putting money from your bank into moneybookers to start out is going to cost you a wire fee i think. and you have to initiate the transfer out of your own bank and send the funds to commerzbank in germany using the info given on moneybookers' site. i think it's a huge hassle, but i would definitely get this going since wire transfer and credit cards are unpredictable in casinos and mb is accepted in probably 75% of casinos. i always since i have had no funds in ewallet, still don't since everywhere i win lately needs me to deposit via mb before they pay out to it, so usually i deposit with visa and withdraw back to visa if it works, otherwise sort out a cheque/wire, but wire is a little touchy so i would go with cheque.
i heard of a new one, usemybank, serving currently only the uk and canada (viva la commonwealth), that can make purchases to casinos by directly debiting your bank account, like click2pay or paypal does when there is no balance in the e-wallet it goes and draws from your bank or credit card. however i haven't successfully used it yet, but i think inetbet or somewhere was offering an extra 15% or so for using it, or possibly even a promotion like 50% match bonus specifically for usemybank depositors. once 32red pays out my cashouts i've sent to mb, though, i should hopefully have enough to stay afloat, using visa only where mb is not accepted.
a lot of the reason i don't cashout my considerably large wins lately is influenced by, the slow withdrawal times i've had lately (betroyal and tila some of the more recent), the factors with withdrawing to various means (ie it's going to be difficult to arrange getting the payout), and also i still have reservations about cashing in on a big win, the only time i ever won a substantial amount it all got confiscated so now i'm shy to ask a casino to pay me anything in four figures for fear they'll take offence and boot me. of course that's nonsense, but now i'm paranoid that any big winner is abusive or wrong in some way and casinos will lead you round the garden path to put off paying wins.
hopefully all my cashouts from 32red will rekindle my trust in casinos and give me the confidence (and funds) to keep playing and once i can use moneybookers the issues of long/difficult payout will be alleviated as well. anyways, good luck and look at usemybank, it's exclusive and new and i thought it sounded very promisiing. i just couldn't figure out how to use it...