Western Union Withdrawal Caveats

chalupa

Experienced Member
Joined
Aug 14, 2004
Location
USA
For those of you getting Western Union withdrawals... be aware that Western Union rules for any $3000+ transfer require additional identification and hassle.

$3000 is also apparently the maximum amount an individual is allowed to send from the Phillipines (the location of the money-mules used by the casino in question).

I requested a larger withdrawal and it was broken into $3000 chunks and sent to me from multiple money-mules as person-to-person transactions.

The first place I tried wouldn't even do it without a second form of picture ID such as a passport (I think this is not WU policy, but ignorance on the clerk's part).

The second place I tried did it only after calling it in, and required my social security number and occupation. I reluctantly gave the SSN and fibbed about my occupation (which would raised even more eyebrows).

Third place did it without calling in, but again required SSN and (fake) occupation, and a lot of keyboard tapping.

Ditto at a fourth place.

At the fifth place I had an amount under $3000 and the contrast was extreme... just needed my driver's license and I was out in a few minutes with no prying questions.

Note: Following the casino's advice, you don't do all the transfers at one location in the same day to help avoid raising eyebrows.

I really hate giving out my SSN due to the possibility of it being stolen/misused. I'd hate giving it out even more if I wasn't paying my taxes like a good citizen on the same activity the government says is bad for me (hypocrisy should be the 8th deadly sin).

The moral of the story being... request amounts less than $3000, and for larger amounts ask the site to break them into $2900 chunks for you, or request smaller chunks yourself over a longer time period.

Another note... Western Union checks are for a maximum of $1000 so they have to issue you multiple checks as well.

All in all, a major pain compared to the old days. I resent having to hit up multiple WU's like a criminal and going to the bank with a wad of checks from different locations. If I don't get reported to Homeland Security for suspicious behavior I'd be surprised.

But... I did get the money and it was far faster than waiting for a mailed check.
 

EasyRhino

Dormant account
Joined
Sep 17, 2006
Location
San Diego
Hey, I also received a WU from the Philippines. Mine was from one of the Virtual Group, where was yours?

Those all sound like good tips. I only have three minor ones:

- Some places might bulk at cash beyond a certain amount for a withdrawal ($500), but you can probably get them to cut you a check or checks. They may not think of it, since I guess most WU payees get cash.

- Make sure in addition to the sender's name and MTCN, to get the sender's City and Country. It's on the form, and you get strange looks if you don't know.

- When the money is sent, it's sent to a "payee area" (That's not the exact term). So basically, if you live in California, you'll need to pick the money up at a WU in California (Don't know if it gets more narrow than the state). I learned this when I tried to collect a payment while out of town.
 

phynqster

Experienced Member
Joined
Jul 15, 2004
Location
los angeles, ca
Make sure you contact WU before you request payout and find specifics. We had a player that lived in Arizona, and that maximum that could be received in his are was 400.00. So he was pissed at us when he only got 400.00 and had to pay fees on top of that for every one.
 

VayCayMom

Dormant account
Joined
Oct 14, 2006
Location
usa
me too

Wow, I live in Arizona. They have a 400 max? Not that I ever used western, but if I did, its good to know.

Ama

Me too, good to know. In fact I live just a few blocks from Mesa. But so far I have not tried WU.
I must say I find the check cashing places that have popped up all over quite convenient for depositing debit cards and such. Much faster than even a grocery store, and you can park RIGHT in front of it!;);)
 

EasyRhino

Dormant account
Joined
Sep 17, 2006
Location
San Diego
You know, these WU and Moneygram fees are pretty ridiculous. I was about to bitch at a casino when $83 was deducted from a $1483 cashout sent by moneygram. But then I went to moneygram's page and found the cost to send $1400 from Nicaragua to the US... it was $80.

Man, do I miss the good old days, when Neteller worked. Even sucky alternatives like firepay or click2pay were better than this mess.
 
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