Do you own your home ?

DO you own your own home ?

  • Yes I own my home paying it off

    Votes: 26 27.1%
  • Yes I own my home, have paid it off

    Votes: 25 26.0%
  • I own a few properties :P

    Votes: 8 8.3%
  • Not yet ......

    Votes: 8 8.3%
  • I rent

    Votes: 23 24.0%
  • Other

    Votes: 6 6.3%

  • Total voters
    96
Im in my early 30's and will be buying my first home in October. Ill tell you one thing, you need to have a very good job or both need decent jobs to afford anything in this province (Ontario). Where I currently live which is about 30 mins north of Toronto, the house we need/want are about $750,000. So we are moving a little further north and can get the same house for $450,000. We are very excited and have worked and saved long and hard for this day.

I cannot wait to stop paying someone elses mortgage and pay for my own.
 
Im in my early 30's and will be buying my first home in October. Ill tell you one thing, you need to have a very good job or both need decent jobs to afford anything in this province (Ontario). Where I currently live which is about 30 mins north of Toronto, the house we need/want are about $750,000. So we are moving a little further north and can get the same house for $450,000. We are very excited and have worked and saved long and hard for this day.

I cannot wait to stop paying someone elses mortgage and pay for my own.

So are you moving here to Barrie?;)
 
Im in my early 30's and will be buying my first home in October. Ill tell you one thing, you need to have a very good job or both need decent jobs to afford anything in this province (Ontario). Where I currently live which is about 30 mins north of Toronto, the house we need/want are about $750,000. So we are moving a little further north and can get the same house for $450,000. We are very excited and have worked and saved long and hard for this day.

I cannot wait to stop paying someone elses mortgage and pay for my own.

Or maybe Kitchener? ;)

Got some friends and very distant relatives there :D
 
I'm an optimist (well pragmatist mostly lol) - but I do believe if there ain't shitty days, you can't appreciate the good ones. :thumbsup:

Remember pretty much everything in this universe is happening in waves. Up and down and for sure up again :thumbsup:

I face the prospect of moving every few months when i apply for a visa renewal. Would have to move instantly to a different country should the Thai authorities decline it.

However, not totally comparable to your situation as i own very little; only 2 suitcases, 1 laptop and 1 coffee maker is all what i would have to drag along with me.

Fingers crossed that you'll have a solution soon. :)
 
Ahhh. I go there a few times a year. We have family there. Lots of family actually :)

LOL...

Kitchener has a large population of Transylvanian Saxons, mainly 2nd, 3rd and 4th generation after many WWII POW's decided to settle in Canada after their release. I was born in Transylvania, hence the VERY distant relatives. My great grandfather (mother side) settled there and I visited them twice in 2001 and 2002 when i found out that they exist. Was doing my family tree when i stumbled across them :D

They even have their own 'Oktoberfest' and club in Kitchener to keep their traditions alive:
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Oh you're in Wasaga dionysis? Thats cool. Ive been to the beach a couple times. I have a friend that lives there and havent seen forever. My brother actually got his eyebrow pierced on that strip when we were in our 20's lol.

Ill be moving to Allisontish area in the next month or two to start the buying process. Will be a change from the city life working and living in Toronto/Newmarket. God I hate driving in Toronto.
 
LOL...

Kitchener has a large population of Transylvanian Saxons, mainly 2nd, 3rd and 4th generation after many WWII POW's decided to settle in Canada after their release. I was born in Transylvania, hence the VERY distant relatives. My great grandfather (mother side) settled there and I visited them twice in 2001 and 2002 when i found out that they exist. Was doing my family tree when i stumbled across them :D

They even have their own 'Oktoberfest' and club in Kitchener to keep their traditions alive:
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thats cool.

My two aunts, three uncles, a bunch of cousins and grandparents live there. My dad, other grandmother and other aunt were buried there when they passed.

So yeah aside from my bro, sis and mom..the rest of my family is there
 
SA realisation

Wow reading all the posts here is really hectic for me looking at what the property costs are from the various country's you guys live in,
I'm 34 been renting since my early twenty got divorced 3 years ago and decided to move back to my folks in an outside a apartment / cottage which I'm loving
Here in SA the Rand is terribly weak and volatile a year ago it was R10 to 1$ now it's R16 to 1$ few years before that it was R6 to 1$
The crime here is hectic so you forced to live in a secure Estates with electric fencing and armed response so it's stressful but looking at property prices overseas with the same money here you would have a mansion with pool at least 4 rooms garden and staff quarters
I'm a Greek south African 3rd generation and luckily could leave this crime ridden corrupt country but from the looks of it I would be living in a shack with those prices abroad
 
Wow reading all the posts here is really hectic for me looking at what the property costs are from the various country's you guys live in,
I'm 34 been renting since my early twenty got divorced 3 years ago and decided to move back to my folks in an outside a apartment / cottage which I'm loving
Here in SA the Rand is terribly weak and volatile a year ago it was R10 to 1$ now it's R16 to 1$ few years before that it was R6 to 1$
The crime here is hectic so you forced to live in a secure Estates with electric fencing and armed response so it's stressful but looking at property prices overseas with the same money here you would have a mansion with pool at least 4 rooms garden and staff quarters
I'm a Greek south African 3rd generation and luckily could leave this crime ridden corrupt country but from the looks of it I would be living in a shack with those prices abroad

This is true for many Brits who live in the south of the country, especially London which has become detached from reality with regard to property prices. If you sold your SA mansion with staff quarters to move to London, the estate agent would struggle to contain their laughter when you tell them what your budget is, and might suggest you look at towns with good rail links to London instead. Prices are high in much of the South East BECAUSE people live in these "commuter towns" and take the train into work in London. This demand surrounding London pushes prices up, and further up the closer the town is to London. Brits tend to be a conservative lot, and there are a few specific places like Spain and France that attract us, even though we could do better by looking further afield, especially in parts of Eastern Europe where property prices have not been driven up far since the collapse of communism. In some places they have even fallen since shortly after communism.
 
Wow reading all the posts here is really hectic for me looking at what the property costs are from the various country's you guys live in,
I'm 34 been renting since my early twenty got divorced 3 years ago and decided to move back to my folks in an outside a apartment / cottage which I'm loving
Here in SA the Rand is terribly weak and volatile a year ago it was R10 to 1$ now it's R16 to 1$ few years before that it was R6 to 1$
The crime here is hectic so you forced to live in a secure Estates with electric fencing and armed response so it's stressful but looking at property prices overseas with the same money here you would have a mansion with pool at least 4 rooms garden and staff quarters
I'm a Greek south African 3rd generation and luckily could leave this crime ridden corrupt country but from the looks of it I would be living in a shack with those prices abroad

I used to live there in the east, Natal north of Durban. Crime wasn't as bad as in Gauteng or Transkei but yes the security van was still used by most residents and usually dogs. I thought maybe Namibia would be a good place to go to, bit more peaceful?
You could live very well if you had a £ or $ income.
 
This is true for many Brits who live in the south of the country, especially London which has become detached from reality with regard to property prices. If you sold your SA mansion with staff quarters to move to London, the estate agent would struggle to contain their laughter when you tell them what your budget is, and might suggest you look at towns with good rail links to London instead. Prices are high in much of the South East BECAUSE people live in these "commuter towns" and take the train into work in London. This demand surrounding London pushes prices up, and further up the closer the town is to London. Brits tend to be a conservative lot, and there are a few specific places like Spain and France that attract us, even though we could do better by looking further afield, especially in parts of Eastern Europe where property prices have not been driven up far since the collapse of communism. In some places they have even fallen since shortly after communism.

You spot on with that, I have family who moved to London when the Rand was at least slightly competitive and they have done well financially there and when they come here it's almost a joke to them when see the prices of things for them it's penny's for us it's pricey, but if by some miracle I hit the mega fortune jackpot which I play at least 10€ on weekly then I do believe I will say farewell to sunny corrupt SA and perhaps head for a Thailand and live like a king :rolleyes:
Well in my dreams anyway :thumbsup:
 
I used to live there in the east, Natal north of Durban. Crime wasn't as bad as in Gauteng or Transkei but yes the security van was still used by most residents and usually dogs. I thought maybe Namibia would be a good place to go to, bit more peaceful?
You could live very well if you had a £ or $ income.

Natal is probably the best place in SA but I agree with you either Namibia or Botswana
 
You may be interested to know that 40% of our traffic at Casinomeister is 25-34 years old. And I would guess that most of these youngins don't own houses outright - yet. :p

18-24 year old peeps represent 15% of the traffic. I wouldn't expect them to own houses unless they inherited them.

Oldtimers like me - 55-64 - is 6% of our traffic. Yep, I own my home.

Now this is our traffic which includes all visitors. It's hard to say what the actual forum membership is age-wise.

Owning maybe not for that age bracket.
However in process of purchasing, or considering which is a smart move when so young as I said previously to think Very far into your own future.

I am renting, never owned a home as I am single with a single income. The houses in Australia are way too expensive even renting.

I lived in my place for over ten years now with my son and daughter. Daughter moved out now to follow her career.

I am pretty lucky as I will never have to move from here and I love the area

Living costs are expensive especially electricity, food, petrol etc

I would've loved to own my own home but would not be happy to pay the mortgage for the rest of my life, land rates and water on top of that. My sister owns her own home being single herself paying the mortgage etc she finds it hard to get the funds to do repairs on her home which is slowly falling apart

Yes and No, this is the same on going arguement for some time now in Australia and the choices are there for a person but they are too damn lazy and want everything on their doorstep. Not for all but alot.

Of course if you live in the CBD or on it's door steps it is going to cost a fortune.

Buying as I have said as well, is possible for alot of people but again same for renting or buying alot of people *not all* want to live right in the city or very close to it, this is going to cost you a high price.

Outter is cheaper and not always worse or bad. Just depends what you want and are willing too pay and or can pay/re-pay.

I am 45 minutes or so outter Melb, I love it and would Never want to live in the city or inner to it. No Thanks.
Rent out here is cheaper though it is expensive for newer properties or brand new ones alot going now for $370+ and not all of them are large inside either.

I am sure alot of people would be purchasing homes and happy to move outter from the city to be able to do so, but are stuck, with paying rent and trying to save a deposit inbetween rent payments, normal bills and so forth.
That is where it is hurting a lot of people, especially families coming up with the initial deposit then you have stamp duty as well and legal fee's, transfers etc $10k+ on top of the initial deposit.

I am just Bitter I guess, and again like I said pages back, when reality hits you it Hurts, and it Hurts and aches and hurts further that you cannot change what you so desperately want, to own a home for alot of different reasons in why.. and you left it for far to Long and now are in the age bracket where it really is near impossible to go ahead and pursue. It hurts. A lot.

And renting is not stable anymore, has not been for a long time, so you never know how long you are going to be in the property you are in. Contracts are 1 year minimum, it is rare that they are ever done for more then 1 year at a time, unless commercial.

So you never really feel comfortable or at ease too relax into the property because you just don't know how long your staying. And are restricted in what you can or cannot do and so forth anyway. /sigh
I have a house inspection in 2 weeks, and landlord may be present, so from past experiences every time this occurs usually the house will be sold and marching orders are up. Will just have to wait and see what happens.

In our case that is not too much of a bad thing, as we are currently in the middle of looking to move anyway and have been for months, but we cannot find a house so far that is going to suit us, family of 6.
Price wise, size wise internally and externally, location huge factor to be in the same vicinity for children's high schools and primary schools, to keep them in the same one's is very important to us as well.

It just Sucks!!!....

And honestly I could ramble all damn day and night over and over and over again, and guess what ? Even some more :p
............... But I think I am now done, for now at least anyway! :)

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Still have no idea what I am going to do. :(
Was looking a bit and fooling around with mortgage calculators but not looking good.

Unless I can find a woman which having no luck with that either.
 
Got my own crib since I was 26 and it is really MY crib. Maybe I move out of the city when I am older, but right now I love it.
 
Still have no idea what I am going to do. :(
Was looking a bit and fooling around with mortgage calculators but not looking good.

Unless I can find a woman which having no luck with that either.

You need to try harder mate :)

There are some beautiful Canadian female members here, just cross your fingers that they're single...or naughty :p
 
oh ya their is something I am looking at which would add commute time but I do want to get out of this city as well but one problem is it's leased land, so you would have that lease payment and the mortgage payment which would be about what one would pay for rent here which is too much, But it would be suitable enough as far as I know.

Anyway it would make sense for me to find a side income aka my own business first, Then set up for own place then get out of my current employment with said own business if I am making the same or more with it or just a new job. That would be the perfect order but who knows lol.
 

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