Fraud charges after updating Verification.

No problems,

So, on your credit card you have the magnetic strip on the back, It holds more than just your card number and information. If someone just had your card number, expiry and CVV code, they wouldn't be able to use it in a store which is what leads me to believe it was "skimmed" where they use a data capture device to clone the information from the magnetic strip. The use of the Chip and Pin devices in Europe has led to these kinds of fraudulent uses drop which is why they only tend to occur in the US.

So if someone at the casino was using your card information to make fraudulent transactions, they'd only be able to make online purchases rather than in-store ones like at PACSUN.

That is correct. My son just finished Border Patrol 3 year program. There is a device that is the size of your hand, and it can pick up CC information through someones wallet and purse. All they need to do is to be standing beside a person and its captured. Fairly new ( last year). It's a very sad world we live in.
 
Just an update on my bank account. My money has been returned to my account, happy about that. I have informed my bank manager of the name of the person that was using the card at the Hotel E.
Maybe this whole thing was just a coincidence that it happened immediately after my verification, I don't know, but the whole thing has made me afraid to go through this again. My bank manager suggested I create a separate account for making online purchases, so I will probably do that. Makes me sad, that in all the years I've lived and dealt with a debit card, I have never had this experience before and will not soon forget it.
If this had nothing to do with verifying my casino account, then I apologize for thinking it did.
 
Just an update on my bank account. My money has been returned to my account, happy about that. I have informed my bank manager of the name of the person that was using the card at the Hotel E.
Maybe this whole thing was just a coincidence that it happened immediately after my verification, I don't know, but the whole thing has made me afraid to go through this again. My bank manager suggested I create a separate account for making online purchases, so I will probably do that. Makes me sad, that in all the years I've lived and dealt with a debit card, I have never had this experience before and will not soon forget it.
If this had nothing to do with verifying my casino account, then I apologize for thinking it did.

I am glad you got your money back, Punkin.

I think it's acceptable that you think it might be the casino, fwiw. Any online transactions are at some risk.
 
I am glad you got your money back, Punkin.

I think it's acceptable that you think it might be the casino, fwiw. Any online transactions are at some risk.



Thank you, I am happy and relieved and I did open a separate bank account today, just for such transactions. It is set up that if there is no money in the account, any transactions will be immediately rejected, no overdraft fees, just rejection. The debit card for this account is independent from my main account. This way if I make a deposit, it will be for just the amount I transfer, no extra for someone to run with. I will also link my Paypal and Ebay to this account.
 
Thank you, I am happy and relieved and I did open a separate bank account today, just for such transactions. It is set up that if there is no money in the account, any transactions will be immediately rejected, no overdraft fees, just rejection. The debit card for this account is independent from my main account. This way if I make a deposit, it will be for just the amount I transfer, no extra for someone to run with. I will also link my Paypal and Ebay to this account.

Yes! I did the same. I opened accounts with Debit card only. That way, there are no overdraft fees.

I keep 'those' accounts separate from my 'main' account, too. And they are NOT linked, either.

The 'Big banks' seem to be the best to stay with, ironically. ;)
 

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