Okay Quick ? All help appreciated

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
Ok I am not gonna say names because it may make it worse. A few nights ago i wona good bit of money as posted in the screen shots. i called my friend and so she logged into her account and decided to pla as we were talking on the phone . She also won and way more than i did, problem is she deposited by echeck 200.00. okay so the next day she decids to do a withdrawl by ach bank transfer. She called her bank because she has 2 accounts there and wanted to transfer some money. Her husband has taken her off the bank account. They had a agreement to leave that one open until the divorce was finale. Why i have no clue other thanhe was getting the housing allowance allotment sent there cause hes military and until the divorce is finale that has to go to her. My question is, She won over 20,000.00 but when that echeck does not clear she will not get a dime of it is what I'm thinking. Any suggestions, Someone said maybe she should try to make a deal with the casino , I'm coming here where I know people will be honest. Thanks you guys any suggestions would be so appreciated
 

The Watchdog

Dormant account
Joined
May 5, 2006
Location
Costa Rica
Easy

Have her explain the casino what happened, she can send the money through Neteller, Western Union, InstaDebit,... what ever...

Just make sure she notifies, explains and that the chargeback/return will be paid by her.

The casino shouldn't make a problem if the funds are good.

Let me know what happens to see how this casino handles the situation.

But have her send the money right away.
 

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
Should

She ask the casino to take a lump sum of the payout or just send the money?
She said she was willing to see if they would settle for just paying at least half of the 20,000.00.. And when you say the funds good, She can prove they were that morning, But he just didnt take her name off he took all the money so there are no funds to be good. So have her send them or see if they will take it out of the payout.
 

lucky21

Dormant account
Joined
Jun 12, 2006
Location
australia
difficult

Hmmm
sounds difficult, ask if she had to agree that funds were available (tick the box) when she sent the check, If she did agree to this then the casino may make it hard for her, My experience is as nice as customer service can be they dont really do you any favours, I would recommend allways using neteller that way if the money is not there you cant bet keeps it simple.

cheers
Lucky
 

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
Worried

lucky21 said:
Hmmm
sounds difficult, ask if she had to agree that funds were available (tick the box) when she sent the check,

I'm confused.you said ask if she had to agree funds were available. When she did the echeck I can assure you without asking she had every beleif the funds were there. She works for fox news in Los Angeles. She goes to church every sunday and she is a honest genuine person, (Not that that will make a diffrence to the casino) But the casino terms and conditions actually do not say the winnings will not be paid out if funds bounce . i am not sure how it's worded but I have seen in terms and conditions at some casinos actually say if for any reason the funds do not clear all winnings will be void. But this casino says nothing of the sort and if anything I'm hoping they will be decent about it. I will not say she needs the money but it would sure help as I am sure a extra 20 grand or more could help anyone here. My honest opinion is I feel it would be really bad,9cant think of another word) or messed up if they voided that much money over a couple hundred. I think they could at least take out the amount then maybe a little extra for the mix up. I would like to hear you guys opinion on that.
 

lucky21

Dormant account
Joined
Jun 12, 2006
Location
australia
yeah Mswils
I understand what you mean by her being honest, what i am saying is if there was an agreement she ticked then the casino may use this against her regardless of how honest she was being. you say there didnt seem to be any agreement, in that case things may be in your favour as the casino gave her credit before any clearance so then you could think they bear the responsibility
I have experience with casino's not paying believe me, I am trying to get $150,000 that i won in BJ, and all i did was play the game did nothing wrong, the casino has said i used a bot, then they said my play was illegal.
Thats a large problem in this industry there is no real defined rules for the industry, no regulator, and as such they tend to think they can get away with saying we wont pay
cheers lucky
 

silkprint

Dormant account
Joined
Jun 10, 2003
Location
Mass
I personally wouldn't get my hopes up .
You know how many times casinos have probably heard this same thing .
People gamble with money they don't have trying to hit so then they can pay it back .
I'm not saying that's what she did but that's the way the casino most likely will .
She should get a bank statement showing the money was physically in the account at the time of her transaction and then she might be alright .
Good luck.
 

pacers31

Banned Used - Repetitive violations of <a href="ht
Joined
Jan 19, 2006
Location
Californication
Sorry, but I think she is screwed! Its kind of like writing a check for your car insurance, and after it bounces you have an accident. Best intentions aside, you are not covered. When you write the check you are guaranteeing funds will cover it. If she gets away with this one, I want to play there. My check is good, really. Maybe not today, but soon, I promise!! I'm sure the intentions were good on her part, but bounce is bounce after all.
 

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
I totally see what you are saying but

I totally see what your point is, But to me a bounced check is when you write a check on a account that it comes back nsf. and even then 99.9% of all retailers try to redeposit at least once to give it a chance to make good. And no where in the caasinos terms and conditions does it say it will not honor any winnings if a check shall come back . All it says is you agree that you have not committede any fraud to obtain the money that was deposited, so technically I have come to the conlusion if I was to go based on their terms and conditions that they would have to pay. Becaus at no time did she committ any fraudulant activity. he took her name off the next morning not at the time the deposit was made. I do know some casinos that say all winnings will be void if check turns out to be nsf, This one does not. And they are pretty well known and have a decent rep. But then on the other hand who knows ...
 

silkprint

Dormant account
Joined
Jun 10, 2003
Location
Mass
Hmmm
but that's where she may have a problem ....in the fact that her name wasn't on the account ?? Did the check actually bounce yet ? If it didn't then why not have her simply put the money in the account ? or have her husband contact the bank to say to let it clear? I didn't realize with a joint account that one name could be taken off like that without both signatures ...at my bank it takes both to have one person removed.
 

JohnGalt

Dormant account
Joined
Jan 25, 2005
Location
iugljk
Yeah if this is over the weekend and the check hasn't processed yet, I would do everything in my power to make sure that it goes through. Surely her husband would open it back up for $10k or whatever?
 

The Watchdog

Dormant account
Joined
May 5, 2006
Location
Costa Rica
Difficult one

Is true, I liked the analogy of the car insurance.

I would be honest.

If she has gambled at other casinos, prove it and make sure you are no scammer trying to pull out a trick.

I would send a Western Union right away to show that I am an honest player, give up a $2k tip for the CS department or something and then stay as a loyal customer.

Weird story for me, and its quite a case.

What does this story leave us?? Use freaking Neteller, Moneybookers or W/U... no shit like that can happen with them
 

soflat

Dormant Account
Joined
Oct 3, 2005
Location
Florida
MSWILS411 said:
And no where in the caasinos terms and conditions does it say it will not honor any winnings if a check shall come back . All it says is you agree that you have not committede any fraud to obtain the money that was deposited, so technically I have come to the conlusion if I was to go based on their terms and conditions that they would have to pay.

Fraud or no fraud, it doesn't necessarily matter.

Technically she did not deposit any money into the casino yet. So how can she claim winnings?

On the other hand, if she lost the casino would still want the money.

I think this comes down to if the casino is forgiving and if the player has made other legit deposits without passing bad checks, because like someone else said they have probably been scammed many times by other people not honoring deposits on closed or bogus accts.
 

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
Read previous post

he can not contact them and tell them to let it clear, he closed the account. I thought the same thing about nedding both signatures . The credit union said that is not the case because he had the account prior to adding her to it. It was not opened as a joint account he added her to it after he had already had it.
 

Lord_Have_Mercy

Non-Gambler
Joined
Dec 6, 2004
Location
Parts, Unknown
If It was done via eCheck and there is money in the account. It will still clear whether its her name or her husband name or even Donald Duck's name is on the account. A problem will occur if there is no money in the account or the Husband has a stop payment on that specific transaction or all EFT transactions. Also note the winnings may also go back to that eCheck account that it was debited from. At some point she will have to deal with her husband on this issues. If there is no money in the account and the account is still active. She may have time to run down to the bank and make a cash deposit most eCheck takes a few business days to hit the bank account. Depending on the time of day you deposit. If for some reason that check doesn't clear you will certainly lose your winnings.
 

khanhdom

Dormant account
Joined
Jun 25, 2006
Location
US
sorry, but I had a similar situation, where my check took way more than average time of clearing in my bank, and made me chargeback. They did not allow the funds with no question. but maybe her casino is more lenieant(sp) and i wish best of luck.

however what did she play to go up so big from 200....incredible :thumbsup:
 

silkprint

Dormant account
Joined
Jun 10, 2003
Location
Mass
If Lord have mercy is right then I suggest you run your fanny down to the bank as soon as they open Monday and get that money in there .
 

pacers31

Banned Used - Repetitive violations of <a href="ht
Joined
Jan 19, 2006
Location
Californication
Bad check, closed account, no way they are going to pay. Even if they did, where would they send the money to? She better get with her ex and get the account reopened and funded by Monday. If she can beat the bank and collect her 20K, who knows, maybe their "irreconcilable" differences can be overcome!LOL How would that be for an inspirational casino story, "CASINO X SAVED MY MARRIAGE" haha! Seriously, it is time for her to play beat the bank and get money in there ASAP or she is out of luck. It doesn't matter how honest a person is, it is fraud legally to write a check that funds are not available to cover, pure and simple. The law isn't necessarily fair, the law is just the law.
 

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
Ok let me try to clear this up

When she made the deposit her name was on the account and the check was good. Now this is where i am shocked, She requsted a withdrawl by check by courier not only are they proccessing it but the casino flushed it for her. My theory is the company that processes that casinos payout checks will interveine. Any opinions on this? The fact that they flushed it and it says work in progress does that mean anything?
 

silkprint

Dormant account
Joined
Jun 10, 2003
Location
Mass
Flush just means they took it out of the play area really although it does speed things up . Has she ever withdrawn with them before?
 

MSWILS411

Dormant account
Joined
May 15, 2006
Location
CA
No

No she had never played before .. So flush means nothing really in this? I just feel sorry for her only because I know she did nothing intentionally wrong. He r hubby basically screwed her.
 

paul02085

Dormant account
Joined
Jan 29, 2002
Location
USA
MSWILS411 said:
No she had never played before .. So flush means nothing really in this? I just feel sorry for her only because I know she did nothing intentionally wrong. He r hubby basically screwed her.

Something tells me he may have a different opinion on that.:)
 

paul02085

Dormant account
Joined
Jan 29, 2002
Location
USA
Pacer31 said -" If she can beat the bank and collect her 20K, who knows, maybe their "irreconcilable" differences can be overcome!LOL How would that be for an inspirational casino story, "CASINO X SAVED MY MARRIAGE" haha! "


This would be a good one for the Jackpot Factory people to use as an inspirational story plus it would be the first TRUE one.:eek2:
 

silkprint

Dormant account
Joined
Jun 10, 2003
Location
Mass
I am still wondering why she can't just put the money in the bank if what Lord have mercy said is right on . Whose money was it that was sitting in the bank account ? You see my point .
You can't expect a casino to front you money to play with a then split with you if you win or take the loss if you lose. It just doesn't work that way and to hope it will 'slide' through without them knowing just isn't right . Obviously noone informed the casino which was suggested in one of the first posts so already it would look bad even if what you are saying is totally on the up and up .
 
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