Has anyone had their bank account locked for possible Gambling Charges?

[WagerWitch]

I need to know if anyone has had their bank account locked for Administrative Review for Gambling Charges?

My bank is currently holding my account for 14 business days.

They have said that I am under no legal worries (In other words that I am not going to go to jail for gambling LOL!) - but they have a protocol that they have to follow and THEY cannot make transfers to what they determine to be gambling operations.

OK - I'm cool with them refusing to pay - but WHY would they lock up my account for so long?

Have you had this happen to you?

What happened?
Did they confiscate your money?
Did they just return your account to normal status?

What happened?

If you're uncomfortable writing in the forum - PLEASE email me or private message me.

I'm not sure if this is legal - and truthfully - I can't afford another freaking attorney right now - I already have several working on another type of case. But I figure someone else out there has had this happen and can give me a word of advice - or just a calming - It's gonna be ok.

I'm not worried about Gambling Concerns - or getting into trouble for gambling online. I've already been assured that my actions are not a problem - it is the fact that they cannot pay gambling payments to any other company - if it is determined to be gambling.

I've already openly admitted that it was used for gambling - but that it was none of their concern. (I figured, it wouldn't take a rocket scientist to figure out that it was gambling. LOL! So why bother lying?)

This happened after opening up a new EWallet account... If your situation happened after an EWallet account opening up - please let me know that.

Anyhow - anyone else?

WW

 

[WagerWitch]

Also this is the same bank that I had issues with about the payment from BoDog - so do you think that this could have stemmed from that incident?

BoDog did end up calling them in that instance - I understand that they did not identify themselves tho.

 

[lauram]

Twice this has happened to me. I no longer use credit cards or click2pay.
I not only had my account held, i had major fees that went with it as they blocked the account, the c2p got frozen for a period of time. I would have to look back and see what the fee did add up to. I even had to go over to the bank and explain the situation with them. Then after that i just opened up instadebit ewallet and usemybank. Since i have stopped depositing via credit cards and c2p i have not had any more issues with my bank.
With my credit cards, i only use for personal shopping no longer any more deposits at the casinos.


And i still say this all came about after i had a large win put into my banking account. I kinda felt like the casino reported me on this in hopes not to have to pay me the rest of my funds, as i still had more cash coming to me. Took a few months the casino did pay with wire cheques. Then i found cm and the right casinos to play at and never went back.

I did get the online gaming is not allowed with their banks. If i wish to continue gambling plse remove my accounts.
Would be way to much for them to start pressing any charges and this would just not be worth their time and money.
As i said i paid a fee account reopened. I also went to a bank closer to home and opened up another account, this account is for my play time instadebit and ewallet usemybank. This leaves my bank account untouchable where my pay and bills are dealt with. I just walk over to this other bank deposit what i want to play with and thats all that left in that account.

 

[WagerWitch]

Twice this has happened to me. I no longer use credit cards or click2pay.
I not only had my account held, i had major fees that went with it as they blocked the account, the c2p got frozen for a period of time. I would have to look back and see what the fee did add up to. I even had to go over to the bank and explain the situation with them. Then after that i just opened up instadebit ewallet and usemybank. Since i have stopped depositing via credit cards and c2p i have not had any more issues with my bank.
With my credit cards, i only use for personal shopping no longer any more deposits at the casinos.


And i still say this all came about after i had a large win put into my banking account. I kinda felt like the casino reported me on this in hopes not to have to pay me the rest of my funds, as i still had more cash coming to me. Took a few months the casino did pay with wire cheques. Then i found cm and the right casinos to play at and never went back.

Thank you thank you thank you.....

You have NO idea...

I'm a little paranoid right now in my personal life - and I was trying NOT to see this as a personal vendetta against me being pulled off. (I have a court case and am suing the State, City and Court where I live, which is a VERY small town and everyone is related... LOL!)

You have no idea - I only needed to hear that one other person has had it happen to them - and that just made me breathe ---- THANK YOU SO VERY MUCH.

 

[lauram]

Thank you thank you thank you.....

You have NO idea...

I'm a little paranoid right now in my personal life - and I was trying NOT to see this as a personal vendetta against me being pulled off. (I have a court case and am suing the State, City and Court where I live, which is a VERY small town and everyone is related... LOL!)

You have no idea - I only needed to hear that one other person has had it happen to them - and that just made me breathe ---- THANK YOU SO VERY MUCH.

Awww sweetie breath its ok. Really most of the times alot of this gets noticed also if when we deposit there is a ping time out. A friend had theirs done to them also, she is here with me for coffee and says to tell u her reason was with the time out bank had to make sure it was her using account. She did tell themshe was playing in a casino, their response to her was more or less who cares.

Someone else plse share their story so this player can calm down a little more.

 

[WagerWitch]

LMAO!

I'm so very calm right now - after you told me...

I was seriously starting to see men in black jackets huddled around like the mafia... LOL!

As long as it has happened to someone else - and they didn't make it up to harass me, I'm alllllllllllll cool.

Phew...

Like I said somewhere else...

I can stop peeking out the windowblinds now.

:grin:

 

[Jasminebed]

WagerWitch, please keep in mind that LauraM is in Canada, where such gambling activity is NOT illegal...perhaps a bank may not want to be involved, but it is not the same scenario in the US where regulations are different. The first time I was receiving a wire transfer I was asked if I was working for this company, I said no, but they did owe me money. Good enough, I got the necessary info for the casino to process it, and I've never had any problems since, other than the $14 fee and the currency conversion my bank charges.

I think the advice to have a separate account for your gambling activity is a sound one. That way, if it gets locked down for a "review" your day-to-day living and expenses are not locked down too.

Use of an ewallet and/or prepaid cards seem to be the choice for most of our American friends.

Breathe deeply and resist the urge to panic.

 

[WagerWitch]

Good point.

I started to make another account, and then stopped because I'm in the middle of some serious stuff right now. But that's MY fault. So I'll take the whacks on this one.

I'm not too worried - living expenses are taken care of - just a few bills are going to be late - and I can handle that.

My concern was more if this was PERSONAL or if this has indeed happened to other people.

But - super thanks for your comments!

 

[lots0]

Is this a major Bank or is it a small local bank?

I seem to have problems with the smaller Banks on occasion but hardly ever with the larger Banks.

I also do most of my Banking at a large Bank that has made a public stand against the stupid money transfer law (UGIEA).. never had a problem with them.

 

[WagerWitch]

Is this a major Bank or is it a small local bank?

I seem to have problems with the smaller Banks on occasion but hardly ever with the larger Banks.

I also do most of my Banking at a large Bank that has made a public stand against the stupid money transfer law (UGIEA).. never had a problem with them.

A smaller local bank... But I appreciate the knowledge that others have had problems before... It allows me to breathe... in and out... phew...

 

[maxd]

I need to know if anyone has had their bank account locked for Administrative Review for Gambling Charges?
My bank is currently holding my account for 14 business days.

I've see this happen occasionally with PABs. Usually American banks. Sometimes it's no big deal, things get released after a bit. In a few cases the banks either held the cash or pushed it back to the source. Once in a while the customer has to find a new bank.

 

[WagerWitch]

I've see this happen occasionally with PABs. Usually American banks. Sometimes it's no big deal, things get released after a bit. In a few cases the banks either held the cash or pushed it back to the source. Once in a while the customer has to find a new bank.

Max you are a GOD!!!

Thank you - not only can I breathe - I can actually stop pacing the floor and looking out my window - and eyeing the VALIUM container... LMAO!

I can actually sleep.

I wasn't worried about the bank doing it --- if it was a legitimate move. Cause I know I'll get my money back.

But - I was very worried that it was a harassment because of what I am going through here in this town...

So --- THANK you so much.

Now I can actually go get a nap... ahhhhhhhhhhhhhhhhhh

 

[catrina m]

I am positive my bank knows whats going on. They charge fee's from 50c to $1.50 everytime I deposit to a casino. They call it an INTL service fee.

I think they like charging these fee's so it would probably take the govt to make them stop allowing this.

If I were a bank and had nice fee's being charged I wouldn't care and I don't think they do.

The US govt. is really screwed up and its not going to get any better. They want the banks to enforce their ridiculous law, but the banks make money.

My incoming wire transfers get hit with a $15 fee. It all adds up to good buisness for the bank to ALLOW gambling.

 

[WagerWitch]

LOL - Catrina - no doubt there has been some serious big bucks made off of us gamblers.

No doubt.

Thanks so much for your comment.

 

[jetset]

Definitely sounds as if you are a victim of the notorious (and monumentally stupid) Unlawful Internet Gambling Enforcement Act 2006.

Essentially, that requires US financial institutions to short-circuit financial transactions with anything they think might be an illegal Internet gambling organisation (yes, the definition is imprecise and has been roundly panned for it)

It doesn't penalise the player but goes after his or her financial transactions with 'illegal' Internet gambling outfits.

Passed in the dead of night, just before Congress broke for electioneering and attached to a totally unrelated but must-pass security bill, thanks to Senators Bill Frist and Jon Kyl, very few politicians even read it.

It passes the burden of enforcement on to the US financial system (and they're not happy about that) despite expert warnings that it would result in over-cautious definitions of illegal online gambling by the enforcing banks.

It's already caused major disruptions for online lottery activity in New Hampshire, Massachusetts and probably other states, who are allowed by legislative exemption to offer wagering online.

The positive news is that Congressman Barney Frank has just launched two pieces of new legislation, one seeking to regulate and license online gambling in the USA, and the other putting a hold on the regulations supporting the UIGEA.

Even the supporting regulations were a stuff-up - took two years to draft and were then rammed through in the dying days of the Bush administration by officials who had a conflict of interest and used the midnight rule to do it.

But honestly - what a bugger's muddle, thanks to politicians and vested interests.