Sorry, but my BS-detector is smoking here.........
Right, your 'wife' clearly gambles
My wife does not gamble
and is clearly not the only one to have access to the CM account you're using, as is confirmed in the posts below
How is that indicated I took over all aspects of her internet accounts. . Whoever is gambling in your house is experienced - at least 20 sites worth of experience.
My daughter first started playing when she was 18 but we never thought It would get this far
You also state that your £1500-ish deficit is resulting in financial hardship. Now, Paypal funds like that are usually funded via direct bank transfer (which means the £1500 was already there in cash anyway unless you had a very big overdraft facility) OR credit card. If the debt is on credit card, at 1/33 per month (yes it will take a while to pay back at minimum payment) is a mere £45 per month, which unless you were in the workhouse would be affordable, and if it weren't the CC company would let you make lower payments.
This was at the beginning of the month before mortgage payments, utilities, Council Tax and so on I was overdrawn by £2500 then payments from winnings were put into cover that I am guessing that because the card declined some where taken by bank transfer. I have no overdraft and the rest were by credit card. Paypal is now in a negative balance. I have around
There is clearly family access on your PC to all passwords and/or e-mail accounts which can be used to retrieve those passwords. If you have antivirus like Norton with a facility that autofills encrypted passwords then knowing them may not be necessary anyway.
I have said that and most families do but we have 2 accounts mine and my daughters. I do not save passwords purely because of security and that it is a shared computer. We have windows antivirus and do not use others
I think there was gambling going on regularly for sub £100 deposits in your household by at least 2 of the 3 of you, again read the posts your account has made here previously.
Not sure how you come to this conclusion
I think somebody went 'on tilt' for a short period, and now that person is very upset and full of gambler's remorse, and you are trying ex post facto to retrieve the net losses on behalf of the person (whoever it is) responsible.
My daughter did. I take it you have not read any of this post as I have said that I made a mistake in contacting the casinos. My daughter used this account previously
Sorry, but I think the previous use of 'your' CM account needs some explaining, and can only reasonably lead to the conclusion I have come to.
I cannot control past postings of my daughters and can only give facts as I know them.
According to this she was using Moneybookers (Skrill) before:
Yes I have seen the MB account but there actually was no activity and it was never used from what I can tell
https://www.casinomeister.com/forums/threads/hi-all.58255/
Depsite your 'wife' being the innocent party here and it all being down to your 'daughter' we have this posted:
https://www.casinomeister.com/forums/threads/58257/
"Juega Ocho - HELP!
Hi everyone!
This is posted on behalf on my mum
I played at Juega Ocho for the last 2days. Started with a 5euro bonus. I won 600euros and then deposited 25euros and received a match bonus. I carried on playing and finally last night withdrew 401euros. Now I spoke to customer support and asked if I have an issue with my withdrawal and was told no i had met all requirements. I have since received an email stating that There was a 50euro max payout on the 5 bonus thats all they will pay. Or they can put it back into my account but whatever I win they will take 551 from because My balance was 600euro at the time of my deposit. I dont think this is right. Please can someone help!
Thanks
Louise and carole"
This was my daughter not my wife as I have said I can tell you that my wife had no knowledge of the below.
And she's a very experienced player by the sound of it:
Yes as I explained and from what I can gather
https://www.casinomeister.com/forums/threads/58257/
"Thanks for the reply, We ended up playing on. The annoying thing is that İ got up to 1000euros twice and thinking that i was able to withdraw it all carried on playing because İ was enjoying yhe games. İ play at around 20casinos plus and have never had any issues. İ always read the T&Cs but as u said they dont read easy! They should be looked into more carefully because if İ can get confused then an new gamers will. x" Any player would read the terms and conditions and from that I can see that looking into it is clear that she was referring to herself as the player!
A VIP? Usually a good amount of play and depositing needed:
As per my post she had just got a large sum of money not through gambling 8K and this was all gambled plus another 2K
https://www.casinomeister.com/forums/threads/jackpot-joy-vip.61586/
Hi Everyone,
"I've been sent an email from jackpot joy saying that I'm now a VIP member is anyone else one? There's not really a lot online and just wandered if its as good as they make it out to be? thanks xx"
This is correct and I this is the profitable play I referred to. I think after the amount she has player it would be fair to say that she had got to VIP status and she wanted to know what that meant.
Mmmmmmmm.........