I Funded My NetSpend Visa and Was Ripped Off..

[just play]

Rite Aid stores don't sell or service NetSpend. The link is Western Union. Rite
Aid is a Western Union agent providing all services.

I have had prepaid debit cards under phony names, phony addresses and phony social security numbers (FYI, when you provide a social security number when registering prepaid phones and/or debit cards nobody verifies the SS#. They only use it for the purpose of verifying your identity by asking for the last four digits when you contact support) linked to cell phones with the same phony names and additionally, linked to email addresses under the phony names. No real data links, whatsoever. Completely untraceable. Nothing factual about me was ever linked to anything in the above mentioned chain

I don't understand why you are putting the problem on Netspend? Also it seems your DEAD SET against pursuing Rite Aid, it just makes me wonder why? How does Netspend know you didn't do this yourself? You yourself said above that nothing would be linked to a person, so you could have done it yourself to make extra money. This IS NOT what I am saying you did, I just strongly believe it's Rite Aids problem.

You see where I'm going with this...it's a Rite Aid problem, not Netspend.

I'm not trying to be a jerk, I just think you are "barking up the wrong tree" IMHO

[silkprint]

Wow Bern ,what a shitty thing to have happen !
I got the Goodfella thingie right away ...Hasn't everyone seen that movie at least 3 times ? If you haven't , then you have to . Its a classic

[skiny]

Disposable temp card - the one you get before the one with your name on it arrives in the mail. Who knows?

And have you ever worn a baseball cap while using an ATM machine and have the machine pause the transaction to request that you remove the cap?

Or ask you to tilt your face up and say "cheese?"

Me neither. I have withdrawn money from an ATM machine standing around the corner and using a women's compact mirror. It was my own, legitimate bank account, the ATM on the corner of the bank building where I opened my account and did all of my personal banking, and no one ever said anything about it.

I've had 3 or 4 open NetSpend accounts, simultaneously, simply from losing one card with a zero or slightly negative balance and then buying a new card without ever reporting the previous card as being "lost".

I think they called me on it when I was on the phone to them about something and they closed three accounts, leaving the newest. But this was more than a year after I lost the first card and started accumulating accounts. If you lose a card and don't ever log into that account afterward but have a new card with new log in info that you're using, regularly, who's gonna know?

The only problem I see is if he was smart enough to steel your information and create an anonymous account at netspend and get a phone that can't be traced (I bought a pay as you go phone before and I had to give all kinds of information and show ID) And get an untraceable debit card and hide his self well enough at the bank machine to keep from being recognized, he probably wouldn't have been working at the Rite Aid in the first place.

Seems like an awful lot of work for 166 bucks.

Pursue it and he'll be caught.

[bernynhel]

I don't understand why you are putting the problem on Netspend? Also it seems your DEAD SET against pursuing Rite Aid, it just makes me wonder why? How does Netspend know you didn't do this yourself? You yourself said above that nothing would be linked to a person, so you could have done it yourself to make extra money. This IS NOT what I am saying you did, I just strongly believe it's Rite Aids problem.

You see where I'm going with this...it's a Rite Aid problem, not Netspend.

I'm not trying to be a jerk, I just think you are "barking up the wrong tree" IMHO

I've had that card for a year. In November, as of Friday, I had loaded over $3,000 onto that account, October, $4,500+, never less that $2,000 and in February, this year and December, '08, over $10,000.00, each. I have never made a P2P transaction, never used WU prior to November 1 and every purchase has been exclusively one of the following: An online casino, QuickTender, online computer stuff, travel - purchased online, electronics purchased online, political donations, again, online and a few lunches with bar (in the flesh!) at Palm Valley Country Club (my home). Given that, by what stretch of the imagination would a NetSpend employee have the balls to accuse me of screwinig around for $180 when they're looking at my transactions and they see that on several occasions I have spent more than twice the "disputed" amount on LUNCH?

I don't need to go after Rite Aid. My business is with NetSpend. Rite Aid/Western Union is their business and the money I handed over to the Rite Aid employee did, in fact, load, as promised, into my NetSpend account. The perp extracted it after it got there, mais non?
And remember: Lorna (sigh) of NetSpend, already said: "...I will transfer any funds still in user X's account back into your account." So if NetSpend acknowledged that they owed me the money on Friday, how do you think they might claim to NOT still owe me the money tomorrow? lol

I'm sorry if it seemed as if I was ignoring those points, earlier. I will file a police report. Then if the cops or NetSpend wanna go after Rite Aid/Western Union of whoever, its their dime, their call.

[skiny]

You can go after Netspend and maybe you'll get your 180 bucks back and maybe you won't but personally I'd be after the needledick that thought he could rip me off in the first place.

I'd forego the 180 just to see him hang by his dirty toenails.

[WagerWitch]

Me knows berny... LOL!

I was laughin' me ass off!

[winbig]

I don't understand why you are putting the problem on Netspend? Also it seems your DEAD SET against pursuing Rite Aid, it just makes me wonder why? How does Netspend know you didn't do this yourself? You yourself said above that nothing would be linked to a person, so you could have done it yourself to make extra money. This IS NOT what I am saying you did, I just strongly believe it's Rite Aids problem.

You see where I'm going with this...it's a Rite Aid problem, not Netspend.

I'm not trying to be a jerk, I just think you are "barking up the wrong tree" IMHO

It's a rite-aid problem too, but Netspend needs to investigate why this scam happened and how this happened so it doesn't happen to millions of other netspend users as well.

Maybe they'll actually block peer to peer transfers until a security code or whatever gets mailed to them, and they verify the code online. This would sure prevent the "hit and run" scam that happened here.

[bernynhel]

The only problem I see is if he was smart enough to steel your information and create an anonymous account at netspend and get a phone that can't be traced (I bought a pay as you go phone before and I had to give all kinds of information and show ID) And get an untraceable debit card and hide his self well enough at the bank machine to keep from being recognized, he probably wouldn't have been working at the Rite Aid in the first place.

Seems like an awful lot of work for 166 bucks.

Pursue it and he'll be caught.

How about he's buying dozens of NetSpend account numbers, in bulk, from Rite Aid clerks all over the Coachella Valley and paying $10/account number. That's an extra $30-50 extra in cash/week or more for a $8/hr Rite Aid clerk who probably knows the perp from Jr Hi. Whenever he gets 10 or so, does his thing and now its a few grand, maybe more, and the cost per heist is still under $50 cuz he can use his one disposable phone and NetSpend for multiple heists in one day.

Go into any 7-11 and on the wall, behind the counter where Ibrahim and
Achnad are standing when they're not checking people's losing Mega-Lotto tickets all day, hanging on a peg on the wall with all the Mexican phone cards are Virgin Mobile/Kyrocera Mrbl phones for $9.95. Buy it and a $20 Virgin Mobile money pak and head to the nearest cyber cafe' or your public library where you'll pry the phone from the clam shell packaging, go online and activate the phone and apply the $20 money-pak. Who was there, aywhere, during any of this, to ask for any ID?

This guy/these people can be clearing $10k/week if they got this thing down. Maybe more.

[bernynhel]

You can go after Netspend and maybe you'll get your 180 bucks back and maybe you won't but personally I'd be after the needledick that thought he could rip me off in the first place.

I'd forego the 180 just to see him hang by his dirty toenails.

I used to be in a business where collections were necessary from time to time. This was in the IE and there I employed the services of the Callacci brothers (3 of 'em, each 5'6" tall and 5'6" wide - Callacci not their real name). They would cruise the U-Haul rental places and look for a truck someone had returned after hours cuz the keys would be in it, it would be full of gas, and no one was gonna miss it till the U-Haul place called the people who rented it and dropped it off and ask, "Where's the truck?" for at least another day or two.

They'd drive to where my debtor lived at like 3:30 AM, two through the front and one through the back each with a Mossberg Model 500 "Law Enforcement" combo 12 guage shotgun with the pistol grip installed and 3 full rolls of duct tape ringing the barrels. Every one in the house was stripped naked, duct taped, rolled into a corner and then the house was stripped including carpeting, plumbing fixtures, all cabinets and if an "exploratory excavation" revealed copper pipe, the walls came down and copper removed. If anyone knocked on the door during this time, they were added to the "pile". Every "collection" was completed before sun-up and I always let the Callaccis keep 100% of the collection -it was always worth it - but I would stroll in at the end and take a piss on the "pile" before leaving. But I was young. Let NetSpend have their fun!

Me knows berny... LOL!

I was laughin' me ass off!

Well I knew you appreciated a good sense of humor. How could I lose? See how quick the ladies had your back? I was impressed! lol

It's a rite-aid problem too, but Netspend needs to investigate why this scam happened and how this happened so it doesn't happen to millions of other netspend users as well.

Maybe they'll actually block peer to peer transfers until a security code or whatever gets mailed to them, and they verify the code online. This would sure prevent the "hit and run" scam that happened here.

Maybe. Either way it's NetSpend with the egg on their face, the way I see it, which is like this:

[skiny]

I used to be in a business where collections were necessary from time to time. This was in the IE and there I employed the services of the Callacci brothers (3 of 'em, each 5'6" tall and 5'6" wide - Callacci not their real name). They would cruise the U-Haul rental places and look for a truck someone had returned after hours cuz the keys would be in it, it would be full of gas, and no one was gonna miss it till the U-Haul place called the people who rented it and dropped it off and ask, "Where's the truck?" for at least another day or two.

They'd drive to where my debtor lived at like 3:30 AM, two through the front and one through the back each with a Mossberg Model 500 "Law Enforcement" combo 12 guage shotgun with the pistol grip installed and 3 full rolls of duct tape ringing the barrels. Every one in the house was stripped naked, duct taped, rolled into a corner and then the house was stripped including carpeting, plumbing fixtures, all cabinets and if an "exploratory excavation" revealed copper pipe, the walls came down and copper removed. If anyone knocked on the door during this time, they were added to the "pile". Every "collection" was completed before sun-up and I always let the Callaccis keep 100% of the collection -it was always worth it - but I would stroll in at the end and take a piss on the "pile" before leaving. But I was young. Let NetSpend have their fun!

This also seems like a lot of work for 180 bucks.

But again you're assuming the nitwit who scammed your Netspend account is a criminal genius.

Real geniuses don't normally need to resort to petty crimes.