I Have Been Stolen!!!

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
Got a letter today from the IRS telling me that they were holding my refund for 2011 to check it out further. :eek:

But, I don't have to file a tax return and haven't since 2007. I called the IRS fraud department and sure enough, someone is trying to file a tax return in my name with my details. The address that the IRS sent the letter to is the address on my driver's license, which is not my full mailing address.

Now I've got to file with the IRS, Social Security, FTC and so on and so on. [email protected]#st##ds!!!!!

So, keep a very close eye on your goods. I thought I was.
 

Mousey

Ueber Meister Mouse
Joined
Sep 12, 2004
Location
Up$hitCreek
I wish I had posted the news article from a couple months back when I saw it. People's ID's are being used to file returns.... millions of them probably... easiest targets are dead folks and those who don't have to file.

I'm so sorry this happened Annie.... theiving, trashy, assholes just won't leave honest people alone. And you'll probably never know who or how. pfffffftttt....
 

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
Thanks, Mousey.

Lady at the IRS told me they were investigating 1/2 MILLION!!!! cases this year. Said that alot of them were traced back to banks and medical. Go figure.
 

conker

Dormant account
Joined
Feb 10, 2012
Location
UK
This is sad news anniemac, but I think it was wise to bring it to the forum as hopefully it will make others more aware of this sort of fraud. I hope you somehow get some money back if you have lost any.
 

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
I haven't lost any money. My bank accounts are OK. They actually filed an income tax return in my name and with my SS# and address. I wouldn't have known anything about it if the IRS hadn't written me a letter saying they were holding my refund.

But since they do have my info, I've got to be proactive and stop them before something does happen.

Got to go file a police report tomorrow so I can put a credit freeze on Equifax etc.

I am not a very happy camper right now! :mad:
 

P.V.

Dormant Account
webmeister
Joined
Apr 17, 2010
Location
Turn around...
Got a letter today from the IRS telling me that they were holding my refund for 2011 to check it out further. :eek:

But, I don't have to file a tax return and haven't since 2007. I called the IRS fraud department and sure enough, someone is trying to file a tax return in my name with my details. The address that the IRS sent the letter to is the address on my driver's license, which is not my full mailing address.

Now I've got to file with the IRS, Social Security, FTC and so on and so on. [email protected]#st##ds!!!!!

So, keep a very close eye on your goods. I thought I was.

If you made $1.00 you need to file within the US, so you're saying you didn't make any income since 2007?
 

vinylweatherman

You type well loads
Joined
Oct 14, 2004
Location
United Kingdom
I haven't lost any money. My bank accounts are OK. They actually filed an income tax return in my name and with my SS# and address. I wouldn't have known anything about it if the IRS hadn't written me a letter saying they were holding my refund.

But since they do have my info, I've got to be proactive and stop them before something does happen.

Got to go file a police report tomorrow so I can put a credit freeze on Equifax etc.

I am not a very happy camper right now! :mad:

I am not sure how this con works:confused:

Surely they could just as easily end up OWING money to the IRS by filing a return.

I can only imagine that the IRS usually take too much tax, and most people don't realise that they are due a refund, so the fraudster pockets any refunds due by filing speculative returns knowing that many will generate refunds. The problem seems to be the address, the IRS wrote to you, so would surely have sent you the refund as well.

There has to be an angle, else they wouldn't take the risk. Perhaps procedures within the IRS are flawed, and are therefore open to this kind of scam. Here in the UK, it would be benefit fraud using someone else's ID. People who have left the country or died are favoured by fraudsters, as the genuine owner of the ID isn't going to notice. It is even possible to invent children that don't exist, and claim benefit for them. It seems cross checking with the births or immigration registers is either flawed, or not even happening.

More usual is for fraudsters to take out as much credit as they can using a fake ID, and then do a runner.
 

Jasminebed

Game old gal
Joined
Mar 13, 2008
Location
Ontario
Not sure about the US, but here you can have your tax refund direct deposited to a bank account. Open an account with the fake ID, obtain a bank card and presto!

I think I've read that government cheques can be paid to prepaid cards as well, don't know if that applies to tax refunds.

I'm surprised to learn that you must file a return in the US if you earn any income. In Canada, it is only necessary to file if you owe tax. Since there is a basic exemption, many part time earners don't owe any taxes, although many are entitled to refunds or tax credits.
 

vinylweatherman

You type well loads
Joined
Oct 14, 2004
Location
United Kingdom
Not sure about the US, but here you can have your tax refund direct deposited to a bank account. Open an account with the fake ID, obtain a bank card and presto!

I think I've read that government cheques can be paid to prepaid cards as well, don't know if that applies to tax refunds.

I'm surprised to learn that you must file a return in the US if you earn any income. In Canada, it is only necessary to file if you owe tax. Since there is a basic exemption, many part time earners don't owe any taxes, although many are entitled to refunds or tax credits.

In the UK, employers have to operate a system called PAYE that deducts taxes from salaries. This means most people don't have to send in returns as the system covers their income. It is when you earn income that falls outside this system, such as from casual work, or from abroad, that you have to send in a return. Even refunds are handled automatically.

There is one problem though, and that is that by trusting PAYE, many people have ended up paying too much tax, and haven't noticed because they have never submitted a return and done the maths. Submitting a return is how you get any refund due, and there are companies that will do this on your behalf (for a fee), and end up getting refunds in many cases. One can go back 6 years to claim a refund, and this is what these companies do - check the last 6 years, and if there is a refund due, they do all the work, but take a cut, up to 30% in some cases.

Direct payment into a bank account could easily beat the system if the bank has been fooled into considering the account genuine. Perhaps the IRS have been too trusting of the banks, and this is why this scam has become big business.

It could well spread over here.
 

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
P.V. - The income I receive is not taxable therefore I don't have to file a tax return unless I have an income from something else per the US tax laws.

I will tell you this, it's a pain in the ass dealing with this stuff. And the not knowing what has actually happened and what could happen suck big time.
 

Mousey

Ueber Meister Mouse
Joined
Sep 12, 2004
Location
Up$hitCreek
P.V. - The income I receive is not taxable therefore I don't have to file a tax return unless I have an income from something else per the US tax laws.

I will tell you this, it's a pain in the ass dealing with this stuff. And the not knowing what has actually happened and what could happen suck big time.

It's creepy.... the not knowing, I mean.

Did the IRS lady give you any resources to check your credit reports? One of the people I was reading about not only had IRS returns filed in her name, the crook had set up bank accounts and was getting loans in her name!

Just as a side note to the casino reps: See why we don't want to give SS#??!? Wish I could remember which casino(s) used to request this..... Jeez....
 

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
Mousey,

She was extremely helpful. I've contacted credit reporting agencies to put a fraud alert on my accounts and am going to put a freeze on them also. Ordered reports to find out if anything has come across.

I have had some strange calls regarding loans but didn't think anything about it just put it off as spam callers.

I will guarantee you this, never will I give out any personal information to anyone ever again.


But just to give a quick explain on what IRS told me. These people don't necessarily actually work under your name but they get your information and then file a tax return with fraudelent wage info on it hoping that IRS won't catch it. Then they get the refund and are on their merry way, using my info to cash it or whatever. Now that in itself it pretty damn scary.

I know they have my DL information because of the address on IRS letter plus SS#. But just think of all the places that you give out your DL information. In Texas your DL is used for verify everything. Go to the Dr., need a copy of DL. Go to the hospital, need a copy of DL. Use your bank card anywhere, need to see your DL.

There has got to be a better way.
 

Stovetopp

Senior Member
MM
Joined
Jul 11, 2008
Location
On the Beach
I live in South Florida, the largest, biggest rip off of ANY GOVERNMENT "giveways"
We have the largest Medicare fraud , personal wise, through docrors and even corporation
for eg the company our present governor of florida was head of was indicted on medicare fraud however , for some reason he was not charged or maybe because its Florida
Ok to get back to the post. South Florida is the largest in this type of scam and actually its very easy.

IRS will nake tax return payments directly to your CHECKING OR SAVINGS Acccount. I n addition, they will also make direct deposit to your DEBIT card.

So the crooks, make up a false return, send it in and have the refund sent to the debit card. I assume they only require the 16 digit number of the card because the crooks here open several debit cards purchased at any western union or walmart winndixie and so forth.
So far for this year South floeida has scammed in excess of 2or 3 billion already courtesy the US Govt.

I will try and find the article just recently posted by The Miami newspaper and give ther url here

If you are a con man, a fraudster, investment advisor, dope dealer , insurance scam artist, spouse murderer (as seen on investidation ID tv, you will see most of the shows happenmed in Florida) Come On down We weelcome you You will feel so much at home
 

P.V.

Dormant Account
webmeister
Joined
Apr 17, 2010
Location
Turn around...
P.V. - The income I receive is not taxable therefore I don't have to file a tax return unless I have an income from something else per the US tax laws.

I will tell you this, it's a pain in the ass dealing with this stuff. And the not knowing what has actually happened and what could happen suck big time.


I understand but you had to file in order to receive a refund, so you haven't had to pay since 2007. I got it now.

Hope it gets worked out. :thumbsup:
 

vinylweatherman

You type well loads
Joined
Oct 14, 2004
Location
United Kingdom
I live in South Florida, the largest, biggest rip off of ANY GOVERNMENT "giveways"
We have the largest Medicare fraud , personal wise, through docrors and even corporation
for eg the company our present governor of florida was head of was indicted on medicare fraud however , for some reason he was not charged or maybe because its Florida
Ok to get back to the post. South Florida is the largest in this type of scam and actually its very easy.

IRS will nake tax return payments directly to your CHECKING OR SAVINGS Acccount. I n addition, they will also make direct deposit to your DEBIT card.

So the crooks, make up a false return, send it in and have the refund sent to the debit card. I assume they only require the 16 digit number of the card because the crooks here open several debit cards purchased at any western union or walmart winndixie and so forth.
So far for this year South floeida has scammed in excess of 2or 3 billion already courtesy the US Govt.

I will try and find the article just recently posted by The Miami newspaper and give ther url here

If you are a con man, a fraudster, investment advisor, dope dealer , insurance scam artist, spouse murderer (as seen on investidation ID tv, you will see most of the shows happenmed in Florida) Come On down We weelcome you You will feel so much at home


It will teach the US government to get it's priorities in order. They have been saying the danger is from offshore, justifying their witch hunt against ALL offshore betting and gambling operations as they suck money from the US, the treasury, and funnel it into organised crime and terrorism. Now, right in their own back yard, several billion has just been handed over without question by the IRS to scammers, who are certain to be involved in organised crime. I bet this is more than the treasury has gained from all the seizures and compensation deals done with offshore gambling firms and their processors.

It's not unique to the US either. The UK have been accused of spending time and effort pulling in additional taxes, only to have several times the amount gained lost through scams they didn't consider a priority.


It is usually the "big fish" that cause the greatest losses, but often it is the "small fry" that are hunted down in their millions for small underpayments and minor mistakes because the "big fish" are also powerful, and can make life unpleasant for officials and politicians who try to come after them for their underpayments and dodges. An extreme example of this has been Greece, who are virtually bust because so many people considered paying their taxes as optional, and only for the stupid. Those in charge were happy to turn a blind eye as they too were taking advantage.
 

ksech

Dormant account
Joined
Jul 27, 2007
Location
Here
Annie, I am so very sorry this is happening to you! It totally sucks :mad:

Our government is so messed up. It caters to the illegals, and those who have never worked a day in their lives, but push out babies year after year. From December 2010 to January of this year I've had 4 strokes, in March of this year I had 2 stents placed in the left artery of my heart. Because I've attempted to work I was denied any disability, any type of Food stamp aid, any heating assistance. I was forced to cash in all of my life insurance policies (which means I have to live forever cause I don't have any money to bury myself LMAO) and my 401K. I am currently unemployed and am unable to collect unemployment because I didn't make enough money (I was on restricted employment). And I'll probably have to PAY at tax time because I cashed everything in!

Yet these people suck the system dry, and then at tax time they can collect for every deduction under the sun! WTF!!!! Am I angry? You bet, they walk around with their piercings and their tats (which aren't cheap!) and they are eating way better than you and I!

Whatever you do...don't move to NY unless you are looking for freebies and you know how to work the system, cause you'll be paying out your a$$ in taxes. Didn't ya know...we have the most dysfunctional state government...the only thing they can agree on is their pay raises!
 

Diane

Ueber Meister
Joined
Dec 20, 2009
Location
WI
Got a letter today from the IRS telling me that they were holding my refund for 2011 to check it out further. :eek:

But, I don't have to file a tax return and haven't since 2007. I called the IRS fraud department and sure enough, someone is trying to file a tax return in my name with my details. The address that the IRS sent the letter to is the address on my driver's license, which is not my full mailing address.

Now I've got to file with the IRS, Social Security, FTC and so on and so on. [email protected]#st##ds!!!!!

So, keep a very close eye on your goods. I thought I was.

This is horrible for you -- I can only imagine the worry and stress. I am sorry. Another reminder for us to always be vigilant.

Good luck and try to stay calm...

Diane
 

Seventh777

RIP Roy
Joined
Sep 28, 2010
Location
Planet Tharg, dark side, where nothing grows.
Being self employed and responsible for paying my taxes directly and not being stopped at source, i`m aware of various fiddles that go on, the most common is the dead man fiddle, which works like this - A friend for example is doing a huge amount of cash in hand work and needs to cover his ass via a proper income source, I put his name on my books and give him the absolute minimum wage possible, this has the knock on affect of reducing my annual tax returns also as I now have another 6 monthly or yearly wage outlay to claim tax back on (not that I would do stuff like this, but, it`s a basic fiddle that many people do).
 

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
So far so good. I haven't found anything really strange on any banking or credit reports.

Just to be proactive, I have changed most all my stuff to different banks, cards etc. And I am done sending a copy of my DL, SS card etc. to anybody.

As for why I don't file income tax, here's the answer. My husband was killed on the job in 1997. The company he worked for was a member of the Texas Workmens Comp insurance pool. I receive payment from them. It is not taxable nor is it reported anywhere. Therefore I do not have to file any income tax report unless I have income other than that above the minimum income alotted. If I worked, won gambling etc. then I would have to file a tax return for that income.

Have found out one thing, you holler identity theft now and the credit reporting companies are more than happy to help you. LOL! Not so much with the Marion County Sheriff's Office though.
 
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