Rome Casino Closed account

[vinylweatherman]

Thanks for the information, cause if the OP does chargeback's, well enough said.

I'm still somewhat confused how a player gets past registration and allowed to play with a history of chargeback's.

Also if a chargeback occurs within a different group how does this information become available to the other groups?

I could do a chargeback at Sears but other stores wouldn't have this information at their finger tips.

I guess that's another thread as I'm getting off point.

Maybe not "at their fingertips", but the card itself would have been flagged by Sears, and other stores using the same processor would be able to see this risk flag when processing a payment through that card. If the card was used for several chargebacks, this risk factor "flag" would end up being available to almost every merchant who processes a payment through that card. It would be up to the merchant to decide whether to risk releasing the goods or cancelling the charge once they have seen this information.

Eventually, the card itself will be withdrawn by the issuing bank because it will be deemed to be in use to commit fraud.

Had the casino been using a mainstream processor, the deposit may well have been blocked before any play could be made. The problem with online casinos is that many use "borderline" processors, especially for US transactions, and this means there is less in the way of checking at the time of deposit.

[red-doe]

Im a little lost on what is going on, but want to find out so i don't make the same mistake. so what is a charge/back?
and is it done accidently or would one have to know what they are doing.?
thanks, red-doe

[pinkfloyd]

Im a little lost on what is going on, but want to find out so i don't make the same mistake. so what is a charge/back?
and is it done accidently or would one have to know what they are doing.?
thanks, red-doe

http://en.wikipedia.org/wiki/Chargeback

yer you have to ring ya bank etc to do it so it isnt done by accident

[vinylweatherman]

Im a little lost on what is going on, but want to find out so i don't make the same mistake. so what is a charge/back?
and is it done accidently or would one have to know what they are doing.?
thanks, red-doe

The fraud in this case is using a card to deposit at a number of casinos in sequence, and then charging back those deposits that were lost, whilst trying to get paid on the ones that generated winnings. This allows the player to play risk free, since they can never lose.

In order to get the chargeback past their bank, they would lie about what happened in order to convince the bank that they are a genuine victim of a fraudulent merchant. In many cases, the bank will ask the customer to "swear" their side of the story in a legal document, and often this will be enough for the bank to process the chargeback. This is VERY easy to pull off in places like the US and Israel where such transactions are illegal. This is because the merchant cannot defend the claim by proving the money was deposited and won rightfully by the casino in a fair game. In the UK, the operator would be able to take the player to court to claim it's winnings, and they would have a good chance of winning. The fraudulent player might even get a visit from the police, or be kicked out of that bank.
The other common way this fraud is done is by depositing at casinos in quick succession, and then claiming the card was lost or stolen in the hope that winning bets would be paid out before the casinos realised that the transactions would be reversed. Since cardholders are billed monthly, the banks will accept claims for some kinds of fraud even a month or two after, which is how there is a window of opportunity, and why such things are not necessarily caught at registration, or even after the first few deposits.

The OP probably got away with this for a month or two, and only got caught at Rome because the earlier chargebacks had gone through and ended up being recorded on a processor database against that card, which Rome checked after the deposit, and acted on whilst the OP was still playing.

[sandykauf]

This was the exact same excuse rome made not to pay the player on gambling grumbles. They say they get a report about security problems, and return players deposits. This only hapens when the player wins. Nothing hapens when player loses. Is'nt that correct Noah?