you seem to have all the answers...so let me ask you this, after he reversed his withdraw, over a month after he made it, how did they "cancel" the check that was already in the mail? Did these people devise some sort of self-destruct paper the checks are printed on??? Or do they deliver the checks by armored car with a cell phone that they can rip up checks after they jerk you around about how long it takes to deliver these "checks"...I was in the Army and saw some neat GPS systems, maybe the checks have a micro chip GPS locater in them, and they track down your check in the massive U.S. postal service sorting houses and "return" them back to Argentina....What about the other withdraws he made??? did they use some new-fangled techno crap to intercept those checks as well??? BTW these are withdraws he never reversed, so maybe they are stuck in the black hole vortex in his mailbox, the same one I had in mine...He was told these checks were sent to him, something he proved they said, even though he reversed one of his withdraws that check still should have gotten into his mailbox, if he was stupid enough to present it for payment, a stop payment order would have been issued and the check therefore would have been worthless. We still haven't addressed the other withdraws he made, where are those checks???Why was he offered a settlement, and after he waited an acceptable amount of time (I think it was over a month) then told the settlement was off the table...they jerked him around for just long enough so he couldn't do a chargeback, on OVER $5,000 USD of debit card transactions. He has EVERY RIGHT to nail these pricks to the floor and dance a jig on their forehead. Why don't YOU get YOUR facts straight before you mouth off about someone. Instead of offering criticism offer a solution....unless of course you are a part of the problem