Yes, many people manage to bypass the actual poorly designed verification process (and it is not even too hard) as long as they are not subject to a random video session after sending and checking their KYC documents !
It is a bit of "work" but not too hard to talk to a "cousin" (be that a real cousin or a student from the University or even a homeless person with a valid ID card) which never had any ties with online gambling, pay him / her do some selfies with his / her documents, get him / her to the bank to open up a new bank account for which the impersonator will use, get a new prepaid phone number for which the impersonator will use as well (2 sim and 3 sim phones are handy in such situations lol). From there new Skrill, Neteller, EcoPayz etc accounts can be opened if needed too. The impersonators just have to take care about their machine MAC address not to be the same and their IP not match any of their old blocked accounts either (preferably avoid the IP class as well and also not use a VPN) -- I won't get into finer details because I do not want to help fraudsters.
And no, they are not idiots but just charlatans ! Many of them are successful charlatans and you would be surprised, are not simply banned players (there are a few of these too such as big live blackjack card counters, arbitrage sport bettors or highly skilled bonus hunters) but many are small affiliates playing trough themselves and generating fraudulent traffic for which they earn revenue (or CPA depending on their deal) which is much much more profitable than being an advantage player.
Thing is, to properly combat this type of fraud, every casino should add a term stating that a (5 minutes) one time video session can be requested randomly at any time to ascertain that the player is indeed who said to be when sending his / her KYC documents and that only after that video session the player can be considered fully verified and nothing more shall be requested from him (unless he changes his payment method, name or home address). Probably another term should be added requesting the player have at least one valid way to do a video session (ie. a camera on his PC, a laptop / tablet with incorporated camera or a phone with front camera) at any time he plays at the casino. -- The video session request should be prompted randomly via a big on-screen pop-up (or chat request) in any one of the sessions once the player logged into his account. The said term also should state that the player is not allowed to decline the video session request once it was triggered or he will forfeit his whole account balance (and should also specify that in the very odd case that a electricity fall should happen right in that moment, the player will still be able to ensure the video session takes place via phone within the next 15 minutes).
I am certain that it won't still combat this type of fraud in proportion of 100% [because some will still do it with real cousins and "friends" and play only while are at their cousins and friends homes (or even instruct them exactly how to do it -- which would make it legal btw)], but certainly it will put a huge hurdle in the way (and a much bigger cost for these charlatans to put it in practice of course) and in proportion of about over 80% it will prevent this type of fraud happening. Probably some charlatans will disregard these new terms and still do it as in present and then be caught.
Still that would be a great step forward in combating this type of fraud in my opinion ! -- I believe this is a brilliant idea !!! -- Who is with me on this matter ?