MissRuthless
Dormant account
- Joined
- Nov 6, 2013
- Location
- Australia
What happened to dionysus ?
Did he/she find somewhere to move too ?? anyone know ?
Did he/she find somewhere to move too ?? anyone know ?
Im in my early 30's and will be buying my first home in October. Ill tell you one thing, you need to have a very good job or both need decent jobs to afford anything in this province (Ontario). Where I currently live which is about 30 mins north of Toronto, the house we need/want are about $750,000. So we are moving a little further north and can get the same house for $450,000. We are very excited and have worked and saved long and hard for this day.
I cannot wait to stop paying someone elses mortgage and pay for my own.
We are upto around $9k now in savings.. still trying for what seems impossible, but I just don't want to let it go and not try even though I am fearing I am trying in vein
Hey I forgot about this thread!
We bought our home and we love it.
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9k is a nice start but keep on going. Im not sure how it works there but here in Ontario you need a boat load of money.
5% down for first time home buyers. 5% of 450,000 is around $22,000 we needed. Thankfully because we both have good jobs we put down 50%. Which will save us huge in interest and have this paid off alot earlier obviously
Closing costs and lawyer fees are in the thousands. Thousands for furniture and beds if you dont own much or if the house is pretty empty. Most homes here come with appliances thank god.
Hey I forgot about this thread!
We bought our home and we love it.
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9k is a nice start but keep on going. Im not sure how it works there but here in Ontario you need a boat load of money.
5% down for first time home buyers. 5% of 450,000 is around $22,000 we needed. Thankfully because we both have good jobs we put down 50%. Which will save us huge in interest and have this paid off alot earlier obviously
Closing costs and lawyer fees are in the thousands. Thousands for furniture and beds if you dont own much or if the house is pretty empty. Most homes here come with appliances thank god.
Can be possible later in life yes, but it came down to a payment lump sum.. that does not happen often to people tho does it now eh ?
This is true, though many people in the UK can access 25% of their pension tax free at 55. Although of course not everyone has private pensions.
It's true that without this and the redundancy I'd have probably rented for the rest of my life.
I do understand that it's very difficult to get on the property ladder these days.
Chris
I believe that actually you can get 100% of your pension now...This is true, though many people in the UK can access 25% of their pension tax free at 55. Although of course not everyone has private pensions.
I live in metro Melbourne paying off a house here is crazy expensive if you where going to do it these days. even a decent surburban house is five hundred thousand plus. you have to have 2 people working full time and eat baked beans have no free time or quality of live not to mention out food costs here many people who are renting see no chance of owning a house in the current market. Few thousand more more laptop repair jobs and im going to buy a country house for cheap and set up my shipping container zombie fort. Ive got a feeling that this world is heading towards a boiling point and i want to be far from the grid by then.