I withdrew $100 last month, got the check in a week or so and cashed it within another week. Imagine my surprise when I got an e-mail from FTP the next day alerting that my withdrawal check was going to be rejected somewhere along the way. They said they were going to credit the $100 back, along with $25 for the inconvenience, and I could try another withdrawal. The story played out just like they expected - check returned for non-sufficient funds and I was charged a $10 fee. Second check arrived yesterday - wonder if it will clear? Probably related to UIGEA going into effect - anyone else experience this?