your certainly entitled to your opinion and im glad someone has had a positive experience there. However, I still maintain that these sites are dangerous. Also, they have been known for non-payment as well.
I play a great deal of blackjack. Too many times when I have 20 with a $200 bet on the table, dealer will have 21. This happens constantly with my play at these EFS sites. When I have 19, dealer will have 20. Especially with larger bets. Dealer busts a great deal less that normal it seems.
Also, yes credit cards will go through with EFS, but only because they route your purchase through one of their "easily changed" companys. For example, they may route your charge through "1 800 333 5025 NL". If and when Visa gets too many complaints or finds out that this company is masking their purchase codes, (merchants are required to send a 4 digit purchase code to the cardholders bank when charging anything on your visa card. this identifies what type of goods/service you are buying) they will change their company to maybe "1 800 333 5026 NL". get the idea? its not very hard to get a merchant account to accept visa cards from a visa member bank.
so the point is, this company is masking that purchase code to allow gambling transactions to slip through. a company with this little respect for visa, its banks etc, i would be willing to bet they have unfair blackjack. and my play there confirms just that, at least to me.