Affordability

[pinnit2014]

Well there's the crux. - companies use them to get a feel for credit worthiness. Except, when u deposit and play you aren't doing so on a credit basis

So, er.

 

[Mr_Slot5]

I’ll also add that I don’t know any other industry where a customer can spend so much money as a regular and get a ‘talk to the hand’ response. It’s reprehensible.

You can understand it with AML concerns but not affordability…surely they SHOULD be engaging with the player on that!

 

[Guntis]

Here's some reading, if anyone's curios, that Google indexed despite their efforts to keep it anonymous:

It’s surprising that after nearly 20 years of operation, the Gambling Commission is
not able to advise the Secretary of State on how to approach affordability.

Source:

You do not have permission to view link Log in or register now.

 

[Mr_Slot5]

Here's some reading, if anyone's curios, that Google indexed despite their efforts to keep it anonymous:

It’s surprising that after nearly 20 years of operation, the Gambling Commission is
not able to advise the Secretary of State on how to approach affordability.

Source:

You do not have permission to view link Log in or register now.

What’s abundantly clear is that the current mess cannot and should not continue. I say that from the the perspective of the casino and the end user.

 

[pinnit2014]

To be honest, getting to the point your're better going Crypto. I mean, sure get caught out on KYC at a casino and lose x but how much will you have lost playing Mr Vegas' 88% slots?

Ah,,,, but the UKGC offer better protection!

Sure, say that to the folk who Casumo ask to produce bank statements for a 30 quid w/d.

 

[goatwack]

We're all susceptible to the negative impacts of gambling - it's called losing.

This in turn is offset by the positive aspect - sometimes referred to as 'winning'

Not really sure of their end game, but perhaps they don't even have one. Yet the current prohibitions certainly strike me as extremely agenda- laden, the reasons we'll see disclosed in years to come in some historic reverse-engineering feat.....

But no one call tell me this isn't a conscious effort by casinos to openly rid themselves of lowrollers

 

[Mr_Slot5]

We're all susceptible to the negative impacts of gambling - it's called losing.

This in turn is offset by the positive aspect - sometimes referred to as 'winning'

Not really sure of their end game, but perhaps they don't even have one. Yet the current prohibitions certainly strike me as extremely agenda- laden, the reasons we'll see disclosed in years to come in some historic reverse-engineering feat.....

But no one call tell me this isn't a conscious effort by casinos to openly rid themselves of lowrollers

Another thing is it shows you how much emphasis is put on money. Can drink yourself to death by liver failure and that’s fine but can’t put yourself out of pocket for a bit?

 

[pinnit2014]

And yet, regardless of what the motives are, harks back to the fact a casino, with as much professionalism as a bank granting a mortgage, will be really capable of reviewing of a persons spending?

No chance, as they pap out CS to various two bit clip joint companies.

 

[pinnit2014]

Another thing is it shows you how much emphasis is put on money. Can drink yourself to death by liver failure and that’s fine but can’t put yourself out of pocket for a bit?

Challenge accepted

 

[pinnit2014]

Update - just drunk myself to death but, naturally, have no money to spin 40p on Bonanza

 

[goatwack]

Another thing is it shows you how much emphasis is put on money. Can drink yourself to death by liver failure and that’s fine but can’t put yourself out of pocket for a bit?

Alcohol is probably society's biggest scourge yet gets a free pass via cursory shrug of the shoulders and people defending its use as though their lives depended on it.

In fact between smoking, drinking and gambling, they've always been viewed as acceptable vices, though not for everyone. But certainly for those able to make their own choices.

It'll come around to something else, but the narrative is shifting towards gambling as an evil of the world. It'll be something else in 10 years

 

[pinnit2014]

Out of all the vices, gambling is probably viewed as the most: well, they did it, so they should bare the consequences. Drink and Drugs tends to invoke more 'sympathy';gambling, more so: suck it up. Which is unfair, but certainly doesn't necessitate such draconian stances by some.

As others have said though, what are the casino's doing? Just nodding their heads going: yes Sir, Yes Sir?

 

[Mr_Slot5]

As others have said though, what are the casino's doing? Just nodding their heads going: yes Sir, Yes Sir?

Given the future of the industry looks in real jeopardy, you'd expect there to be some push back surely? It's entirely possible to be aware of potential problem gamblers without all of this.

I've said it before and I'll say it again...the best way to protect customers is to educate them on their options with regards to responsible gambling tools. There's a myriad of options available. If they choose not to use them, that is on the end user and should not be the responsibility of anybody else.

 

[goatwack]

Yes, and apart from the numerous tools already available to online gamblers, casinos have indirectly taken it upon themselves to labelling near-enough everyone a problem gambler, or at the very least a problem gambler in the making, with these clown measures

 

[aceking123]

They won't need too before long, think about the percentage of players who refuse to send bank statements in, yes we move to another again you get asked, another to add to the collection.

I just closed another acc today same thing requested bank statements, this is the biggest scam going from any casino, how on this planet ukgc got tonthis shit is beyond me, they're kill their own jobs in the end.

 

[justdoit]

doesnt make sense to me,i know someone in my town that can go into ladbrokes or mark jarvis and play 300 400 pounds on the FOBT no one asks about SOW/SOF credit rating/report etc

change casinos some casinos are very scared from UKGC they ask everything, some casinos like LC International Limited (ladbroke partycasino etc) they dont give shit about UKGC stupid rules, they got fine not long ago £17m by UKGC

 

[Davey86]

It’s so sad isn’t it. the regulation the casinos the UKGC the Malta/Gibraltar mafia!!! new hobby from now on is I get drunk (really drunk I can afford an extra bottle) my lass spends all my casino money online shopping because I can’t fucking spend it! But we are all wearing expensive clothes that don’t fit because we never tried them on and because the casino refused my money ?‍

 

[justdoit]

They won't need too before long, think about the percentage of players who refuse to send bank statements in, yes we move to another again you get asked, another to add to the collection.

I just closed another acc today same thing requested bank statements, this is the biggest scam going from any casino, how on this planet ukgc got tonthis shit is beyond me, they're kill their own jobs in the end.

I refuse like 4-5 casinos till now to send more doc or do SOW, Casinos they need to stop acting like UKGC puppy, UKGC sit Casinos they sit, UKGc casino bark wof wof ?

 

[goatwack]

It'd be a pretty strange dismantling of the UK scene if no casino spoke out against it, yet that is what we're seeing. So they're either too frightened to speak out in a show of force, say ten of the biggest UK's casinos, or they're in some way complicit, and this has been 'preordained'.

Like with everything, it'll just be a case of 'follow the money', because I think it's safe to assume the UKGC aren't doing these overkill measures for player protection.

It may just end up with two UK-licensed casinos left, both of which not having a single 'problematic' gambler on their books. And yet, the UKGC can then claim to have got gambling well and truly under control, right?

 

[Davey86]

It'd be a pretty strange dismantling of the UK scene if no casino spoke out against it, yet that is what we're seeing. So they're either too frightened to speak out in a show of force, say ten of the biggest UK's casinos, or they're in some way complicit, and this has been 'preordained'.

Like with everything, it'll just be a case of 'follow the money', because I think it's safe to assume the UKGC aren't doing these overkill measures for player protection.

It may just end up with two UK-licensed casinos left, both of which not having a single 'problematic' gambler on their books. And yet, the UKGC can then claim to have got gambling well and truly under control, right?

I bet the last 2 both have a member of parliament on the board or an ex MP with connections obviously

 

[justdoit]

@Unibet Rep
Seems to have happened to a few players in the last week?

I think they check everyone,I guess they doing credit check

 

[pinnit2014]

It’s so sad isn’t it. the regulation the casinos the UKGC the Malta/Gibraltar mafia!!! new hobby from now on is I get drunk (really drunk I can afford an extra bottle) my lass spends all my casino money online shopping because I can’t fucking spend it! But we are all wearing expensive clothes that don’t fit because we never tried them on and because the casino refused my money ?‍

Send me cash and I’ll play it for u

I promise that I’m as trustworthy as a Curaçao clipjoint

Trust me, I’m a doctor!

 

[richie1913]

Same happened to me from unibet last week deposited 30 pound and happily playing away when i got error message in game and a message about deposits blocked.
Been with Unibet for years never had no issues but after trying to see why and how to sort the issue with no luck i closed my account 2 days ago.
For the week i tried sorting the issue out i was getting emails for promos and events plus logging to find some bonus where i had to deposit and wager.

 

[irish-ranger]

I don't do credit, at least not since I was a teenager. I don't believe in having what you cannot afford. Thus I also have no debt but no credit rating. Even my student loan is clear..... The only other reason I can think is that I opt out of the open electoral register, the sensible option in the UK. Although any UK casino should know you can still be on the electoral roll just not the one businesses pay for.

If you have a UK bank account and over 18 you certainly do have a credit rating you had a student loan at one stage? Maybe a good idea to sign up to clearscore and check your report incase there's somthing amiss..

 

[mellody]

If you have a UK bank account and over 18 you certainly do have a credit rating you had a student loan at one stage? Maybe a good idea to sign up to clearscore and check your report incase there's somthing amiss..

Perhaps I should have said a zero credit rating! My student loan was over 30 years ago. I remember when all the credit rating came in, it was very much a you needed credit/debt to get a decent rating. Pretty much ignored such things since then. I may be sticking my head in the sand, as it were, but I don't feel the need to register with such an agency as I deplore the fact that they make money from your personal financial data. I am certain it is simply an address issue as I live in a converted MHO. Bottom line here is that there is no credit involved in my gambling so it should be irrelevant. The only thing I see that is amiss is that Casinos use these companies to rid themselves of low rollers like me.

 

[goatwack]

Gotta ask yourself who casinos think are more likely to cause them potential fines.......and poorer people are more likely to gamble beyond their means, obviously to improve their financial status.

That could include simply grinding the 20p bets over time through several smaller deposits, or watching one too many streamers and betting disproportionately to their perceived status. Neither of which are worth risking being fined £15million over, so far easier to cut them loose.

Yet if we're talking about the attainability of credit in this day and age, that's yet another laughably lopsided kettle of fish altogether, as every Tom, Dick & Harry will have absolutely no issue acquiring most things these days, such as, say, £600 phone contracts, not to mention many companies offering INTEREST FREE higher purchases over several months.

So it seems that no one can afford anything, yet everyone can afford everything. Which makes the very notion that casinos are hand-selecting a 'chosen few' to partake of their 'wonderful offerings' hypocrites, and makes me want to spit in their general direction

 

[bamberfishcake]

I think they check everyone,I guess they doing credit check
View attachment 173909

£9500 per month!

I guess you are one of the elite.

Was just wondering when your money saved from reduced tax by Liz Truss will trickle down to peasants like me?

 

[goatwack]

£9500 per month!

I guess you are one of the elite.

Was just wondering when your money saved from reduced tax by Liz Truss will trickle down to peasants like me?

Not with Brexit it ain't Sunny Jim!

Now back to the workhouse with you!

 

[justdoit]

£9500 per month!

I guess you are one of the elite.

Was just wondering when your money saved from reduced tax by Liz Truss will trickle down to peasants like me?

lol I dont pay tax in UK I pay in GB ( channel Island) can trust Liz with money ?
9500 is lose limit not deposit limit

 

[Mr_Slot5]

Logged into my Ladbrokes account to be greeted by a banner at the top of the page...'Action required to continue playing' or something along those lines. Clicked on it to reveal it was an affordability questionnaire wanting profession and income etc. The info was getting more sensitive as it went along so nahhh I thought 'screw this'. Then got greeted with a message that said without the info my account is limited to £8,000 in deposits per calendar year. The thing is my deposit limit on the account is already less than the £8,000...so really what was the point in sending the questionnaire in the first place? I wouldn't have been bothered if they'd limited it to 5k to be honest.

You'd think they'd check these things before blanket requesting like that. All it has done is piss me off and made me not want to play there.

I'm able to set my own limits based on what I can afford!

 

[justdoit]

?

 

[justdoit]

Logged into my Ladbrokes account to be greeted by a banner at the top of the page...'Action required to continue playing' or something along those lines. Clicked on it to reveal it was an affordability questionnaire wanting profession and income etc. The info was getting more sensitive as it went along so nahhh I thought 'screw this'. Then got greeted with a message that said without the info my account is limited to £8,000 in deposits per calendar year. The thing is my deposit limit on the account is already less than the £8,000...so really what was the point in sending the questionnaire in the first place? I wouldn't have been bothered if they'd limited it to 5k to be honest.

You'd think they'd check these things before blanket requesting like that. All it has done is piss me off and made me not want to play there.

I'm able to set my own limits based on what I can afford!

I play party casino same company as Ladbroke they don't ask much even over 2k cashout best casino to play. and rtp is not bad

 

[Davey86]

Logged into my Ladbrokes account to be greeted by a banner at the top of the page...'Action required to continue playing' or something along those lines. Clicked on it to reveal it was an affordability questionnaire wanting profession and income etc. The info was getting more sensitive as it went along so nahhh I thought 'screw this'. Then got greeted with a message that said without the info my account is limited to £8,000 in deposits per calendar year. The thing is my deposit limit on the account is already less than the £8,000...so really what was the point in sending the questionnaire in the first place? I wouldn't have been bothered if they'd limited it to 5k to be honest.

You'd think they'd check these things before blanket requesting like that. All it has done is piss me off and made me not want to play there.

I'm able to set my own limits based on what I can afford!

Unibet and white hat couldn’t be arsed to check my accounts if they did they would have realised I already had responsible limits! God knows what most responsible gambling teams are doing they can’t even do the most basic checks! Most casinos will be gone from these shores the top 2 bookies left and they will only be suitable for highrollers/cashcows/profit

 

[Mr_Slot5]

Unibet and white hat couldn’t be arsed to check my accounts if they did they would have realised I already had responsible limits! God knows what most responsible gambling teams are doing they can’t even do the most basic checks! Most casinos will be gone from these shores the top 2 bookies left and they will only be suitable for highrollers/cashcows/profit

Yeah I’d like to get a job on the responsible gambling team of some casinos. A few blanket emails here and a few notifications there and the job’s a goodun by the looks of it. Easy money it seems ??‍

How is there an excuse for not knowing if your customers already have limits set well below what the casino seems ‘acceptable’?

 

[goatwack]

Seems casinos believe they're adhering to Responsible Gambling via these limit popups and emails, and that this is enough to please regulatory bodies, and a foolproof system that absolves each casino of any potential wrongdoing.

Not lazy in the slightest, or socially responsible either really, is it. Whilst watching their own businesses tumble before them, in some act of dazed cowardice.

And of course showcasing their complete apathy towards customers, because one size fits all, we're all the same, everyone's circumstances are the same and continue to remain the same. Keep firing off those blanket emails y'all, good work!