Definitely a new one for me

[gambler777]

Well, I went to deposit at my favorite casino, using my Visa debit card from my bank account. My bank has paid all, no matter who they are from, and accepted all my incoming transfers with no questions and no problems. Now I find that the casinos processor will not allow me to use my visa for more than 15 deposits per month because I am in the U.S.
I have a problem with this for several reasons, first being that my bank is not stopping anything, the processor, whom I did not choose, is. Second, I received no notice of this change, though from my history, I would clearly be affected. And this was not posted or referred to anywhere on the site.
Clearly yes, I can use an ewallet, but I don't know about anyone else, but I am charged a fee to deposit with the ewallet and then I am charged another separate fee from my account for an international visa transfer.
I would post the email I received, but it was referred to as privileged or confidential information, not to be posted anywhere else.
Just would like to have your thoughts on this, and if anyone else has run into this issue.

 

[footdr]

I know what you mean

The processors are the ones making it difficult. The casinos have abused us by using the "new law" as a reason to stop treating us with VIP priviledges. There is no reason for them not to be able to process EFT/ACH deposits and we get no vip benefit by having to use an ewallet.

I am tired of the bullshit and sick of no vip perks.

If all of us stopped playing, would they even care?

Financially I believe it would have impact, but it must be a mass effort!

 

[gambler777]

I agree foot. Nothing extra, but we are paying extra. And as I said, my bank has been absolutely no problem at all. So I , for sure, am feeling like a second class citizen when I have been playing at this casino for years with no type of financial problem and then THEY LIMIT HOW MANY DEPOSITS I CAN MAKE WITH MY CREDIT CARD THAT HAS BEEN NO PROBLEM. I like playing, but if there was a real boycott I would join. And I am really upset that the casino felt no obligation or thought to let me know before I exceeded THEIR LIMITS. They never told me there was any such thing. They have still not fully explained because my records do not match what they say. So thanks for the input, and let me know about boycott...lol

 

[Darem1]

My own personal boycott

I started my own personal boycott when this "America the Beautiful" mess started. The result? I have saved probably thousands of dollars. They know they have us over a barrel and some will do anything to continue to play online, no matter how costly or how many roadblocks appear.
Now I stick with the B & M's that offer me incentives to come in and play. (see my post under quitting gambling.) No, I haven't quit althogether, but have quit the onlines, probably for good! And yes, I do miss it.

 

[felicie]

I think it is just the total uncertainty of what the US govt. is going to do next but what I'm wondering is what the banks are doing. Making it up as they go along or what. If the govt. is going to tell them to block certain transactions you'd think they have a set of rules to follow consistantly with the other banks? You have 'no problems' with your bank card and yet another poster feels like she's being threatened with God knows what. It's such a crock and whatever B.S. were all putting up with is surely because of our out of control govt. They make me so mad I want to gamble, do drugs and go blow something up. oops almost forgot. All you can eat at Denny's.

 

[footdr]

yes they are making it up as they go along

There is no new invovation that makes a bank more able to identify these transactions then before the law was passed.
In fact, I find it humorous that it is actually easier to use a debit/credit card now then before the law was passed.
If the processors would use their brains they would realize that eft/ach transactions are less scrutinized then wire transfers.

Does anyone really believe that visa is going to bite the hand that feeds them. As long as they continue to mis-code visa transactions, the charges will go through.

They passed this law with no knowledge at all of how the system works and how easy it is to get around it.

A Monkey could do a better job of enforcing this Legislation!

 

[felicie]

'With no knowledge at all of how the system works'? you mean Congress obviously right? LOL Well Franks should know how it works I would think but he's a chameleon anyway with many agendas.
So you are finding it easier to use your bank card footdr? I'm not. LOL
Ach is the only thing working for me lately so I guess you're right, it is humorous.

 

[footdr]

Franks is a joke as is the rest.....

'With no knowledge at all of how the system works'? you mean Congress obviously right? LOL Well Franks should know how it works I would think but he's a chameleon anyway with many agendas.
So you are finding it easier to use your bank card footdr? I'm not. LOL
Ach is the only thing working for me lately so I guess you're right, it is humorous.

Yes, I am saying they have no idea how things work. As I said previoulsy, it is now easier to your debit/credit then previously, I actually attempted to turn a fraudulent ewallet in to the DOJ and to Visa . Doj said they don't have the staff to follow-up and Visa was not interested!. Why? Because they make a fortune off these transactions.

So, why we want the Goverment to pass a law to approve this is beyond me. They haven't a clue how to to do it. If the Casinos would simply use EFT payments for withdrawals it would be fine. EFT transactions are not coded and banks have no way to identify them.

 

[felicie]

I'm with you footdr but whats EFT? I finally understand ACH but it took me several times asking lol. oh I know, electronic right? I know how to do them, just not what they are called.
I think it's pretty obvious to at least half the country, that our current govt. hasn't got a clue about very much of anything but they sure do shine at making new rules & regulations and after listening to the news all day today I personally feel the other half shouldn't be allowed to vote anyway. [big grin]

 

[footdr]

EFT

I'm with you footdr but whats EFT? I finally understand ACH but it took me several times asking lol. oh I know, electronic right? I know how to do them, just not what they are called.

Basically, and EFT is an electronic funds transfer. But instead of processors using EFT to process Debit Card transacations they are submitting it as a Charge transaction and charging a fee on top of the transaction amount. There is basically no difference when using a debit card. So, obviously, they want to charge the fee.

The only benefit to you is that if you dispute the charge it is treated as a charge dispute versus an electronic transfer but both types of disputes have worked for me, regardless.