"UPDATE"
Called Intertops finally, They said that there was nothing wrong with the check and to try a different bank.
I'm kinda scared to walk into another bank and ask them if they can cash this check. It's from canada and I'm not sure if i would have to be a member at the bank or not inorder to cash it.
Any ideas?
They said if it does not work this time then to make a copy of the check and e-mail it to them, But they cannot do anything until monday! Sigh... SO GOD DAMN COMPLICATED.
Then they say i made my deposit with quicktender, which i did but they said that they should have never sent me a check in the beginning because i used quicktender lol, I'm lost.
I guess I'll go walk myself to a bank tomorrow and see what happens, I really don't feel like getting arrested if it's possible.
Thanks for any input.
bAdSmoker, listen to me....
Don't go to a bank or check cashing store in hopes of cashing this check. It likely won't happen.
The only way a bank will cash a check written to you is if:
a) You have an account with that bank and a balance that will cover the amount of the check you are trying to cash. If that is the case, than they will cash the check for you but will put a hold on your account for the amount of the check until it clears.
b) The check was drawn on the bank you are trying to cash it at. Example, if the check is drawn on BOA, you can go to any BOA branch and they will cash it for you if you show two valid forms of ID. The reason they will cash the check for you, even if you don't have an account with them, is because they can verify the funds are in the account number on the check instantly seeing as it was drawn on their bank.
***Check cashing places will not cash personal checks of any kind unless you know them personally/have a good relationship with them and they are willing to take the risk. They mostly only cash government checks, payroll checks and money orders. I have heard of a few check cashing places that have cashed checks from gambling payment processors after calling the bank number on the check and verifying the funds are available. This is still risky for you though because even though the funds may be there when you cash the check, the government has been seizing funds left and right and if the check bounces, the check cashing place will notify law enforcement that you cashed a bad check. You don't want that, believe me.
You have four choices:
1) Go to the bank the check was drawn on. You say it was drawn on a Canadian Bank, I believe I know which one because I have received them before, so if you are in the US I guess that is out of the question.
2) Open a checking account with cash and than deposit the check and wait for it to clear. Seeing as you are a new customer, the bank will most likely put a long hold on this check, probably 2-4 weeks before it is available to you. They may make a portion of the check available to you after a few days, just depends on the bank. If you need the money right away, this is not the best option.
3) You could also open a checking account, have Intertops cancel the check and put the money back in your wagering account. Than request a withdrawal to your QuickTender account. Than you could withdraw from QT via bank wire directly to your new checking account. That process would probably take about a week and would bypass you having to wait for the check to clear as your bank would credit your account instantly upon receipt of the wire. I think QT is averaging around 3-5business days from the time you request the wire withdrawal to the time it hits your bank account.
4) The best option in my opinion is to sign the check over to someone who has had a checking account with a bank for a decent amount of time. Have this person deposit it for you and the funds should clear within 2-5 business days. The only thing you need to worry about is the check bouncing/being returned after the 2-5 days which would mean you would have to reimburse the person whos account was used. The scenario of the check boucning is highly unlikely though as Intertops is a very reputable site and very rarely have there been issues with their checks.
I hope this helps.
