Credit Cards to be banned for online gambling

dionysus

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edit - Dunover beat me to it but I dont see how blocking CCs prevents anyone from gambling with a CC


Player X can't dep wtih CC so player >

* deps with e-wallet funded with CC
* deps with bank with funds transferred from CC
* deps with payafe or disposable CC purchased with CC

you've only removed one very trivial step in the path to a deposit with your CC
 

goatwack

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Londonia
Good. The UKGC may piss about more than clowns at a Slapstick Convention but they may have identified something good here.

Because as a former credit card espousee I can vouch for the temptation in racking up those ol' limits willy-nilly chasing the magical slot beans. It ain't fun and over all too soon (sounds like something else in my life)

In fact narrowing down payment options altogether and retracting available payment methods is one of the best deterrents for impulsive depositers. Whatcha gonna do if you can't deposit?

Of course next I'd like to see some form of deposit 'cap' via banks but one step at a time eh :cool:
 

EkJR

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Good. The UKGC may piss about more than clowns at a Slapstick Convention but they may have identified something good here.

Because as a former credit card espousee I can vouch for the temptation in racking up those ol' limits willy-nilly chasing the magical slot beans. It ain't fun and over all too soon (sounds like something else in my life)

In fact narrowing down payment options altogether and retracting available payment methods is one of the best deterrents for impulsive depositers. Whatcha gonna do if you can't deposit?

Of course next I'd like to see some form of deposit 'cap' via banks but one step at a time eh :cool:

Talk is that Skrill and E Wallets will also go...will be left with bank transfer, debit cards or paypal
 

BrianGhattas

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Ottawa, Ontario
I like this move, even if people can get around it. I don’t like using a credit card due to the $5 fee and VS always does a credit check. I prefer using Visa Debit or MC debit.

I’m debt-free, by the way. Credit card is completely paid off and locked because it isn’t needed at the moment.
 

EkJR

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If deposits would have a mandatory 24 pending period before these can be used, it for sure would decrease impulsive gambling over means.

I think that's too far, although I do agree it would work. Mandatory limits per month would help. Removal of daily limits and have a minimum a week or a month deposit limit.
 

dionysus

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I like this move, even if people can get around it. I don’t like using a credit card due to the $5 fee and VS always does a credit check. I prefer using Visa Debit or MC debit.

I’m debt-free, by the way. Credit card is completely paid off and locked because it isn’t needed at the moment.
you're able to deposit using Visa debit? I get blocked every time by Verified by Viaa when it flags a casino deposit; I can only use my visa debit directly with OLG; otherwise I need to use etransfer
 

Slottery

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I think that's too far, although I do agree it would work. Mandatory limits per month would help. Removal of daily limits and have a minimum a week or a month deposit limit.

Didn't really mean that too seriously but if willing to be really responsible, then quite big steps are pretty effective instead of playing around with payment methods etc.

These mandatory limits would need to be implemented to some national database and all transactions need to be sent there to keep them up to date and all operators including. Long as you are limited only per casino, you still have quite many places left even in UK where you can play any time when willing to get around limits.

If real intention is to protect vulnerable people as a cost of all others, some quite huge steps would be needed instead of this kind of baby steps which don't really solve much but can make regulator feel good when they can state how they stopped people to gamble with depts in UK....
 

colinsunderland

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edit - Dunover beat me to it but I dont see how blocking CCs prevents anyone from gambling with a CC


Player X can't dep wtih CC so player >

* deps with e-wallet funded with CC
* deps with bank with funds transferred from CC
* deps with payafe or disposable CC purchased with CC

you've only removed one very trivial step in the path to a deposit with your CC

You can't deposit using a wallet from a CC if the transaction is blocked. Some card companies do that already so very easy to implement.
Not all cards offer 'transfer to bank', those that do quite often have quite a low limit and I don't think any do it instantly, certainly none of mine that have it do so. That removes the impulsiveness of it if the player is chasing losses.
A lot of pre-paid mastercards (which is almost all 'disposable' CC's in the UK) cannot be used for gambling anyway. Half of them can't even be used to buy petrol ffs.
Pulling cash off one, then buying said items or into bank is a lot of hassle, and can't be done at 3am after drinking or losses.

Of course people will get round it, but it will cut a lot out.
 

Dazzauk83

Newbie member
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Sep 25, 2019
Location
United Kingdom
Its a great move. Gambling with money that is not yours is not right at all.

But i know people who have a credit card linked to a paypal account.
They then have another paypal account,send money using the credit card that is on that paypal account to there other paypal account which has a linked confirmed bank account on .
Then you can instantly withdraw( depends on country ) cash from that paypal account ,then just deposit from the bank account at the casino site.

So you can still use credit from a credit card technically ,just can't directly deposit from it.
 
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Slottery

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Then for example Revolut and others similar services you can top up your account with CC and it's then usable with your debit card, disposable or physical one.
Revolut might state in their terms that it's not to be used for gambling or something (haven't read myself) but i'm using it's virtual CC for my gambling transactions with zero problems so far.
 

English Begbie

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Must admit I ran up big debts on cc,s gambling many years ago,should never have been allowed but nobodies
fault but my own.The repayments grew to horrendous levels.Somehow I managed to get it sorted and never
used them again,My credit score is flying high now and I only bet with my own funds and within sensible
limits.This is a good move from the UKGC for a change but the report mentions a lot changes coming up
in 2020 which sounds ominous.

Shadow123, you've hit the nail on the head for me - I was also in a lot of CC trouble at one point and was truly swirling in the debt spiral, until fairly recently when I hit a big jackpot (£75Kish) - since then, I've been "Mr Sensible" when it comes to online gambling. Yes, I still use my credit cards,
(for convenience if not reluctance to give any online gambling company access to my current account via a debit card!) but I've gone from a "very poor" credit rating to "Excellent" in a little over 6 months.
Clearly, we're a couple of the fortunate ones. How many thousands of other not-so-lucky ones are there though?! There but for the grace of God and all that, eh?!
 

colinsunderland

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Then for example Revolut and others similar services you can top up your account with CC and it's then usable with your debit card, disposable or physical one.
Revolut might state in their terms that it's not to be used for gambling or something (haven't read myself) but i'm using it's virtual CC for my gambling transactions with zero problems so far.

You might want to read the terms, I use mine but mainly on Coral where I withdraw cash or to fund a paypal payment which I then withdraw to a different bank. They are completely blocked on a couple of sites, Bet365 being one. @L&L-Jan also mentioned them having problems with withdrawals to Revolut cards.
If you search the net you can find numerous reports of them blocking accounts that have been used for gambling and taking months to release funds.
 

Slottery

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You might want to read the terms, I use mine but mainly on Coral where I withdraw cash or to fund a paypal payment which I then withdraw to a different bank. They are completely blocked on a couple of sites, Bet365 being one. @L&L-Jan also mentioned them having problems with withdrawals to Revolut cards.
If you search the net you can find numerous reports of them blocking accounts that have been used for gambling and taking months to release funds.

Haven't have any problems with or don't know anyone who have, only heard that around internet, so keep using it until they decide to block it or something.... Quickly count, have used it to deposit and withdraw in 7 places which one didn't want to honor welcome bonus as counted it as pre-paid card for some reason (it's BIN actually is referring to pre-paid if quickly check it in internet).

edit: There are many quite similar services these days who are offering virtual debit card which can be funded with credit card within seconds so circumventing CC ban is not really hard with these.

edit2: Tried quickly to find it from T&C:s but couldn't find anything about LEGAL gambling transactions not allowed, might be that reading wrong T&C:s but under this i couldn't find anything "Are there any restrictions on using the Revolut app or Revolut Card?"
 
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slot_zombie

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Jul 25, 2014
Location
UK
I buy that 100% sure some people do leave under Curacao sunshine if £2 max bet is implemented.

That part of players who don't really don't mind if withdrawal is on your account on same day or after week.
Especially people playing board games, £2 is quite low, even for me if i for some reason decide to have few rounds of blackjack or roulette, these are often played quite much bigger stakes

So - they're going to be happy playing Betsoft and Rival garbage? I think not.
 

Slottery

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So - they're going to be happy playing Betsoft and Rival garbage? I think not.

For sure some decide to play table games where they still are available instead of change their max bet to £2. Many already playing Curacao places even table games still exist in UK without any max bet rules.
 
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