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Medicare - Now What?

Discussion in 'Political Rants' started by anniemac, Feb 11, 2011.

    Feb 11, 2011
  1. anniemac

    anniemac Ueber Meister MM PABnoaccred

    Occupation:
    retired
    Location:
    Texas, USA
    I'm not going to bash Obama or any other elected official in this thead. We got them and now we have to live with them. However, I am going to tell you what is now happening to the Medicare system as it is affecting me.

    My Significant Other has a compression fracture of the T7 and 8 vertebrae. At the time he was hurt, he had no insurance so we had to beg and plead and pay out ourselves for any kind of help. Just FYI, he worked for 38 yrs. as a machinist.

    Took 2 yrs. to get approved for SS Disability and consequently his vertebrae had grown together and nothing can be done now. He has a morphine pump implanted and sees his back Dr. every 3 months for a refill.

    After the first of the year, his regular physician told him he no longer would be caring for him. Now he has had this Dr. for 10 yrs. No reasoning for it.
    We called several other Drs. and when they were told he was on Medicare, they refused to see him. This is just Dr. for colds etc. Not his back.

    Finally found what is called a 'Medicare clinic'. He went to see the Dr. there and is was a joke. All the Dr. did was mess with his broken computer and schedule a blood test. That was it. When we got the bill breakdown from Medicare they had charged $638. Medicare paid $400+ and he is liable for the rest.

    This is absolutely ridiculous for the service he received. And this is the reason that Medicare is going broke. I can firmly and with verifiable information state that Drs. are gouging Medicare because they can and Medicare lets them.

    If you don't think this will effect you, it will. You will be old one day and kicked to the curb just like all old and disabled people are now. They receive substandard service and have to accept it because there is nothing out there for them.
     
    3 people like this.
  2. Feb 11, 2011
  3. susanjbo

    susanjbo Moderated User

    Occupation:
    wife
    Location:
    australia
    If im correct Your medicare is a direct result of the system we in australia have had for 20 years. Basicly free medical for all Aussies. But yea, waiting lists are still an issue. Now going by what your saying, the president at the time who visited here ( god knows who) obviously took the name Mecicare with him but forgot to add the system that goes with it.

    Personally i wouldnt want to get sick in USA, i couldnt afford to get home after i dont think.

    You guys get screwed, Do we in Ozz have some of the best doctors?? YES! Do we have some of the best research facilitys? YES. Do we have some of the highest stardards in the world? YES. Are we reknown for our medical attributes? YES.

    So if this is the case, why is our medical system basiclly free?/ Id say you have a whole assosiation of filthy greedy selfish doctors and medical companies.
     
  4. Feb 11, 2011
  5. swampwitch

    swampwitch ProfessionalUnderachiever

    Occupation:
    Independent craftsperson specializing in chenille
    Location:
    Iowa, dammit.
    Why, you're just talkin' socialism there missy! Don't you understand that health care isn't a right, it's a privilege...a privilege the poor, the elderly, and the lower middle class don't deserve because the measure of a person's moral worth is how much money they have. It's in the Bible! Somewhere!
     
  6. Feb 11, 2011
  7. kauphy

    kauphy Meister Member

    Occupation:
    mom
    Location:
    az
    do not feel bad i have the lower medical and i had to go to the doctors.

    frist words out of the nurse mouth after she asked me what was wrong was cancer.

    then the doc came in felt my neck and tryed to look in my ears but the light was out in his ear thing.

    he spent the next 10 mins trying to change the bulb and then just sent me to anoughter doc.

    so i lived 2 weeks thinking i might have cancer.

    and these r the only doctors that my family r allowed to see which at times sucks.

    thats why i have been so worried when all of this goverment crap started happening

    my baby has d.s and might have to have open heart sur and i don,t know if it will be covered.

    the only thing i can do is pray alot and hope he does.nt need it.

    i hope things get better for you.
     
  8. Feb 11, 2011
  9. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA
    I hope everything works out for you very much.

    That sounds very horrible! Why didn't your friend have insurance when he got hurt? If only he had insurance at that time everything would probably be fine, correct? That is horrible timing.

    That is a big issue with our system now. If you get hurt and didn't have insurance then you better have the funds to pay yourself. It would be like getting into a 3 car accident and not having car insurance. It is just a bad idea or bad circumstance.

    I hope you get through this difficult time well.
     
  10. Feb 11, 2011
  11. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA

    What do you mean by "free"???

    Do the Dr's not get paid? The nurses?

    How the hell is it free? Unless you don't make any money and as such don't pay into it via taxes then it isn't free. It is only free to those that don't contribute.

    So if you don't contribute then congrats on your free health care that you are forcing your neighbor to pay for you. If you do contribute then you are a sucker for thinking it is free... that is why they take almost 50% of income and 10% of all sales along with the VAT (Value Added Tax) and estate tax and a few others in your country!

    "Free" What a misguided joke.
    "Free" is not having half your income confiscated by a govt.
     
    1 person likes this.
  12. Feb 11, 2011
  13. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA
    Correct. It is a privilege. You have the RIGHT to get yourself some insurance. You should not have the privilege to have me and my family make due with less because you didn't go get yourself insurance. You are responsible for yourself. The govt. should not be. You sure the hell should not want the govt to be resposnible for you. You should want the responsibility that comes with freedom.
    It is not my fault that you didn't get insurance and I sure shouldn't have to pay for yours. YOU have the right to do just about ANYTHING you want in a free country. You should NOT have a govt taking funds from you and giving to me because I didn't act in the most responsible manner necessary.

    so health care is your privilege if you accept it. You just have to make sure you use your RIGHT to go acquire it.
     
    1 person likes this.
  14. Feb 11, 2011
  15. BBKPoker

    BBKPoker halfway to busto PABrogue3

    Occupation:
    None
    Location:
    Edinburgh, Seattle, Vancouver BC, Auckland
    Lol, since when is the most basic standards of ability to live in decent health a privilege? And since when has it been a good idea to have an unregulated industry that profits by prioritizing investor interests over the public's health?

    I'm not saying the current healthcare plan is the best solution, but its certainly a lot better than things were before Obama when you couldn't get health care cheap, and if you had any preexisting condition, too damn bad, no insurance company is going to accept you. Also, good luck getting your insurance company to pay for anything costly without a fight no matter what your policy supposedly covers.

    As a taxpayer, I can sure see a lot of other programs I'd rather see cut before I cut anything that made health care, medicine and seeing a doctor affordable. It's as basic of a right as access to clean drinking water, imo.
     
    1 person likes this.
  16. Feb 11, 2011
  17. silcnlayc

    silcnlayc Just one more spin pleez! CAG MM PABnonaccred PABaccred

    Occupation:
    IT Director of Operations
    Location:
    Left Hungary
    Hopefully, all will turn out well regardless.

    .
     
  18. Feb 12, 2011
  19. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA
    ....
     
    Last edited: Feb 12, 2011
  20. Feb 12, 2011
  21. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA
    ummmmmm.... since the beginning of the country? Ever read a history book or anything like that?


    You live in America? Please read the constitution. How about that? How about you know what the constitution says before you spew stuff like this?

    I don't even know where you are coming from here. Are you saying that it SHOULD be a right? Or it already is an unalienable right? What the hell are you saying?

    I know that it does NOT give the RIGHT to "free" health care in the constitution under which you live. It simply is not a RIGHT. You are not born with the RIGHT to "free" health care that someone else pays for. That is such a socialist ideal.

    It amazes me that so many people in our brief history have fought, sacrificed and even died to gain their freedom and be their own person then a few generations later we have weak kneed brats that want someone else to take care of them and are willing to give up their own freedoms in order to get it.... freedoms that people were willing to die for not long ago. Like Ben Franklin said "those that are willing to give up their freedom for security will get neither and deserve none".
     
  22. Feb 12, 2011
  23. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA
    Speaking of this topic of what some liberals think is a right and what isnt.... where do you then draw the line?

    If you want to disregard the constitution and say that some things should be "rights" (which is just wrong and short sited) then who decides where the line is drawn?

    If you say free health care that other people have to pay on your behalf then i say I want my home paid for. i mean, it certainly should be a right to live in a clean and safe home right? Lets get the govt to buy everyones houses for them. Those rich guys can afford to buy my house - tax them more!

    Hey! I need a safe and dependable car. How Dare the auto industry try and make a profit on my NEEDS? Screw them! Make them give me a great car for free and bill the rich guys. It should be a right to be safe while driving, not a privilege.

    HEY!!!! It is my right to a secondary education! i should not have to work part time jobs all over the place AND study AND take out loans that I will have to repay! Make the govt. pay for it. Tax the other people so that I don't have to sacrifice on my own behalf. its a right.

    HEY!!!! It should be a RIGHT to have a cell phone. I need to communicate with loved ones and what if I get stuck in a storm and need to call for help. The govt. should demand that everyone have cell phones for free!!!


    ..................................... and on and on........ what you are calling for is the foot in the door for socialism and communism. It is bad. it is what America has fought against since its inception. Think its great living under communism and socialism with all the "free" stuff you want and no freedoms? Why don't we Americans keep jumping the border to live in Mexico or swimming the ocean trying to escape to Cuba?
    If it is such a great idea then why do so many that live in those circumstances try to escape it and live here where poor bbkpoker has to actually pay for his own stuff?

    Think about it for one second before you willingly want to throw away what was fought for so hard to get.:rolleyes:
     
    1 person likes this.
  24. Feb 12, 2011
  25. all4greed

    all4greed Now we can do business.

    Occupation:
    Misc.
    Location:
    Pacific NW
    Do you have supplemental Medicare insurance?

    My wife just got on Medicare January, disability payments started October 2010 for end stage renal disease. She had to get supplemental insurance within 6 months of approval as she can't be denied within that timeframe, regardless of medical issues and she will start dialysis in the near future. She has Plan F - the most expensive and comprehensive.

    Up until then, we had no insurance until we were drawn lottery style for the Oregon Health Plan. Estimated medical bills for 2009-2010 were $500,000. A lot of that was written off before we got medical, the rest we can't pay.

    I feel your pain.:(
     
  26. Feb 12, 2011
  27. jelsmith

    jelsmith Zombicidal Maniac PABnononaccred

    Occupation:
    Special Effects Make-up Artist
    Location:
    nashville tn
    By the time Im old enough for Medicare and Social Security there wont be anything left. I may as well throw myself in a ditch when I turn 65:thumbsup:
     
    1 person likes this.
  28. Feb 12, 2011
  29. Nifty29

    Nifty29 Dormant account

    Occupation:
    PAID CASINO SHILL
    Location:
    Turn right, then right. then right again
    Just FYI about the Australian Medicare system.

    The system is funded by a 1.5% compulsory levy (based on taxable income) which is collected via the income tax process.

    Residents who earn less than $16,000 pa are exempt from the levy.

    We also have a strong private health insurance industry which is, of course, optional. The main advantage of having this is being able to avoid waiting lists and be seen in a private hospital with your choice of doctor, although there is usually a gap payment to be made depending on your level of cover.

    Residents who earn more than $100,000 pa and do not have private insurance, are charged a 3% Medicare levy instead of 1.5% to encourage them to take up their own cover (presumably because they can afford it).

    The system here works very well, however there are waiting lists for elective procedures and even some low-urgency ones. On the other hand, if you are in serious need you will be treated immediately at a public hospital.

    When you are admitted to a public hospital for any reason, you just provide your medicare number and there is nothing to be paid at any time. The same applies at most GP clinics, although some may charge over the Government agreed fee but it is only usually $10 or similar.

    One example is recently when my son had a fractured foot and contracted an infection in the fracture. I took him to the ER where after waiting about an hour he was attended by a doctor and then a surgeon. It was decided he needed surgery the next day so he was admitted immediately and ended up being in hospital for five days. I did not have to pay a cent for any of it.

    I don't understand why the USA can't do the same thing, but I guess there must be a reason.
     
    1 person likes this.
  30. Feb 12, 2011
  31. anniemac

    anniemac Ueber Meister MM PABnoaccred

    Occupation:
    retired
    Location:
    Texas, USA
    @all4greed. The answer is no. He never did the SSI or Medicaid. Now because he gets too much money each month (LOL!) he can't get Medicaid. The 2 years it took to get disability he didn't get one penny.

    @Jelsmith. My point exactly. With the ability to overcharge at will for sub-par services, the monies in Medicare will gone and soon.

    @greasemonkey. I hope that you are always able to pay for insurance and that you never have to try to get help from the government. Tim worked from the time he was 16 yrs. old and paid taxes on every dime he made. Don't even suggest that because he is now on Disability and having to use the Medicare system that he is a free loader. He is 55 yrs. old and I can assure you that he would rather be working than what he is able to do now.
     
    4 people like this.
  32. Feb 12, 2011
  33. Nifty29

    Nifty29 Dormant account

    Occupation:
    PAID CASINO SHILL
    Location:
    Turn right, then right. then right again
    Wow. It's a pretty harsh way of looking at things IMO.

    So, by your reckoning, if a person born disabled who is never able to work develops cancer in adulthood, they should be denied medical treatment and be told "well you'll just have to die because you didn't contribute to the tax system".

    You use the example of cars and cellphones. How can you even begin to compare those things to a human life, or to human suffering? It's crazy.

    The USA has constantly championed the values of 'justice' and 'liberty'. How is it 'just' that someone who is less fortunate than another, through circumstances in most cases beyond their control, should be treated as less of a person and not entitled to the same considerations?

    Sounds like you think that these 'lesser' people are an unnecessary burden on the state. I remember someone else who had that idea back in the 30's and 40's - he just rounded them up and killed them. Maybe you could run for congress on that ticket?

    I know there are some in society who are deliberately idle and don't believe in doing anything worthwhile, but we should never put those in the same class as those who are just plain unfortunate.
     
  34. Feb 12, 2011
  35. greasemonkey

    greasemonkey Banned User - flaming

    Occupation:
    gaurd
    Location:
    USA
    Wow indeed. That is how you see it? really and truly?

    I never said that someone who is born disabled should be left to die of cancer when they are older. That is insane. How do you derive that from my words? That is a huge leap in reasoning.

    My point is that it is NOT a right. Read our constitution. It simply is NOT a right. You do have the right to pursue it. To gain it. To have it. You don't have the right to have it handed to you for free however. I didn't say anything about contributing to tax system or not having anything to do with it. I didn't correlate the two things. People who are used to socialistic type ways correlate them. I don't think the govt. or taxes should be involved in any way. It is, at the core, redistributing money. TAKING from some and spreading to others. It's not right.

    The basis of this country (usa) was to have personal FREEDOM and with that certainly comes personal RESPONSIBILITY. Having insurance is very important. It is more important than having cable or going out to eat or having a cell phone or any of that. If you don't have insurance but you do have cable, phone, auto...etc then you have made a poor decision IMO. If you do not have any of those things and you still cannot afford insurance then there are social safety nets in place to handle it. There is no need for a national health care plan. The safety net already exists. The rest of us CAN afford it. We may not be able to afford it AND the big house and car that we want, but we can afford it. Decisions, choices, personal responsibility. I don't want the govt. responsible for ANYTHING in my life other than what is enumerated in the constitution and I don't want them taking from me or telling me what to do because of it either.

    I never said I want someone to die. That is horrible. I don't want anyone without care either. That is horrible. I do want people to take responsibility for their actions.

    You can come up with a bunch of odd ball scenarios if you like. If a person was born with a disability then got cancer when they were adults:

    A) They would be on disability SSI and be covered
    B) The parents that have the child should also have set up a fund for them as adults. They are the parents and should accept responsibility for the child.


    In America you are given equal OPPORTUNITY. Not equal OUTCOME.

    ....and Nifty, you are an ignorant fool for what I bolded in your message. Comparing what I said to Hitler? Really? Do you have no shame in anything you type?

    "sounds like.... sounds like.... sounds like...."

    Well hell then, it sounds like you molest babies and steal from churches. That makes as much sense as the leap that you made from my post. sheeeshhh




    ------------------------------

    and I get it.. YOU believe health care is important and should be treated as a right even though it is clearly not in our constitiution. YOU DO. YOU BELIEVE it. It isn't in our constitution though. So why is YOUR opinion weighted? It should not stop there then (and it wouldn't). If you say health care should be a right then so should housing, travel, communication and everything else in this world. They are just as much RIGHTS as health care. You will die just as swiftly and surely without shelter as you will without health care.... and you have the RIGHT to pursue any of these things. You don't have the RIGHT to have any of it given to you. PERIOD.
     
  36. Feb 12, 2011
  37. anniemac

    anniemac Ueber Meister MM PABnoaccred

    Occupation:
    retired
    Location:
    Texas, USA
    Greasemonkey,

    I want to know what 'safety net' you think there is for people that don't have insurance because I can tell you from experience that there is not one. I could write a book on trying to get help from government agencies. I should post here the letter I got back from the Social Security Agency after I had my Representative contact them regarding Tim's disability application. I was told in no uncertain terms that it didn't matter who wrote to them, it wasn't going to make any difference and that if I kept on, it would only lengthen the process. Safety net, my A&&!

    Good for you that you can plan ahead for all life's setbacks. Glad you have never had an unforseen catastophe.

    Don't pass judgement on people that get kicked in the gut and don't have the resources that you do.
     
    2 people like this.
  38. Feb 12, 2011
  39. Nifty29

    Nifty29 Dormant account

    Occupation:
    PAID CASINO SHILL
    Location:
    Turn right, then right. then right again
    Only a very sick person would even consider posting something like that.

    There was no need for that comment. You made it personal purely because you didn't agree with my point of view, which is really childish.



    So, if you aren't educated enough or were raised in a low socio-economic area, or you don't have a high-enough paying job, then you can just suffer whatever illness befalls you.

    I'm also interested in how parents who have to care full time for a disabled child and only receive SSI (which would not cover the full cost of care) are supposed to 'put money away for their adult needs'? It's a fact that many parents of disabled children are single parents, which makes it even tougher.

    IMO you have no grip on the realities of life for people who struggle just to put food on their table....and this, along with the sick comment you made earlier, is why there is no point discussing the issue with you any further.
     
    1 person likes this.

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