with inetbet today and figure out where to go from here.
- Joined
- Jan 9, 2010
- Location
- NY
Hang in there bporter, it is frustrating as hell, I am sure. But, just remember, you are dealing with a legit casino, and although most times their CSR's can use a course in customer service etiquette, Emily, the casino manager is a top notch gal.
Hopefully they can come to a resolution that will make everyone happy. I know it has been a few days, but give it some more time. I am confident you will not be disappointed.
Hang in there,
LH
Hopefully they can come to a resolution that will make everyone happy. I know it has been a few days, but give it some more time. I am confident you will not be disappointed.
Hang in there,
LH
- Joined
- Jun 30, 1998
- Location
- Bierland
I spoke with iNetbet today. This is case of player fraud. And the guy chargedback as well.
Thread upgraded to closed.
Thread upgraded to closed.
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