OK, here are the rules as explained on Gambler's Palace web site for both single and six deck games. They do not address surrender.
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PLAYING BLACKJACK
To begin play, press the 'DEAL' button. Two cards are deal to you (the player) and two are deal to the dealer. The first dealer card is face down. Unless your hand is a Blackjack, you now must decide whether to "HIT" (draw another card) with the goal of bringing your score closer to 21, or "STAND" if you think that hitting will not improve your hand. In some cases, you also will be allowed to Split, Double Down, or take Insurance.
Splitting
If you are dealt two cards of the same rank, you may lay down your original bet again and split the hand into two hands. The dealer hits each hand immediately, then you play each as a separate hand. You may split up to a maximum of three hands. If you split aces, you may not take additional hits.
Doubling down
After the first two cards have been dealt, you have the option of doubling your original bet and taking one, and only one, hit.
Insurance
If the dealer is showing an ace, you may buy insurance against a dealer blackjack. Insurance costs half your original bet. If the dealer has blackjack, the insurance bet pays 2-1, offsetting the loss (usually) of your original bet.
You may continue to hit until you reach 21, bust (exceed 21), or decide to stand.
Dealer Rules
The dealer is not allowed to make any playing decisions. The dealer must hit 16 or less and stand on 17 or better.
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According to the Wizard of Odds, if you add in surrender, the player has an edge of 0.58%
Under those conditions, I support the casino banning robot play and subjecting player accounts to a "robot audit". That said, I do want to point out that the "robot excuse" cannot be used for a negative expectation game such as roulette or craps, and I would like to know how they determine robot play. *BUT*--and this is a big BUT-- I can understand why a casino would not want to reveal the criteria they look for to determine robotness, since it would be very easy to program a robot to mimic human behaviors such as bathroom breaks.
I was not aware that there were still Unified Gaming sites offering positive expectation games--the sites I played at had changed their rules to no longer offering surrender, restricting doubling, and just being pains to deal with in trying to make withdrawals or collect bonuses.
Frankly, there is room for abuse on both the player and the casino side here. I wish there were better standards of dialog between Unified Gaming and the OPA such that we could come to an agreed upon Procedure such that live players could play with confidence that they could collect their winnings for skilled or lucky play.




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