One should know: if you have moneybookers or neteller in euro and play at ladbrokes with pounds the exchange rates are just awful! For examlple when you buy 100 pounds from Ladbrokes they will take 134 euro from you. And when they pay you those 100 pounds back then you will only receive 120 euro!!! that is about 12% exchange rate! Is that considered a normal practice for a reputable organization like Labrokes???