
Originally Posted by
yankee14
Hi all,
Another point. I am getting nowhere fast here.
They keep asking for a letter from my bank confirming non receipt of funds, but why ask for that when I made my deposit and withdrawal through my VISA credit card?
Also now since Ive spoken to VISA and they have talked about a chargeback, as soon as I mentioned this to Mario they locked my account and said that this is not the way to go.
What am i supposed to do? They ask for a bank letter when its nothing to do with the bank.
Any1 else had probs like this?
Mario had better pull his finger out on this one, this is a "catch22" situation, and VISA INTERNATIONAL are better at "playing chicken" than one of it's merchants. VISA make the rules, and if THEY say that "chargeback" is the way they want to proceed, and simply do not do "letters of non receipt", this is what will happen if this player continues to push VISA for the "letter of non-receipt". This will also trigger an "adverse merchant report" to be recorded with VISA International (I know, I once contacted them about a merchant "being difficult", but not to the extent where a chargeback was needed (the "merchant" being Winward Casino demanding to have my CCV number on my card image - VISA said it was OK, but then offered me the option of recording an adverse merchant report).
Rather than going for a chargeback, I suggest making an "adverse merchant report" because the merchant INTENDED to make the payment, believe they have done so, but will not take the correct action as expected by VISA in resolving it.
This WILL be resolved in the end, as non-receipt can be shown by sending in an image of the monthly statement of the expected date of credit (5 days or so after sent by the processor), and an image of the following statement showing that even after 31 days the credit has not turned up. The drawback, of course, is that this player will have NOTHING done about this problem for up to the following 2 MONTHS before it finally being cleared up, and Mario will have lost a customer, probably for good.
Casinos have to realise that VISA is NOT A BANK, they DO NOT operate in the same way, and therefore will not respond to verification requests of non receipt, incorrect transactions etc in the same manner that a bank will, even though VISA cards themselves are issued through the banks to the customers. It is possible to have a credit card MANAGED by one of the banks, yet not be a customer of said bank, and therefore will not have a branch whose manager would deal with this by sending the letters of verification as desired by Casinoshare.
The cause of this is probably a technical error that has caused the funds to end up in a "black hole", rather than being forwarded to the recipient. This could be as simple as a typo, or could be a transaction "time out" that has not been picked up by the processor. We have pretty much ALL experienced this with Neteller timeouts and MG casinos, and in the past this was such a big issue it caused all kinds of problems with trust, and did sometimes create a "catch22" where casinos could not resolve it, and Neteller just kept telling IT'S customers that is was UP TO THE CASINO (merchant) to resolve it, as the transfer had gone through fine at their end.
Credit card companies simply do not trust online gambling in general. I have found that nearly every time I use one of my cards for this purpose I get a call from the fraud department asking me to verify that I made the transaction, and if I don't answer the phone there and then my card is locked from transacting any type of online transaction till I verify the first.
My other card will occasionally send me a letter asking me to check the transaction, and if not down to me to contact them, and they will indeed not mess around, but will most likely offer to chargeback the transaction, and lock my card and issue a new number to me, as they will consider it compromised. I have found that this is triggered by casinos that suddenly change processor mid stream during a series of transactions, and where this processor is billed as being from outside the UK.
Empty Fruities Astern Capt'n
Back to port for unloading.
Full Sails - before we get raided ourselves.
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