Hi Fellow CM members,
I was wondering if any of you faced any negative consequences of responsible, legal online gambling activity. Credit rating may differ country by country, so please also include some information about those aspects as well. In my country there is a central rating system that functions rather like a blacklist, and there is no 'positive' list unlike some other countries I am aware of. Answers from Europe would be particularly helpful as I am banking at a multinational European Bank.
The reason I am asking is the following. I know that I am not on the blacklist as I can also do a query for myself. I had recently applied for a simple short-term loan where I have been told that the process would be rather just administrative with my background at that bank. Still, my application turned out to be declined. I would not share more details on a public forum, but I would like to ensure you that this decline was a surprise for a couple of people involved.
Now in my country there is no obligation for banks to tell the customer the reasons for a decline, but I still wanted to understand way. So I have collected some information from the communities I was part of a couple of years ago and there are good reasons to believe that some banks may consider any online gambling transactions as a no-go for certain products they offer to their customers, though online gambling is legal in my country in regulated casinos.
This issue is not a big deal for me, but as it was rather surprising I thought I would ask for experience in the community here in potentially similar matters.
I was wondering if any of you faced any negative consequences of responsible, legal online gambling activity. Credit rating may differ country by country, so please also include some information about those aspects as well. In my country there is a central rating system that functions rather like a blacklist, and there is no 'positive' list unlike some other countries I am aware of. Answers from Europe would be particularly helpful as I am banking at a multinational European Bank.
The reason I am asking is the following. I know that I am not on the blacklist as I can also do a query for myself. I had recently applied for a simple short-term loan where I have been told that the process would be rather just administrative with my background at that bank. Still, my application turned out to be declined. I would not share more details on a public forum, but I would like to ensure you that this decline was a surprise for a couple of people involved.
Now in my country there is no obligation for banks to tell the customer the reasons for a decline, but I still wanted to understand way. So I have collected some information from the communities I was part of a couple of years ago and there are good reasons to believe that some banks may consider any online gambling transactions as a no-go for certain products they offer to their customers, though online gambling is legal in my country in regulated casinos.
This issue is not a big deal for me, but as it was rather surprising I thought I would ask for experience in the community here in potentially similar matters.