Sounds then like I should just pay Instadebit and request my money from 32 Vegas and say a prayer. I haven't found either of their supposed "customer service" very knowledgeable or friendly whatsoever. They are constantly evading my questions. You can't really talk to anyone of any significance (like security). I will certainly NEVER deal with 32 Vegas EVER again. In my opinion they have no right to hold my funds. My issue with Instadebit is a separate issue and has nothing to do with them as they have constantly reminded me. They have always told me if I have a problem I need to deal directly with Instadebit and Instadebit tells me the same about 32 Vegas. I was just unsure because it all started sounding like a scam. Hearing from all of you so far reassures me a litte.
No, actually, they are feeding you bullshit, but YOU are negotiating from a position of STRENGTH, since despite the system cock-up, the money remained on YOUR side of the fence. Given your positon of strength, it beggars belief that they are jerking you around like this. I shudder to think how bad your experience would be if the money had flopped over THEIR side, but got mislaid.
THEIR systems screwed up, it is THEIR problem.
Email each of them, tell them that you can get nowhere with either by yourself, because ANY solution plan involves Instadebit and the casino agreeing between themselves how to balance the books between themselves if you paid the money into Instadebit.
If they still play dumb, or tough, tell them you will raise the matter with the regulator for both casino and Instadebit to get a solution as to what action you need to take.
This process will be geologically slow, but in this case it works to your advantage since YOU have all your money, the casino thought it won $198, and although it is holding on to the rest, it's Instadebit's money at the moment, and remains so till you get paid.
If both parties think you are naive enough to put $500 into instadebit, which will then go to the casino, who will then simply return it minus the $198 back to your Instadebit account - they haven't reckoned on you being here for advice
So long as you have the $500, you CANNOT get ripped off.