Receiving funds first time from Western Union - What should I expect

Diane

Ueber Meister
Joined
Dec 20, 2009
Location
WI
Help needed from my CM friends to understand this process please.

Lucky Club approved my w/d on 7/11 via wire transfer but has now informed me that their processor is unable to complete the transfer.

Since I have already waited 2 weeks, they are suggesting that I take the money via Western Union rather than wait any longer than I have already.

I have never done Western Union for any reason in past. I checked for WU locations locally and there are a ton of gas stations, check cashing places, and then it also list a mainstream regular bank (US Bank) as a WU location.

1. Where do you recommend I go to get my funds - I kind of hate to go to a gas station and talk to some 16 year old part-time employee?

2. I assume they will send me some type of transaction number or receipt to use to "claim" my money?

3. Will they give me cash or a check at the WU outlet? I am thinking it will maybe be a money order payable to me? But not sure...

4. Between gas stations, check cashing joints and a bank ---- I much prefer a bank, but will they ask questions? I don't have a US bank account but obviously have accounts at other financial institutions, but none of my regular banks or credit unions show up as a WU location

I did a search of WU w/d but it was all fairly old stuff so that's why I am asking for current info on what I can expect. Lucky Club said there wouldn't be any additional fees incurred by this method. Amount is $2,500.

Anything else I should know that I haven't anticipated enough to ask?

Thanks to all for any help.

Diane
 

lnspin

Senior Member
webmeister
Joined
Mar 23, 2005
Location
WorldWide
Claim it at a check cashing location. Easiest way. Casino will send you a MTCN which is a money transfer controll number, also the senders name and address, you will need this..

They give you the $$ in cash.. You will need ID

Please note for everyone else if the WU is over 2999.99 you will need to bring in your social security card.
 

MyDogMick

Experienced Member
Joined
Sep 5, 2010
Location
USA
I also recommend a check cashing store or currency exchange. You will need the MTCN, sender's name and address and your I.D. You will have to complete a Western Union form and you can get cash. I received one about two weeks ago without any problems from Intertops.
 

ksb11

Dormant account
Joined
May 10, 2009
Location
Wait'n for a payout!
Help needed from my CM friends to understand this process please.

Lucky Club approved my w/d on 7/11 via wire transfer but has now informed me that their processor is unable to complete the transfer.

Since I have already waited 2 weeks, they are suggesting that I take the money via Western Union rather than wait any longer than I have already.

I have never done Western Union for any reason in past. I checked for WU locations locally and there are a ton of gas stations, check cashing places, and then it also list a mainstream regular bank (US Bank) as a WU location.

1. Where do you recommend I go to get my funds - I kind of hate to go to a gas station and talk to some 16 year old part-time employee?

2. I assume they will send me some type of transaction number or receipt to use to "claim" my money?

3. Will they give me cash or a check at the WU outlet? I am thinking it will maybe be a money order payable to me? But not sure...

4. Between gas stations, check cashing joints and a bank ---- I much prefer a bank, but will they ask questions? I don't have a US bank account but obviously have accounts at other financial institutions, but none of my regular banks or credit unions show up as a WU location

I did a search of WU w/d but it was all fairly old stuff so that's why I am asking for current info on what I can expect. Lucky Club said there wouldn't be any additional fees incurred by this method. Amount is $2,500.

Anything else I should know that I haven't anticipated enough to ask?

Thanks to all for any help.

Diane

Diane, I pick up casino w/d's a lot from WU, I try to keep the payouts using this method at $1000 or less because anything over $1000 they have to write another check (at least the locations I use) and I try to keep things as simple as possible. As lnspin said, some places just use cash. If they are one of the locations that use the check method and they have the cash on hand they will cash it there. If not the checks are pretty easy to cash and deposit. There is a WU at almost every major grocery store.

Please note for everyone else if the WU is over 2999.99 you will need to bring in your social security card.

Once this happened to me, I requested a WU payout for $3000 and they didn't ask for my ss card but they did ask for my ss#. Man I was sweat'n! I cleaned that grocery store outta cash and it was a huge scene. No authorities ever questioned me and this was years ago now, I think I was just paranoid, lol.
 

butterflyboogie

Senior Member
MM
Joined
Jun 4, 2008
Location
Casino Oblivion
Diane, I had one from lucky club about a month ago and when I went to the grocery they didn't have that much money so I went to the bank. Not all banks have this however this one did. I had to be put into the system and she did take a thumbprint. I was nervous but it was ok, she gave me cash. However at the same time the other part was sent by a check and it was in a US bank, got it the day after. Had I known it was a US bank I would have done it all that way. I have since gave it all back to them and it has been dead as a mackeral...just a heads up. :)
 

fanihi

Dormant account
Joined
Jun 27, 2011
Location
Guam
I have recently been using the WU option and have had no problems except for the hefty fee.
As long as you have the correct sender name (usually last, first middle) and MTCN #, your I.D,
then should be no problem.
 

Diane

Ueber Meister
Joined
Dec 20, 2009
Location
WI
Diane, I had one from lucky club about a month ago and when I went to the grocery they didn't have that much money so I went to the bank. Not all banks have this however this one did. I had to be put into the system and she did take a thumbprint. I was nervous but it was ok, she gave me cash. However at the same time the other part was sent by a check and it was in a US bank, got it the day after. Had I known it was a US bank I would have done it all that way. I have since gave it all back to them and it has been dead as a mackeral...just a heads up. :)

Thanks!

I tool part by check also but it was drawn on a Canadian Bank in Canadian funds. When I went to my credit union to deposit it - I was told it had to be "converted" and there would be a 2 week delay before funds would be available. Now it ended up that it only took one week for the conversion, but it still delayed my availability to the money.

Diane
 

oldtrvlagt

Dormant account
Joined
Mar 31, 2007
Location
Iowa
Another suggestion would be Walmart. My husband had several payments over a 6 week period of time and each one was for about $1800 and Wally World always has cash!
 

Diane

Ueber Meister
Joined
Dec 20, 2009
Location
WI
Another suggestion would be Walmart. My husband had several payments over a 6 week period of time and each one was for about $1800 and Wally World always has cash!

Thanks - that's a nice run over 6 weeks. Good for him!

Diane
 

Diane

Ueber Meister
Joined
Dec 20, 2009
Location
WI
I don't know about where you are but Walmart doesn't have WU here...money gram and LC only uses WU

No Walmart Western Union here either.

However I went to one of the check cashing places and 5 minutes later walked out with my cash. Very slick. Was a bit fearful -- but no problem.

Thanks to all for the advice.

Diane
 

ksb11

Dormant account
Joined
May 10, 2009
Location
Wait'n for a payout!
Diane, was there actually a WU inside the check cashing place? Did they ask any suspicious questions at all?

The reason I ask is because I have had people from Money Gram ask me questions about who and what with aggression. But outta the 5 million times I've done WU there has never been a question asked? Congrats on the $$$
 

Diane

Ueber Meister
Joined
Dec 20, 2009
Location
WI
Diane, was there actually a WU inside the check cashing place? Did they ask any suspicious questions at all?

The reason I ask is because I have had people from Money Gram ask me questions about who and what with aggression. But outta the 5 million times I've done WU there has never been a question asked? Congrats on the $$$

Yes, inside.

I had looked up WU locations near me by zip code and this place was listed. Called "Check into Cash"

It had a WU sign on the outside and then inside there was a little kiosk that had the WU forms. They had me fill out the form with my name, address & phone, took a copy of my driver's license, has me fill in the Money control number and the name of the sender which I had all printed out from the email I was sent by Lucky Club.

It was one of those rip off places that charge 145% interest on a car title loan, or 8% to cash a check .......had never been in one of them before but it was easy.

Thanks,
Diane
 
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