what all this about - affordability checks

[kennygamerboy]

since when did they start affordability checks? do they mean sow??

 

[Mr_Slot5]

since when did they start affordability checks? do they mean sow??

That reads to me that they are going to be checking credit files. Checking credit files to allow you to gamble…what an absolute joke.

This could well penalise people who A) have dubious credit history and B) are close to their credit limit on their credit accounts (utilisation).

With the speed the UKGC are going, the UK online casino scene will be done within 2 years.

 

[JohnSnow]

UK sucks, NL sucks, Sweden sucks, Malta sucks, curacao sucks. Suckky sucky every one of them for different reasons, I forgot a bunch but I bet they also suck.

 

[YouTubeSlots]

I said this happened to me a while back on here and was told that casinos couldn't do these checks.

 

[kennygamerboy]

That reads to me that they are going to be checking credit files. Checking credit files to allow you to gamble…what an absolute joke.

This could well penalise people who A) have dubious credit history and B) are close to their credit limit on their credit accounts (utilisation).

With the speed the UKGC are going, the UK online casino scene will be done within 2 years.

absolute piss take is what it is. love how the ukgc haven’t actually come out and told us that this is a thing. what on earth has gambling become in this country. filth that they are allowed to pry into our credit reports

 

[bamberfishcake]

Cant find the thread but there was a mention of the UKGC bringing a system in place for conducting affordability checks and gathering data from banks and casinos.

It's nice being told how to spend your money eh

Didnt do any affordability checks when they were wasting money on PPE or tests that don't work to line their pal's pockets and the pockets of the Fat Pharmas. Rolling out vaccines through private companies rather than your GP and wanting to pollute our children with the crap. But, its ok for them to check your deposits for gambling.

Its part of the bigger plan for control over the flow of money. Privatisation of our healthcare, running the NHS into the ground so they can say its not viable, skimping on real police work while petty crime goes unpunished and is on the increase while the rich are protected by private security firms. There is no Great in Britain anymore. The problems are getting worse.

Would be great if the public got together and said 'no' but we are divided like the Americans by the political system. Divide and conquer, get the people arguing amongst themselves on different sides of the fence so they cannot band together and topple these fat cat dictators. Hence, Black Lives Matter and all that bullshit - created to divert focus and divide people. I understand there is racism, but its a fraction of the population, not as big a problem as they invent. There is no democracy in the UK, it's an illusion.

Never before has the saying 'the rich get richer and the poor get poorer' been so true.

 

[Kroffe]

Sweden sucks

You know nothing, John Snow.

 

[Reelsoffun]

Some casinos have been doing soft credit searches for ages, I have mentioned this in a thread before, not sure they are allowed or not but I know they have used it for age verification's as well.

 

[Reelsoffun]

This could well penalise people who A) have dubious credit history and B) are close to their credit limit on their credit accounts (utilisation).

Well not totally sure that reason B is a bad thing for them to be looking for, anyone that's that near their credit limit seems like someone that shouldn't be gambling really, but I do see where your coming from its a slippery slope.

 

[Mr_Slot5]

Well not totally sure that reason B is a bad thing for them to be looking for, anyone that's that near their credit limit seems like someone that shouldn't be gambling really, but I do see where your coming from its a slippery slope.

People should have freedom of choice to spend their money on whatever they choose (as long as that thing is legal). As long as they’ve made an informed choice. Otherwise it’s a slippery slope as you say. Where does it end?

 

[goatwack]

It was clear as day that when Anti- Money Laundering got conflated with Source of Wealth checks that it was always the intention to meddle in people's affairs, and 'nanny' their spending habits. Like a loving parent freeing up pocket money out of your own wages.

For it isn't the 'everyday Joes' that would likely ever be involved in laundering money, so that was insulting enough......but like in all pop culture and media, the infantilization of people is.

Now as much as I'd like to think society's comprised of people capable of independent critical thought, the divisiveness prevalent everywhere and stoked by Social Media has proven there's a lot of dumb-dumbs about, more than we care to realize.

Some safeguards are good, why wouldn't they be. Problem is the UKGC have overstepped their remit and don't know where to draw the line. Is it a person's choice to spend their month's wages and mortgage payment in an afternoon gambling? Yes.....but should it be? What about other people this directly affects?

Seems to me the UKGC have opened up a Pandora's Box of problems by not coming up with more practical solutions as of yet. Because as we know, gambling will always have a 'risk' element to it as well as the potential to act impulsively. Clue's in the title

 

[geordiecolin]

Cant find the thread but there was a mention of the UKGC bringing a system in place for conducting affordability checks and gathering data from banks and casinos.

It's nice being told how to spend your money eh

Didnt do any affordability checks when they were wasting money on PPE or tests that don't work to line their pal's pockets and the pockets of the Fat Pharmas. Rolling out vaccines through private companies rather than your GP and wanting to pollute our children with the crap. But, its ok for them to check your deposits for gambling.

Its part of the bigger plan for control over the flow of money. Privatisation of our healthcare, running the NHS into the ground so they can say its not viable, skimping on real police work while petty crime goes unpunished and is on the increase while the rich are protected by private security firms. There is no Great in Britain anymore. The problems are getting worse.

Would be great if the public got together and said 'no' but we are divided like the Americans by the political system. Divide and conquer, get the people arguing amongst themselves on different sides of the fence so they cannot band together and topple these fat cat dictators. Hence, Black Lives Matter and all that bullshit - created to divert focus and divide people. I understand there is racism, but its a fraction of the population, not as big a problem as they invent. There is no democracy in the UK, it's an illusion.

Never before has the saying 'the rich get richer and the poor get poorer' been so true.

The below post highlights how things are changing and the speed of those changes.

Post 85

Death of online casinos - Page 4 - Casinomeister Forum

 

[pinnit2014]

Well not totally sure that reason B is a bad thing for them to be looking for, anyone that's that near their credit limit seems like someone that shouldn't be gambling really, but I do see where your coming from its a slippery slope.

What's the point of having a credit card if you can't straddle it to within a pound of the limit

 

[bamberfishcake]

What's the point of having a credit card if you can't straddle it to within a pound of the limit

I agree, if its ok for you to spend your last few quid on beer, fags or your mobile phone bill. Whose to judge someone spending their last few sheckles on a game of chance.

Live and let live, and leave my money alone to do with as I please.

 

[slot_zombie]

Leovegas are at it too using "Third Party Data".

You do not have permission to view link Log in or register now.

 

[goatwack]

Obtaining any form of credit is one thing.....but here it's people paying, using their own funds.

Maybe we are headed towards a Social Credit System and this is just an indication of that?......

 

[Mr_Slot5]

I agree, if its ok for you to spend your last few quid on beer, fags or your mobile phone bill. Whose to judge someone spending their last few sheckles on a game of chance.

Live and let live, and leave my money alone to do with as I please.

Exactly my thought and the point I've always made. Who, but the individual concerned, has the right to be judge, jury and executioner over someone's spending habits? Once an adult, you make your own decisions in life and own the resultant consequences.

 

[Mr_Slot5]

Obtaining any form of credit is one thing.....but here it's people paying, using their own funds.

Maybe we are headed towards a Social Credit System and this is just an indication of that?......

Lest we forget, that upon signing any credit agreement, debt accrued belongs to YOU and YOU only. That is why the credit ultimately belongs to the consumer...again it's not for anyone else to impose restrictions upon what the credit can be spent on (unless specifically imposed in the agreement).

 

[shadow123]

If you stand back and look at it, casinos demanding and players sending the most sensitive financial data is beyond
crazy,In a real world it is something no sane person would consider doing.At some stage I am sure there will be a massive
data breach or a rogue employee using the info to commit mass fraud.
Posted years ago , before it turned really shitty saying that if a player did lose a large amount of cash and reported it
to the police, although they probably could not say it ,what would they think when the player told them they had sent
complete bank statements, id, debit card and lifestyle info to an unknown person at a casino, they must wonder
what the fuck were you thinking, but its something thousands of people are doing every week.
What probably were good intentions by the regulators initially have morphed into the 1984 world of surveillance and intrusion.

 

[Mr_Slot5]

If you stand back and look at it, casinos demanding and players sending the most sensitive financial data is beyond
crazy,In a real world it is something no sane person would consider doing.At some stage I am sure there will be a massive
data breach or a rogue employee using the info to commit mass fraud.
Posted years ago , before it turned really shitty saying that if a player did lose a large amount of cash and reported it
to the police, although they probably could not say it ,what would they think when the player told them they had sent
complete bank statements, id, debit card and lifestyle info to an unknown person at a casino, they must wonder
what the fuck were you thinking, but its something thousands of people are doing every week.
What probably were good intentions by the regulators initially have morphed into the 1984 world of surveillance and intrusion.

Yeah when you step back and see it holistically, it's absolute madness. It's akin to getting approved for a mortgage or 6 figure loan. All just to spin £50 on slots.

I remember when I was a student numerous years ago, I went up to Blackpool with my ex girlfriend and spent about £300 in a day in the arcades (Coral Island being one). Was it a lot of money to lose back then? Of course it was. Did we have fun? Of course we did. Did we bitch and moan about it and complain to the tabloids and regulators? Did we feck! We took it for what it was.

The world we live in now just feels a very different place to even 10-15 years back.

 

[PMKFRUITPRO]

It is……..

That £300 wouldn’t last a day in coral island these days. More like an hour or two max.