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First of all, I must say you have great writing skills. I can't imagine all the crap that must have been going throught your head. In the first part of your "collection" it sounds like they're not going to pay you. I have no idea how I'd feel if I though I was getting stuck for $13,000. You did an excellent job of staying the course. All I can say is good job.
This story has a happy ending after all. The Missing Check arrived today, 12 calendar and 10 USPS business days after the first three and since none are post marked, who knows when they were mailed. The date of The Missing Check is the same as the first three and the check number is second to lowest of the four. Mailed from Vegas - a three hour drive from L.A.