Starspins Casino Experiences?

danofthewibble

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Jan 2, 2018
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UK
eBay sold Paypal a few years back - you don't even need to use Paypal to buy on eBay these days - not checked selling. But I just pay directly with VIsa/Mastercard through eBay now. I think that particular change came in last year.
 

Rossco43

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Scotland
eBay sold Paypal a few years back - you don't even need to use Paypal to buy on eBay these days - not checked selling. But I just pay directly with VIsa/Mastercard through eBay now. I think that particular change came in last year.

Oh did they. I hadn't realised. But even as a customer, do we not still need to through the PayPal payment gateway?
 

Rossco43

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I see there is indeed the option to pay with credit/debit card.

In any case, my experience with PayPal has left a sour note with me. Not because they still have £50 of mine (I wrote that off years ago) But because I can no longer open another account with them even if I wanted to. Because of that ONE refund/chargeback request, my address is blacklisted with them.

That's no way to treat a business owner who has given Ebay many thousands of pounds through the years.
 

danofthewibble

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UK
Aye. Paypal's customer service leaves a lot to be desired; I sold an iPhone a couple of years ago. It was sold as faulty, but the buyer wasn't happy - I was happy to refund. They sent it back to me, and we then both had to wait two weeks for Paypal to clear the funds and approve the refund. It was ludicrous. Luckily, the buyer was entirely reasonable as I kept copying them into my complaints to Paypal.
 

CasinoNinja

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As for withdrawing to Mastercard, I've encountered several other casinos also who don't support that, including Rizk. So best is to get a Visa card, I use Natwest myself.
 

pinnit2014

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One of the reasons i don't particularly like wallets like PP/Skrill etc: had about 2k plus tied up with Skrill for about 50 days; with some of the worst support ever encountered - as said, i'd personally just go with the card option these days. No fee's/no hassle in general.

Not sure if it's the case that casinos etc need to 'activate/sign up etc' to Visa Direct but more and more seem to be part of it now and probably more will be by the end of the year. Maybe it costs them more? I dunno....
 

danofthewibble

Senior Member
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Jan 2, 2018
Location
UK
Both things will depend on the merchant - some merchants simply don't allow payments to MasterCard cards, it's rarely a choice of the casino themselves. Ditto Visa Direct - this will be rolling out across the board, but these things always take time.
 

Rossco43

Full Member
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Location
Scotland
One of the reasons i don't particularly like wallets like PP/Skrill etc: had about 2k plus tied up with Skrill for about 50 days; with some of the worst support ever encountered - as said, i'd personally just go with the card option these days. No fee's/no hassle in general.

Not sure if it's the case that casinos etc need to 'activate/sign up etc' to Visa Direct but more and more seem to be part of it now and probably more will be by the end of the year. Maybe it costs them more? I dunno....

Yea that's my fear also. It seems these payment providers can change the goal posts anytime they want. My worst nightmare would be that if I happened to win tens of thousands of pounds, they'd then decide to make it very difficult for me to receive my winnings. As mentioned earlier, if PayPal can just decide to steal £50 from me, what would stop them & others stealing thousands.

I'd always go with a debit card for deposits & withdrawals. The problem I have is that I ran up so much silly debt in my early twenties, it's now near impossible for me to get a bank account offering a Visa card. I can only have paid online accounts where the only option is Mastercard. I only have myself to blame I suppose.
 

danofthewibble

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UK
Yea that's my fear also. It seems these payment providers can change the goal posts anytime they want. My worst nightmare would be that if I happened to win tens of thousands of pounds, they'd then decide to make it very difficult for me to receive my winnings. As mentioned earlier, if PayPal can just decide to steal £50 from me, what would stop them & others stealing thousands.

I'd always go with a debit card for deposits & withdrawals. The problem I have is that I ran up so much silly debt in my early twenties, it's now near impossible for me to get a bank account offering a Visa card. I can only have paid online accounts where the only option is Mastercard. I only have myself to blame I suppose.

You may want to look into Starling bank. Online only, no fees. The card is MasterCard, but it'll save you money.

(Not a crappy bank either; allows cheque pay-in simply by taking a photo in the app.)
 

pinnit2014

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Yea that's my fear also. It seems these payment providers can change the goal posts anytime they want. My worst nightmare would be that if I happened to win tens of thousands of pounds, they'd then decide to make it very difficult for me to receive my winnings. As mentioned earlier, if PayPal can just decide to steal £50 from me, what would stop them & others stealing thousands.

I'd always go with a debit card for deposits & withdrawals. The problem I have is that I ran up so much silly debt in my early twenties, it's now near impossible for me to get a bank account offering a Visa card. I can only have paid online accounts where the only option is Mastercard. I only have myself to blame I suppose.

If you go to places like HSBC they'll have the basic account for those who don't qualify for the standard bank account/have poor credit etc. Know they gave my pal one after he failed to qualify for their current account (he'd more court judgements than a BBC presenter)
 

paul7388

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Yea that's my fear also. It seems these payment providers can change the goal posts anytime they want. My worst nightmare would be that if I happened to win tens of thousands of pounds, they'd then decide to make it very difficult for me to receive my winnings. As mentioned earlier, if PayPal can just decide to steal £50 from me, what would stop them & others stealing thousands.

I'd always go with a debit card for deposits & withdrawals. The problem I have is that I ran up so much silly debt in my early twenties, it's now near impossible for me to get a bank account offering a Visa card. I can only have paid online accounts where the only option is Mastercard. I only have myself to blame I suppose.

You should still be able to open a basic bank account no matter how much debt you have or how bad your credit rating.

Depending on Bank you will get either a Visa or Mastercard debit card.

Obviously it will only be a basic account with no overdraft facilities or anything like that but banks do open accounts for people no matter how bad their Credit Rating is.

Their was Government Regulation a few years ago to make sure everyone no matter their circumstances can get access to a basic bank account so not sure why you can only get an online account you pay for.
 

Rossco43

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Scotland
If you go to places like HSBC they'll have the basic account for those who don't qualify for the standard bank account/have poor credit etc. Know they gave my pal one after he failed to qualify for their current account (he'd more court judgements than a BBC presenter)

I applied for basic Loyds TSB & CO-OP bank accounts. I was turned down for both. This despite their terms clearly stating that the accounts are specifically targeted towards people with bad or even no credit. My credit score must make fascinating reading :laugh:
 

paul7388

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I applied for basic Loyds TSB & CO-OP bank accounts. I was turned down for both. This despite their terms clearly stating that the accounts are specifically targeted towards people with bad or even no credit. My credit score must make fascinating reading :laugh:

bet it is a better score than mine:laugh:.

I know for a fact Clydesdale and Bank of Scotland or whatever they call themselves now will give accounts to anyone no matter how bad. But if any bank refuses you a basic account i would dispute it as they can't refuse it. Unless of course it is a bank you have bumped out of money already.:laugh:
 

pinnit2014

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As per Mr Paul...though i remember the Citizens Advice carrying out some work and they found that folk still had trouble accessing one/banks not being clear on the basic a/c, that was a few years ago now. But you should be able to get one surely....

Providing you're not wracking up new debt and defaulting etc ur 'score' (however arbitrary), will start to improve as everything drops off after 6 years
 

pinnit2014

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Yeah, don't take one out in which you owe money to as I think some banks were 'offsetting' a number of years ago.

I was the same after/during Uni - i went on a credit card default rampage; i think at one point my score was nearing single digits. Took a good few years to climb back up, but it was nice to apply for something once sorted without beads of sweat trickling down my forehead.
 

paul7388

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Forgot to mention .

Although most basic accounts are available without Credit check as they are just basic accounts with no Credit facilities there are still a couple of reasons banks may refuse.

If someone has several Criminal convictions especially for fraud then Banks will probably refuse them even the basic account.
 

Rossco43

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Scotland
As per Mr Paul...though i remember the Citizens Advice carrying out some work and they found that folk still had trouble accessing one/banks not being clear on the basic a/c, that was a few years ago now. But you should be able to get one surely....

Providing you're not wracking up new debt and defaulting etc ur 'score' (however arbitrary), will start to improve as everything drops off after 6 years

Yea I think I'll contact Citizens Advice. I don't have any new debt. The most recent is an overdraft I never paid with Tesco Bank back in 2017 which I would have paid/been paying off if they hadn't been so rude over the whole thing.
 

paul7388

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Yeah, don't take one out in which you owe money to as I think some banks were 'offsetting' a number of years ago.

I was the same after/during Uni - i went on a credit card default rampage; i think at one point my score was nearing single digits. Took a good few years to climb back up, but it was nice to apply for something once sorted without beads of sweat trickling down my forehead.

Single Digits :laugh:

Think i tried my hardest to get the first ever minus credit score back in the day:p
 

Rossco43

Full Member
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May 6, 2015
Location
Scotland
Forgot to mention .

Although most basic accounts are available without Credit check as they are just basic accounts with no Credit facilities there are still a couple of reasons banks may refuse.

If someone has several Criminal convictions especially for fraud then Banks will probably refuse them even the basic account.

Well I suppose non payment of an overdraft could potentially be seen as fraud. And the worst criminal offence I've ever committed was throwing eggs at my local cop shop in Oban :D
 
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