False Debit Card - Pending Transaction

well here we go again

just got back from loading my wired plastic card and played 10.00 at 3 dice, went to deposit again and called to get my automatic balance as i always do , lol !!!2.80 W.T.F, called wired plastic and had them tell me what the hell happened, it seems all those runs to the gas stations and grocery stores and one to slot o cash are in pending, this has been a week ago and i always check my balance and its always been right on the money, im more confused than ever, and to top that i have 18 international charges at .45 cents each comming out at one time,:confused:.im sickened, really am:mad:...................laurie
 
just got back from loading my wired plastic card and played 10.00 at 3 dice, went to deposit again and called to get my automatic balance as i always do , lol !!!2.80 W.T.F, called wired plastic and had them tell me what the hell happened, it seems all those runs to the gas stations and grocery stores and one to slot o cash are in pending, this has been a week ago and i always check my balance and its always been right on the money, im more confused than ever, and to top that i have 18 international charges at .45 cents each comming out at one time,:confused:.im sickened, really am:mad:...................laurie

well, maybe you are supposed to bake cookies today.............
 
As I said in another thread, the Netspend gift cards are dissapearing fast. At least where I live. I actually drove all over Long Island today trying to find one.:mad:

I found some for $100 but I know myself and would gamble it all in one session! Finally I found a $25 (Netspend) card. So I was happy.

I also purchased a card that they have been replaced with (not Netspend) and tried it but even though you register the card for online purchases, it was rejected. It's called "The gift of choice" and it's by a company called "gift card mall".

I guess I will have to puchase the reload card. It was just so much easier to pick up a gift card for exactly what I wanted to spend and not have to use WU.
 
Hey ballysdb.........I have a netspend reloadable and I get it loaded for 1.95 at Murphy's gas station. Ahhh I just checked......Murphy's is not in NY.
I've loaded it at other places and the price does vary with WU being the most expensive option. Maybe you can find some other gas chain that has them. Murphy's is known for being near Walmart, so maybe what ever chain is near Walmart up there offers a cheaper reload fee.
 
i just had been so happy with my wired plastic, never any problems till now, i guess i should be happy to have atleast 2 depositing methods even though i still dont understand all this pending stuff. i guess it will clear soon and i will treat it like its in a rainy day fund to use later on., suze was prolly right shoulda baked some damn cookies:D.............laurie
 
Hi All,

I have a prepaid Allaccess card, a couple of days ago I went and loaded $50 on it, when I tried to deposit at a casino it was denied, so I checked my blance on the debit card. There is a pending transaction from one of the processors the casino uses. Netspend says it is from the 15th. It took talking to like three people at the casino to make them understand my problem. They show no pending transaction for me. They are telling me that when Netspend reconciles thier records it will be taken care of! I tried to tell them, this will not happen until thier processor either cancels the transaction or allows the charge on me, until then my money is just locked in, going nowhere. So, far they have not responded to my last email explaining that the processor needs to take care of this. There should not be such a thing as a pending transaction on a prepaid debit, right?

Thanks!

How did u load your money? I'll assume it was cash.

I would say this is an issue between your processor and the place you reloaded your card, the casino had nothing to do with it.

Some processing systems dont seem to talk to each other. Assuming you used cash, its pending between the place you reloaded your card and the actual card company. If it happens again, get the place you loaded the card to call the card company direct & it should clear within the hour
 
How did u load your money? I'll assume it was cash.

I would say this is an issue between your processor and the place you reloaded your card, the casino had nothing to do with it.

Some processing systems dont seem to talk to each other. Assuming you used cash, its pending between the place you reloaded your card and the actual card company. If it happens again, get the place you loaded the card to call the card company direct & it should clear within the hour

Hi Gary, No the money was on my card, it just wasn't available to me. That is what didn't make sense, I never had a negative balance, but when I loaded my card there was this pending charge that was from days before. I don't know how or why it happened, never happened before. But, it's all straightened out now!
 
Hi Gary, No the money was on my card, it just wasn't available to me. That is what didn't make sense, I never had a negative balance, but when I loaded my card there was this pending charge that was from days before. I don't know how or why it happened, never happened before. But, it's all straightened out now!


Im glad its sorted. Its the same process though, If it happens again, just go through that process. It should go through. Its possible some companies are bouncing their funds through a few different countries for whatever reason but it should still clear pretty quickly
 
It's really frustrating when this happens, a charge pending that's not clearing up like normal pending charges do. But it happens, and could happen with any casino, and not just with Netspend. I've had it happen with Green Dot, Netspend and Wired Plastic, and not just with casinos. It even happened to me when I tried to use my credit card to pay for a Western Union from the Western Union website once. I had unused funds held up in pending for 2 weeks before they became available again.

Your credit card, Netspend/Greendot/Wired Plastic, whatever... should have a specific time limit they hold authorizations before the authorization will expire. Usually it's about 7-10 business days. You can ask them how long before their authorization expire, or find it in their FAQ sometimes.

Thank god this doesn't happen very often. But it happens sometimes by some internet fluke.

I try and avoid this by making sure I don't have much else if any other programs open, when I'm trying to make a deposit. And once I start the transaction I don't touch anything on my computer until the transaction is complete.

I was surprised to see some people post that they mentioned gaming/casinos to Netspend. I would never in a million years give them any clue that any transactions are online gambling related. Not living in the U.S. anyway. That's just asking for trouble.
 
It's really frustrating when this happens, a charge pending that's not clearing up like normal pending charges do. But it happens, and could happen with any casino, and not just with Netspend. I've had it happen with Green Dot, Netspend and Wired Plastic, and not just with casinos. It even happened to me when I tried to use my credit card to pay for a Western Union from the Western Union website once. I had unused funds held up in pending for 2 weeks before they became available again.

Your credit card, Netspend/Greendot/Wired Plastic, whatever... should have a specific time limit they hold authorizations before the authorization will expire. Usually it's about 7-10 business days. You can ask them how long before their authorization expire, or find it in their FAQ sometimes.

Thank god this doesn't happen very often. But it happens sometimes by some internet fluke.

I try and avoid this by making sure I don't have much else if any other programs open, when I'm trying to make a deposit. And once I start the transaction I don't touch anything on my computer until the transaction is complete.

I was surprised to see some people post that they mentioned gaming/casinos to Netspend. I would never in a million years give them any clue that any transactions are online gambling related. Not living in the U.S. anyway. That's just asking for trouble.
......i think thats what happened in my case daera, the lady at wired plastic started naming off all the casinos i had deposited with in the past, its kinda hard to explain that 3 dice . com and slot o cash casinos are not online gaming places, but i did have other everyday charges such as for gas and at krogers(grocery store).wired plastic and netspend know what people are using the cards for imo. and could be using this as an excuse, to cover their own asses.........just a thought............laurie
 
......i think thats what happened in my case daera, the lady at wired plastic started naming off all the casinos i had deposited with in the past, its kinda hard to explain that 3 dice . com and slot o cash casinos are not online gaming places, but i did have other everyday charges such as for gas and at krogers(grocery store).wired plastic and netspend know what people are using the cards for imo. and could be using this as an excuse, to cover their own asses.........just a thought............laurie

I hear ya. I'm glad I've escaped the 20-questions from these cards so far. I know plenty of people that have been asked what their charges are for, trying to get them to fess up I guess.

We sure have to jump through a lot of hoops now, if we want to gamble online and we live in the U.S. I hate it!
 

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