This is so wrong...

[LisasLuck]

If this person closed his bank account to avoid paying any outstanding checks or uncleared debits ...he has commited fraud ....same as writing checks against a closed account .... its a federal offense I believe.

does he say he plans to claim he never authroized these charges or something ???

neteller has a way to track the exact location from which the purchases originated so that wont work either....

he is dreamin if he thinks he is not going to have to PAY...one way or another he will pay ....

I wonder if he sleeps well at night?

[LisasLuck]

Pointless to screw your lender.

Aint that the TRUTH!

and this dude claims to be a gambler? haha

[winbig]

More than likely Neteller will just eat the money if this guy never intends to pay, instead of spending just as much, if not more, than what they're owed to prosecute.

One reason being the controversial PR they'd recieve over it, second being the backlash over HR4777, thus adding fuel to that fire.

[maaster]

Neteller will probably get their money cause the guy is living in the US..
Thats why they dont allow users from other countrys to use Instacash.

For me it is impossible to use instacash because i am living in Holland (i upgraded neteller to Premier but the instacash function isn't available)

Even after begging neteller support

[oldmanhank]

Neteller will get their money. Bank fraud is a very serious crime. It doesn't matter that the money was used for gambling; That would be a non-issue in court. Neteller is a financial institution, not a casino.

The costs to neteller would be minimal and they would be able to get those costs back in judgement from the fraudster anyway. It isn't that expensive to take someone to court for NSF checks. I believe the US bank that he used will also file fraud charges against him as well.

The person may or may not serve jail time depending on history/plea. They will probably garnish paychecks/tax refunds and could even raid other US bank accounts and secure payment through other assets of the fraudster depending on how/where it is prosecuted.

Our laws are set up to ensure the integrity of the banking system. The bank is going to get paid their money, one way or another.

[Slotster!]

Like I said up there... I reckon someone is daydreamin', or exaggerating at the very least. No way this could happen without almost immediate retribution. In fact, it pretty much couldn't happen at all.

[winbig]

yep, I've smelled a little fish from the beginning, but you have to admit, it's a good debate

[vinylweatherman]

From a recent experience, this might have an element of truth, but this is due to incompetence on the part of the merchant(s).
Around Easter, I found that a large amount of debit card deposits were not claimed for a long while by tabletonsa.com This caused the bank to derestrict the funds so that they could be used again. It turns out that this is normal practice. A deposit causes the amount to be authorised and placed into pending, but the amount is not debited till the merchant sends in the forms. After a number of days the bank releases the money from pending. If the merchant has not confirmed the transaction, Instead of being paid out, the money can be used again, even though it is already spoken for. Over Easter, this delay became so great that my account figures were nonsense, and this is just the opportunity a scamster would wait for.
Coupled with the fact that most debit/credit cards cannot be refunded to, there is a possibility that a cheque from the casino could be cleared, or a credit taken out of Neteller, before the money is eventually requested from the bank. By the time the double (or triple) dipping of the same money is discovered a fraudster would have converted it to cash.
The solution is simple. Casino financial processors need to get their act together and stop making these continual foul-ups. They give opportunities for scamsters to try something on. While most will get caught out, I am sure some can act fast enough, and the processors slow enough, to put one past the system.
I cannot see how Neteller and Click2pay got scammed though, they tend to be more efficient at completing transactions in the proper timeframes. It would also take considerable pre-planning to pull off a $10,000+ hit. You would need to be a trusted VIP with the merchants and processors, and second guess the best time to perform the scam, there will only be ONE chance, and then their casino gaming "career" will be at an end!

[rma20]

My whole point was that this guy IS stupid enough to think...oh I closed the bank accout so ha ha I don't have to pay. He is really not bright. Thats why I have been saying..hello they have his information! And you have to remember the bank never saw the transactions try to come out. He closed the bank accout before the transactions even tried to come out of his bank account. He simply told them someone stole my checkbook and wrote a bunch of bad checks online for gambling. And they said oh ok..and close the account. The transactions were simply returned saying the bank account was closed. So obviously its not like a bunch of checks attempted to run through the bank accout...therefore he also was not charged NSF fees from the bank. Personally anyone who blows in total 17500 and thinks he won't some how be held accountable is an IDIOT!

[rma20]

omg I have to vent. I just posted on here and then decided to go look at that crazy guys post again! I don't want to give the website and stuff because it is for gambling problems. But this guy is making a mockery out of people really trying to own up and pay people back and recover. Well I look and apparently he has done it again with e-check (citadel) he wrote 1000 in checks again! And they all bounced this is what he put..

"well i didnt actually lose either, I screwed an E-check company that gave me credit. Those dumbasses just keep on and keep on giving me credit...... Go figure."

I was so appalled I told him that he is a fool for thinking he can get away with this. And that they can find you and press charges maybe. I am not sure about the legal stuff. And he is out of control he needs to go check himself in somewhere for sure. But his response to getting his a@@ in order was...

"well im in tens of thousangs, i mean A LOT, and I aint paying them jacks***. Sorry but it's true. That damn 10-20 NL is tough!"

I hate stupid people...he should be thrown in jail. You know its one thing if you let some bounce and pay it back immediately but 10's of thousands? and you aren't even trying to pay it back? Uh he raises my blood pressure! lol