casino rewards & rival chargebacks

[doomed4ever]

The above is a post that you had back in January stating that you have done a charge back before. I also noticed where you were wanting advice on the possibilities of getting your deposits back after playing back winnings of $5000.

I see that there seems to be a pattern of losing and then gamblers regret and wanting to recoup your losses by the casino (through charge backs or other methods) refunding your deposits. As other posters have pointed out your motives in asking this "hypothetical" question seem off.

I can only wonder why you want to know how the process of charge backs work and any negative consequences you may suffer from them. Especially, since you already know the process from doing it before.

Hmm based on this evidence it could suggest trying to cover the bases before having an assault of charging back all losses. Depnding on the volume a casino hit with this could possibly use this thread for example as some kind of proof on intent to charge back for the reason only to "recoup losses" If this was the case (and Im not saying it is ... ?) then its exactly this kind of thing that has forced legit companys of many sectors to change the way they process due to the tightening of the noose by visa/Mcard.

We personally have lost 1000s and i mean 1000s of USD in the past when well run very legit card processors were shut of by the aquiring banks becuase of tighter rules and terms of which many were simply sprung on the merchants forcing quite a few operators to hit the wall. Thats a whole other discussion and probably not for a forum like this, but the change in rules from the card assoiations was down in quite a BIG part to the increase in chargebacks over the past few years!

[gloria460]

In doing chargebacks it also makes the slots tighter for USA players. We've all noticed how tight the slots are for USA players vs the European market. It makes me wonder if the chargeback situation fits into the equation.

In reading this thread I googled chargebacks and found there are blogs on how to do them which is quite wrong in my opinion.

If found guilty of fraud you could lose your professional license, your job if found out and who knows what else. It's not even worth it.

Suck up the loss and leave the casinos alone or actually just deposit what you can afford to lose.

I don't trust hardly any casinos anymore...too tight of slots, too many problems and the possibility of not getting paid.

[dvsax]

That answers my question, thanks!

[3mptyseat]

There can be no good reason for someone to ask this question, unless they are contemplating doing it. Sorry to be so blunt. Why else, pray tell, would you need to be concerned with such matters?

Well, I can say there might be one reason, and of course, since ur post u have been proven correct so I am just throwing this in bc I don't talk about it often and I know it's happened to at least one other player. I had 3 bank accts with one bank that is quite large nationally here in the states, and I used 2 of them, sporadically for deposits and withdraws from casinos. The third acct I used only for my poker bankroll. Anyway, I got a call one night after making like 12 deposits to QT and a couple rtg's saying that the bank knew what I was doing, and that I was putting them in a spot bc the semantics of the law, and that they would close my acct if it happened again... From that point on I only used one acct for the ach and wire transfers and for debit card deposits to gambling sites. And then one Monday I had 3 ach's come into the account bc of a delay on 2 of them, and I had made some qt debit card deposits over the weekend, which all posted on this same Monday. And at midnight on the very next night my acct did not show in my online banking. SO I CALLED MY BANK>>>And a week later I got an email from QT saying that a few of my weekend deposits had been chargedback. During the call the CSR knew very little and I was quite angry...She sched. an appt. I met with a banker. He showed me some conditions attached to my acct which more or less said if I was using the account for illegal purposes the bank could charge back debit purchases and 'converted ach's'(I still don't know what those are) that were recently posted or pending and suspend access to funds until time that an investigation is complete... Which is what they did...

I never authorized a chargeback in my life. PERIOD. But my bank charged a number of deposits I made back without my permission and held the funds for awhile...

I obvi dont use this bank for debit card purchases involving online casinos anymore, though, honestly, I use them for echecks all the time and I guess they are too daft to piece it together. I know this is an exception, but I thought it might provide that '1 in 100' reason which might lead someone to ask this question... And it appears this is obviously not the case for this degenerate OP.(JMO, but seriously!) I think a lawyer would be who I would ask in any case......

[jimb123]

I have had a few times this last year where I tried to make deposit and kept getting "Declined"... trying several times at different casinos I frequently use.
Then I finally get one to go thru.

Several days later I find out that 1 or more of the 'Declined" transactions went thru to my bank and I was charged in error. Instead of the casino that erroneously charged me refunding me, they want to put the funds into my casino account so I can gamble it away.

But to me, this is wrong. They can't tell me Declined for $x,xxx and then when I make another deposit in its place... later go back and say the first one actually was approved -- just timed out somehow. This has put me bank account near overdraft/negative a few times and I think it just happened again with an RTG casino I use regularly.

So if the casino wont refund me and/or drags their feet.. can't I just dispute with bank and say "the charge is bogus" without ruining my standing with casinos online in general? I didnt get the funds, so I dont see this as a true chargeback but the banks/casinos might??

[maphesto]

I know that I would let the money arrive to the casino and then make a withdrawal as soon as possible. It's not worth the hassle with "chargebacks" in the online gaming world. It's important to have a clean act with online casinos.

Which casino is this?

[KasinoKing]

So if the casino wont refund me and/or drags their feet.. can't I just dispute with bank and say "the charge is bogus" without ruining my standing with casinos online in general? I didnt get the funds, so I dont see this as a true chargeback but the banks/casinos might??

I think charging back would be a very bad idea - only use this as a last resort, or if you want to stop playing online casinos completely.
A chargeback is a chargeback - it doesn't matter how you view it.

Is it an Accredited casino?
If it is, I would say definitely Pitch A Bitch if they refuse to reimburse you.

I guess though that it's not accredited, as I assume "northeast" means you are in the USA, and because you posted in this thread it must be a Rival Casino since Casino Rewards don't operate in the USA...
Give us a clue?

KK

[jimb123]

I think charging back would be a very bad idea - only use this as a last resort, or if you want to stop playing online casinos completely.
A chargeback is a chargeback - it doesn't matter how you view it.

Is it an Accredited casino?
If it is, I would say definitely Pitch A Bitch if they refuse to reimburse you.

I guess though that it's not accredited, as I assume "northeast" means you are in the USA, and because you posted in this thread it must be a Rival Casino since Casino Rewards don't operate in the USA...
Give us a clue?

KK

Very sorry... I didn't even see this was a "Rival" thread.. it's RTG (HighNoon)... and I called my bank today and the charge is pending -- even though it was declined in the Cashier @ Highnoon.. so they said to give it another day to see if it drops off. Otherwise, I'll have to ask the casino for a refund -- but in the past it's not been worth arguing over it -- I've just had casinos put the "duplicate" transaction back into my Casino to "play with". I just feel they should give the player the option if that happens. And if I do a withdrawal, then I have to pay charges/fees again. So I'll circle back if there's a problem and post here. Sounds like no matter what, NEVER do a chargeback -- try to work with casino on Refund, only use Accredited CM casinos (which I always do) and last resort... PAB... then Chargeback if nothing else works. Glad I asked -- as I was mentally preparing to just go the easy route and have the bank dispute the charge.

HighNoon has been very slow lately processing withdrawals... so last thing I want is to "wait" on a refund. But while slow, might still be the best option. Typically they are pretty reliable but I've noticed support responsiveness, cashier not replying to emails and withdrawals taking longer and longer.

So we'll see... if you dont hear from me back on this thread.. it all worked out fine Thanks everyone!

[LHofsdal]

I would contact the rep here, Tom. If it is infact a double charge on Highnoons end, then they should be able to refund your deposit and allow you to withdraw your money without any fees.

LH