cipher, unfortunately, it's all true. As soon as I can get back into my Neteller account (I guess I should say if) I will copy all that information. I had an EFT of $2,500 based on the $5,000 that Jackpots in A Flash put in my Neteller on Oct. 19. I do have the emails from JIAF stating that they did remove the $5,000 from my Neteller account on Oct. 20. Now, they claim they put $2,500 of it back in chips and then credited my Neteller account again with the remaining $2,500. I have no idea if any of that is true. I did have the $2,500 in chips in my casino account but since I haven't been able to get in my Neteller account since they closed it on Oct. 20, I don't know if that $2,500 is in there. My EFT has not shown up and it appears Neteller cancelled it to give back the money to JIAF. But none of that changes the fact that JIAF contacted Neteller's mechant services and based on telling them that they made a mistake in depositing money to me, Neteller took the money out of my Neteller account, gave it back to JIAF, never notified me of any of it or got my permission to touch my money, and then they closed my Neteller account. Anyone know where they are headquartered? I know all the times I have called them, I've been calling Canada. I'm not familiar with Canadian law so I don't really know where to turn. I feel like I'm being placed at the mercy of Neteller because they keep telling me they are investigating because a merchant said they made a mistake by giving me money and that's why they closed my account but I don't know what they are investigating! As far as JIAF, I was told that I needed to wager $1,200 more to cash out the bonus that they returned from Neteller (the $2,500 plus another $1,900 they reversed in another cash-in - this cash-in wasn't sent to Neteller but was still in the casino's system). In any case, I did that on Friday and cashed in a total of $6,800 only to get another email from them this morning telling me I still didn't wager enough and had to wager another $1,200! I have emailed and emailed and get no response - only these cryptic emails that repeat the same thing (that i need to wager $1,200 to cash out the bonus money). So, today I wagered more than $1,200 AGAIN and I cashed in $5,000. I'm so frustrated at this point. It won't even matter if they cash me out since my Neteller account is still closed. I don't even know where to turn. I feel that if they cashed me out, to the point where they credited my Neteller account, they have NO right to contact Neteller and make them return my money. I don't even know if I didn't meet the wagering requirements - especially since twice now I have been told I need to wager $1,200 and have done that two days in a row! It seems to me that should be something between me and JIAF and Neteller should never have been involved and should never have returned money from my account, including money I had on an EFT withdrawal. If anyone has any advice on what I should do, please post. I know this all sounds confusing. I hope I have explained it so it makes some sense.