Multi-accounting is a concern but not the primary one, the 48hr hold between depositing and cashing out and the audit on minimal playthrough is to stop people transferring/dumping uncleared funds and then charging back. A lot of regulars, esp US players since banking is a bitch for them, routinely use forums to arrange transfers between FTP and PS, often for large amounts - and before the sites took the issue seriously a lot of people were trading good money for bad then finding it removed from their balance a few days later.
PS are reputable and will not confiscate your money unless you have clearly done something wrong, I've cashed out tens of thousands and have never had to wait more than a few hours to get it. They ring fence all their balances and reinsure them - their reputation is so good that I spoke to a guy who put a lot of money on PS during the banking crisis despite not needing it to play because he wanted to make sure his money was safe!
"Morality is not the doctrine of how we may make ourselves happy, but how we may make ourselves worthy of happiness." - Immanuel Kant
Bookmarks