Tips Banking App helps problem gamblers

lotusch

BTG, Be Terrified Guys
PABaccred
webby
CAG
mm3
Apologies if someone's already posted this, had a quick look:

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That is a great service from those 2 banks, it really is.
Hope the big 5 in the UK will follow their footsteps.

In Ireland you can actually call into your bank and block any gambling related transactions on your debit/credit card but I think there is a fee for that and it is not waterproof as you can still send money to your e-wallet from your current account and spend it on gambling that way.

But a good initiative from those 2 banks!
 

deaconk78

Full Member
That is a great service from those 2 banks, it really is.
Hope the big 5 in the UK will follow their footsteps.

In Ireland you can actually call into your bank and block any gambling related transactions on your debit/credit card but I think there is a fee for that and it is not waterproof as you can still send money to your e-wallet from your current account and spend it on gambling that way.

But a good initiative from those 2 banks!
tried that last year and neither santander nor natwest would play ball . "we can only block all online transactions" or something of that ilk . which was no use to me ( top up gas and electric and often do my shopping online ! ) .
 

goatwack

Swingin' like Darryl Strawberry
CAG
A great aid. Of course, there are always ways around it, but certainly a step in the right direction. If e-wallet companies can ally themselves to the cause it'll be pretty formidable :cool:

Funny how some customer feedback leads to banks responding in a positive, proactive manner. Customer asks, customer gets.....and it's obviously going to become fairly widespread.

So banks treat Responsible Gambling with more care and attention than casinos themselves, best part being they only care about providing a product. Doesn't say a lot for casinos' approach to it!

Quite laughable how obstructive casinos actually are in preventing aspects of RG, like setting deposit limits starting at minimum £100 per month. Or allowing a limit change that can be increased after 24 hours! Or closing accounts but only temporarily....and if permanent, they'll call you an out-of control degenerate :D

Over to you, banks :D
 

dunover

Unofficial T&C's Editor
Staff member
webmeister
PABnonaccred
PABnononaccred
CAG
mm3
A great aid. Of course, there are always ways around it, but certainly a step in the right direction. If e-wallet companies can ally themselves to the cause it'll be pretty formidable :cool:

Funny how some customer feedback leads to banks responding in a positive, proactive manner. Customer asks, customer gets.....and it's obviously going to become fairly widespread.

So banks treat Responsible Gambling with more care and attention than casinos themselves, best part being they only care about providing a product. Doesn't say a lot for casinos' approach to it!

Quite laughable how obstructive casinos actually are in preventing aspects of RG, like setting deposit limits starting at minimum £100 per month. Or allowing a limit change that can be increased after 24 hours! Or closing accounts but only temporarily....and if permanent, they'll call you an out-of control degenerate :D

Over to you, banks :D

The thing is, these are the same banks that still don't ensure UK customers' deposits are going to UKGC licensed casinos and happily allow deposits to be made to GameTech/AffPower/GS from the UK, then don't refund customers.
 

Balthazar

The Governor
It works like you'd auto-exclude from all the online casinos I guess. How do they know that it's a gambling transaction though? Some of them are well disguised.

I like this idea better than the softwares that block gambling websites (especially since you have to buy those softwares or worse, pay a monthly subscription). Simply block the money at the source.
 

Harry_BKK

Meister Member
CAG
mm1
It works like you'd auto-exclude from all the online casinos I guess. How do they know that it's a gambling transaction though? Some of them are well disguised.

I like this idea better than the softwares that block gambling websites (especially since you have to buy those softwares or worse, pay a monthly subscription). Simply block the money at the source.
Any merchant is getting a code from Visa/MasterCard/Maestro when they apply to become a merchant which is then transmitted with every transaction. The code will identify them and block the transactions accordingly.

On Neteller, I have the choice to tick "use for non-gambling" or "use for gambling". The latter are getting declined because Thai banks do not allow gambling transactions with Visa/MasterCards. So there is a clear identifier that is sent between merchant and bank.
 
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irish-ranger

Experienced Member
MM
No APP will stop problem gamblers only they can do that.
Banks taking social responsibility Jesus what next
 

Deeplay

New World Order
webmeister
CAG
mm1
I have been using Monzo for around 6 months now They are years ahead of the regular high street banks. Everything is in app. Super fast support, really indepth reports on your account movements, and you can make various pots to put money aside. I am using them now pretty much for all my business banking. I process 100s of micro transactions every week and its great to break them down, by name Country / amounts. No monthly fee either ;-)

I opted to block gambling on my debit card with them , tested it and it worked could not even buy a lottery ticket! They are really progressive and probably in the new year will move all my banking over to them. Good rates when travelling over seas as well. It was only this year they got a full banking licence - and have had millions invested through crowd funding. Its the way UK banking should have been years ago and yep will help people who struggle with gambling. As you cant just remove the block , you have to go through some jumps and with a lengthy cool off period. Brilliant banking product in my view!
 

goatwack

Swingin' like Darryl Strawberry
CAG
I'm not about to switch banks, been with Natwest for 25 years! I've even memorized the Acc No, it's 43426963
 
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