Withdrawal held due to SOW

Mr_Slot5

Senior Member
Joined
May 6, 2019
Location
Cheshire
(unless it's used right away to deposit and use SUB which then looks quite clear that you play behalf of somebody else).
And what's wrong in playing for someone else? Provided that person is of age and isn't excluded?

With skype, discord etc it's easy to stream a slot stream to your friend having gone 50/50 on the deposit. I've known of this sort of stuff going on for ages (Twitch etc). Doesn't make you a launderer, nor somebody with a gambling issue!

I think we have to look at this sensibly, it's a fun pastime and it should be just that.
 
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colinsunderland

Experienced Member
webmeister
MM
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Jan 28, 2016
Location
uk
If a Casino finds out that a customer received as an example £10,000 deposited from 3rd party which they use to gamble with, that is considered as high risk and the casino would need to get proper information/documentation on that transaction to continue the business relationship. If not satisfied, report to NCA and they would inform how to proceed if balance was still available on customers account.
I don't dispute that, but at the same time you can't demand someone provide a third parties personal information. How does the GDPR work in that situation? Unless you have express permission from the third party, which you won't have if someone gets their friend's bank statements and sends them to you, you cannot legally process or store their information, which clearly you are doing if they are supplied as part of a SoW package.

I've seen cases where casinos have requested this sort of information for a one off £100 transaction, which is ridiculous, that isn't suspicious at all.
 

Mr Wild

Senior Member
Joined
Mar 10, 2015
Location
Malta
I don't dispute that, but at the same time you can't demand someone provide a third parties personal information. How does the GDPR work in that situation? Unless you have express permission from the third party, which you won't have if someone gets their friend's bank statements and sends them to you, you cannot legally process or store their information, which clearly you are doing if they are supplied as part of a SoW package.

I've seen cases where casinos have requested this sort of information for a one off £100 transaction, which is ridiculous, that isn't suspicious at all.
No you are right, you cant give that without the 3rd party's consent, so you get into a tricky situation. But in reality its simple, you dont need to supply anything to an online casino, they are just forced to terminate the business relationship with you and either refund you your balance or send the case over to NCA to decide. In rare cases when NCA decides that payment is not allowed to be refunded, usually its donated to charity with approval from NCA or held to be paid back to right the owner of the funds.

Also to point out. The casino itself is never allowed to keep the funds. So they have nothing to gain.
 

L&L-Jan

Affiliate Manager for Accredited Casinos
Joined
Jun 15, 2013
Location
Malta
And what's wrong in playing for someone else? Provided that person is of age and isn't excluded?

With skype, discord etc it's easy to stream a slot stream to your friend having gone 50/50 on the deposit. I've known of this sort of stuff going on for ages (Twitch etc). Doesn't make you a launderer, nor somebody with a gambling issue!

I think we have to look at this sensibly, it's a fun pastime and it should be just that.
Well technically you would breach a bunch of terms....

The problem is that using 3rd party funds is not illegal per se, but we need to understand the source of those funds. We need to make sure and have enough evidence the funds are clean.

We had the same with Gaz237 - given that it was mentioned here in a topic. He provided all we requested but we noticed a transfer from a 3rd party which most likely was used on the site to gamble. However, he managed to proof easily where the funds came from. Problem sorted. Account fully verified.
 

Eliot85

Newbie member
Joined
Dec 14, 2020
Location
Sweden
its ok but swedes are not allowed to play with Euros after 1-1-2019?
we are allowed to play on mga casinos. I rather play here with cashback and bonuses then on swedish licens. no cashback, no bonus and max 5000sek deposit a week.
 

Mr_Slot5

Senior Member
Joined
May 6, 2019
Location
Cheshire
No you are right, you cant give that without the 3rd party's consent, so you get into a tricky situation. But in reality its simple, you dont need to supply anything to an online casino, they are just forced to terminate the business relationship with you and either refund you your balance or send the case over to NCA to decide. In rare cases when NCA decides that payment is not allowed to be refunded, usually its donated to charity with approval from NCA or held to be paid back to right the owner of the funds.
Surely it's better from a business perspective then to employ a stance like the major UK bookie sites do. Utilise a lot more electronic verification methods and focus on 'clear and obvious' patterns of foul play. That way you're not driving away genuine players whilst still performing due diligence?
 

Mr Wild

Senior Member
Joined
Mar 10, 2015
Location
Malta
Surely it's better from a business perspective then to employ a stance like the major UK bookie sites do. Utilise a lot more electronic verification methods and focus on 'clear and obvious' patterns of foul play. That way you're not driving away genuine players whilst still performing due diligence?

Well that is not enough accordingly to the regulation for casino.

But please be aware, Sportsbook and Casinos don't have same AML regulation. A sportsbook don't need to collect SOW.
Im not sure exactly how they get around it, but I guess if you do 2 companies, one for sports and one for casino with different licenses. You take all deposits on the Sportsbook company and then you have two balances, then you do internal transfer to fund your casino balance. That would in theory reduce the risk and SOW wouldn't be required.

It can also be so that they simply will accept any fine coming their way to avoid all hassle with customers. The UKGC fines are very small compared to what the big bookies are making.
Like William Hill was fined a few years back for AML failings.
 

Slottery

Senior Member
PABnoaccred
MM
Joined
Aug 21, 2017
Location
Malta
And what's wrong in playing for someone else? Provided that person is of age and isn't excluded?

With skype, discord etc it's easy to stream a slot stream to your friend having gone 50/50 on the deposit. I've known of this sort of stuff going on for ages (Twitch etc). Doesn't make you a launderer, nor somebody with a gambling issue!

I think we have to look at this sensibly, it's a fun pastime and it should be just that.

I think you find reason already from many casinos T&C:s that you should play with your own money and details and nothing else. Of course bonus abusing would be nice if accepted, never use your own identity but some friends who still have all welcome bonuses available.

If gambling is fully 3rd party funded, it's high AML risk for quite obvious reasons, if i keep transferring you money all the time and you deposit and play, you quite soon find out in first SOW that it's not ok.

If casino have option that you can collect player pools, that's different thing and already visible there who all are participating but you just playing behalf of me is just not ok, ask from casinos you play and guess they advise pretty much same.

If you play together with somebody, don't just be that stupid that you let it be visible in your statement but use at least different method to receive funds and deposit, then you might be able to do that longer.
 

Slottery

Senior Member
PABnoaccred
MM
Joined
Aug 21, 2017
Location
Malta
we are allowed to play on mga casinos. I rather play here with cashback and bonuses then on swedish licens. no cashback, no bonus and max 5000sek deposit a week.

Wouldn't make much noise of it if you wanna keep some places who have decided to allow deposits from regulated countries :)
 

Mr_Slot5

Senior Member
Joined
May 6, 2019
Location
Cheshire
I think you find reason already from many casinos T&C:s that you should play with your own money and details and nothing else.
Well of course. But what I'm saying is that if two friends are talking online and one fancies a deposit and the other wants in, what is wrong with the deposit being split? Where's the bonus abuse there? Once the person transfers in to the depositors account, it becomes the depositors money to do what they like with. It has left one legitimate account into another. They are no longer the sender's funds.

I'm just saying, this happens. It happens on a small scale in the remarkable thread where money is sent from one person to another with the sole aim of gambling it up.

Like I say, gambling is a fun pastime yet it's getting to the point where casinos are making people feel like they're part of an organised crime ring.
 
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