Previous searches show the names of organisations that have seen some or all of the information recorded on your credit report within the past 12 months. Searches of your credit report should have been made with your consent. Most will relate to credit applications you have made but some may be routine checks by your lenders on accounts you already have. Unrecorded enquiries, quotations, identity verification checks and credit report applications are shown for you on your copy of your report but are not seen by lenders.
Very odd..as I said also...Simmo!: It seems a mighty odd thing to do for a company that on the whole run a very tight ship.
And so there is more to this than met the eye...As I said, this cannot be done arbitrarily without consent or knowledge unless it is to offer something or get something....Silcnlayc: There must be more to this than what we are hearing for no one initiates something such as this unless requested by another or applying for credit or a credit line. So let us know if you receive the answer. Here are the numbers and email to them.
Glad you gug deeper....because now everyone can relax...guesswest: Sorry for being such an alarmist, I should have read through the report properly before I posted.
Thanks for the feedback guys, but may have been a false alarm on my part. The query is on there, and looks like this:
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But having just read the FAQ, which I should have done before posting, I note this:
So it looks like this should only be visible to me, and not to lenders. Sorry for being such an alarmist, I should have read through the report properly before I posted.
FWIW I have been trying to think which casino this was. The query was in July, which is around about the time CM added the list of WW casinos, or at least when I noticed it, so I played at a few different ones around that time. However, I'm pretty sure you need a UK address to run a UK credit report. I live in Malta now so I used my Maltese address everywhere I played, with one exception, Mirror casino. They told me I should register with my UK address (which I maintain) despite living in Malta because I wanted to use a UK credit card - so I'm not 100% sure but my best guess is that they are the casino that initiated the check.
Ok maybe I am reading this wrong, but to me it doesn't matter if it's only visible to YOU or to ALL with access. To me the alarming thing is that an online casino (or group) would have any reason to run a check or inquiry or whatever.
Or am I missing something?
I just dont see WHY they would even do a creditcheck?
could be that they got different stats for target Rich players divided by there net [speculated ]worth
I thought you had to provide an SS number (at least for USA) to run a credit check.
Would be interesting to hear their reason for something that seems outrageous and is a violation of privacy.
Guesswest, as Vinyl has said it's just an electronic ID check, they haven't pulled any info about you other than verifying that you exist.
I had one done by the first Wagerworks casino I signed upto back in 2005, I don't think they have run another check since then.
Apparantly it can't be seen by anyone but yourself.
I'm very much in favour of this system - i'd much rather have a company electronically check my ID instantly and not require me to send them documents over unsecure email to possibly unsecure employees.
I'd be surprised if this isn't correct, and I likewise don't necessarily mind them using this system had the information been clearer, but I really don't like that they do this without making it abundantly clear that they will and without explaining the process clearly. People are going to freak seeing an enquiry from a gambling provider on their CR. I'd also like for a WW rep to comment on this, and to make clear EXACTLY what information they can and can't see when they run this check.
I'd be surprised if this isn't correct, and I likewise don't necessarily mind them using this system had the information been clearer, but I really don't like that they do this without making it abundantly clear that they will and without explaining the process clearly. People are going to freak seeing an enquiry from a gambling provider on their CR. I'd also like for a WW rep to comment on this, and to make clear EXACTLY what information they can and can't see when they run this check.
What would happen to say, a bank employee, if their bosses or other bigwigs saw a gambling provider's inquiry on said employee's credit report?
This is not a matter of who can or can not see this information, it is about what "they" can see when the casino runs an inquiry on you. Information such as employment, income status, other credit statistics may be revealed and I would not want anyone or everyone having access to this information. I truly believe this is something that needs to be addressed immediately.
They cannot see any of this information, it's not a credit check.
This info might only be revealed on a full credit check, which they are not doing.
here in the u.s. only merchants that are membrers of the credit bureau can report. So are online gambling sites able to report to UK credit bureaus?
I would question their reporting.
Especially if they are considered an illegal business