Used Paypal to deposit and withdraw from betfair and ladbrokes. Found out later it is against their policy. I live in the UK. Any1 know if i'm likely to use my account? Haven't used this method to deposit or withdraw for over a week and haven't lost my account yet.
Surely it is the MERCHANT who should lose THEIR facility, NOT the hapless consumer MISLED into breaching PayPal policy because a BOOKIE claims to "accept PayPal". PayPal also carry some responsibility, as this clearly shows NO "due process" is taking place when they grant a facility to a merchant. PayPal have no excuse for mistaking the likes of Ladbrokes, and particularly
Betfair as anything other than merchants "offering gambling services".
Some while back, Neteller gave us an even more glaring example of the complete lack of vetting that takes place when it comes to them "allowing" a merchant facility. Not only did Neteller grant Ministering Angel "casino" a merchant facility, but Neteller themselves actively promoted them, ...... until it turned out to be a scam run from Eastern Europe, and not a genuine casino at all, something a few forum members were able to deduce after less than a week of investigation.
Fortunately, you are in the UK, and can complain to PayPal for allowing a facility to the merchant in the first place, and ultimately to the regulator. However, unless PayPal are going to make something of it, do nothing, and remember NOT to use PayPal for similar services, and maybe even report offending merchants who mislead others into risking their PayPal accounts.
You could tackle this through PAB about the casinos accepting PayPal, as by doing so, they are "tricking" players into breaching rules regarding PayPal that they are probably not aware of, and casinos should not be putting player's at risk of losing their financial facilities in order to make it easier for the casino to make money by circumventing the rules.
There is a parallel with the situation in the USA, and players have actually LOST financial facilities because a casino has found a way to trick the banking systems into processing gambling transactions. In the USA though, many gamblers are aware they are participating in such a deception, and are able to judge whether they want to risk it.
Here in the UK, remote gambling is lawful & regulated, Ladbrokes is a UK company in almost every high street, and you should not be expected to think there is anything wrong with depositing with PayPal if Ladbrokes or Betfair openly advertise it as an option - this would be like me withdrawing money from Tesco brand cash machines, only to find that 3 months later my bank fines me for breaching a term that they have "fallen out" with Tesco, and have a policy that customers should boycott their machines or face unadvertised charges. I would see Tesco as being wrong, in knowing that my hypothetical bank had decided not to allow customers to use the machines, but them allowing it anyway so as to keep me coming to the store.
Not so long ago, this kind of situation was somewhat less hypothetical, with some banks deciding to charge other banks' customers because they felt they were subsidising these other banks' customers in this way - but crucially, making no mention of it during the transaction, leaving customers without a clue things had changed for the worse. The regulators had a crackdown, and now customers MUST BE TOLD at point of withdrawal if there is going to be a charge. Taking this to the plight of the OP, he SHOULD BE TOLD at point of deposit that using PayPal is not permitted, rather than the transaction going through faultlessly, and only later the customer facing the worry of being "charged" for the transactions through confiscation of the PayPal account.
Here in the UK, there is NO PLACE for casinos using transaction disguising techniques as are used in the US, it creates a risk to the player, and is simply not necessary since there are many legitimate options for funding gambling accounts, such as VISA branded cards, ewallets, UKash, and even the new Ivobank, a "proper" UK bank, but SPECIFICALLY set up with online gamblers as their target customers.
