Just as a note RobWin, I have used Payspark for many years, back since they were Gaming Card. Their bank has always been in Beirut (Lebanon Gulf Bank), and I've never once had any sort of payment issue with them. I use their ATM card, funds are available right away. The only drawback is that they don't work in real time, like Neteller and Firepay did. They only update their accounts during (their) banking hours. If a casino sent me a payment right now, it probably wouldn't reflect in my account until tomorrow. And they do charge a % fee for withdrawing via debit card, but that's never bothered me as there are fees for everything it seems. I've never waited longer than half an hour for email response to a query. It's always been my EWallet of choice, but of course, it's only an option for Microgaming casinos.