Debit Card Company Snooping Around

w8n4win

Dormant Account
Joined
Feb 4, 2007
Location
Right Here
Hi All,

I need some advice, I have a debit card that one of my paychecks goes to, it has been working for depositing, well today they send me an email sayimg they have noticed some unusual activity and want to talk to me, I tried to call but the lady wasn't in, so I left a voice mail and then responded to email, now she wants to know what kind of business one of the processors is...........what should I say???

Thanks!
 

anniemac

Ueber Meister
PABnoaccred
MM
Joined
Jan 30, 2007
Location
Texas, USA
If it is for incoming deposits, tell them it's for work you do on the internet. If it is deposits to a casino, tell them you bought something.

Do you mind telling which card it is? We might could help you better if we knew.
 

w8n4win

Dormant Account
Joined
Feb 4, 2007
Location
Right Here
It's an ADP card. They are questioning deposits I made and the processor, I guess tell them I bought something on ebay? Dang.........
 

vinylweatherman

You type well loads
Joined
Oct 14, 2004
Location
United Kingdom
Hi All,

I need some advice, I have a debit card that one of my paychecks goes to, it has been working for depositing, well today they send me an email sayimg they have noticed some unusual activity and want to talk to me, I tried to call but the lady wasn't in, so I left a voice mail and then responded to email, now she wants to know what kind of business one of the processors is...........what should I say???

Thanks!

Tell her it is none of her business. The card company can only decide to decline this processor in the future, and this is what would probably happen anyway should you actually reveal it is a gambling business. If you lie though, you might be breaking the terms of the account, and this would not be good if this is where your paycheck ends up.

I have received such calls, and normally it is because they have considered that it is possible that my card has been used without my authorising the transaction.

You could also "play dumb", since often the processor name on the statement will bear little or no relation to the retailer or website you did business with. You could say that you do not recognise that name as shown, and could your card company find out the "shopfront" name so that you could work out what "shop" it was, and thereupon be able to tell them what kind of things they sell.

It is highly likely, unless this is a new processor, that they know damn well what "business" this processor services, but has no evidence, and this is simply an attempt at entrapment, getting a customer to admit that processor x is an online gambling processor, so that they can then add it to their "do not allow" list.

I believe other players who have been "found out" by their card companies have been given a stern lecture about this knid of transaction not being allowed, but again the "play dumb" approach can be used - the vendor's website says "all xxxx cards accepted", so when your xxxx card is accepted, how the hell are you to know anything is amiss.

EDIT:

One safety measure would be to ensure that all your "gaming" is ring fenced from your "normal" banking. Rather than using your main debit card, have a payment go into a different account, with a different bank, and use only this account for gambling, and some other spending (to not be too bleedin' obvious). If you get found out, the potential damage is limited to this secondary account. If they get heavy handed and close it down, this will not affect your main account - all it means is you can't play for a while, but you can still eat, keep warm, pay bills, etc.
 

Stovetopp

Senior Member
MM
Joined
Jul 11, 2008
Location
On the Beach
Hi All,

I need some advice, I have a debit card that one of my paychecks goes to, it has been working for depositing, well today they send me an email sayimg they have noticed some unusual activity and want to talk to me, I tried to call but the lady wasn't in, so I left a voice mail and then responded to email, now she wants to know what kind of business one of the processors is...........what should I say???

Thanks!
It's none of their business...They can either decline the transaction as most bank credit cards do...You are giving them business. They make money off all your transactions..Tell em you want out if anything , and I bet you wont hear from them again There are othert debit cards company around and one I USE SOLELY for online gambling I don't want to endorse any company here but if interested just ask! :)

This thread shopuld be in "only in America" Christ sakes !! let us do what we want with our monies.
 

w8n4win

Dormant Account
Joined
Feb 4, 2007
Location
Right Here
It's none of their business...They can either decline the transaction as most bank credit cards do...You are giving them business. They make money off all your transactions..Tell em you want out if anything , and I bet you wont hear from them again There are othert debit cards company around and one I USE SOLELY for online gambling I don't want to endorse any company here but if interested just ask! :)

This thread shopuld be in "only in America" Christ sakes !! let us do what we want with our monies.

I can't tell them I don't want to use them, this is the only company the company I work for deals with........just another step towards communism, a company telling you how you have to get your paycheck, no choice!
 

slotheadlizard

The Lizard of Oz
Joined
Oct 22, 2008
Location
Buckeye Nation
charges

This happened to my husband as well. He uses his bank debit card for poker. If you know the charges are from gambling, you may want to simply say I recognize them as things you or your family purchased online. The question may be of honest concern. Don't get too specific if possible. They said ok, just wanted to confirm, and that was all he heard on the subject.
 

winbig

Keep winning this amount.
Joined
Mar 10, 2005
Location
Pennsylvania
I agree with the majority of here. Tell her it's none of hers, nor the bank's business. Call their bluff and tell them that if they want to get nosy with what and where you're spending your money, then you'll take your business elsewhere. If they don't take the answer of "I bought stuff online, that's all you need to know," then I'd tell them to @#)*@&#$ off and close the account the same day.

And on a legal note (I'm not a lawyer, so take this with a grain of salt), IMO they have no RIGHT to even ASK this information WITHOUT a warrant or court order. I'd tell them that if they want to keep asking questions (if I were to stay with that bank) then I'll be having a nice chat with the ACLU, etc. all.
 

oldtrvlagt

Dormant account
Joined
Mar 31, 2007
Location
Iowa
I use a small local bank here who has never questioned anything except twice when I was playing at Lake Palace (Grand Prive) a couple of years ago. The charges were coming through from a bike shop in Dubai. I did get a call but since I was a travel agent at the time everything was fine and they just asked if the charge was mine. I did have some strange purchases for clients from time to time so I think it fit in:D
 

w8n4win

Dormant Account
Joined
Feb 4, 2007
Location
Right Here
I told her everything was okay with my card, here is the email she sent back to me.

I received your message. Thank you for following up. If you wouldn't mind, could you tell me what type of merchant blahblah.biz is? I wasn't able to locate anything on the company.
 
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winbig

Keep winning this amount.
Joined
Mar 10, 2005
Location
Pennsylvania
I told her everything was okay with my card, here is the email she sent back to me.

I received your message. Thank you for following up. If you wouldn't mind, could you tell me what type of merchant blahblah.biz is? I wasn't able to locate anything on the company.

:rolleyes:

What's it to her? Why is she so interested in what that "company" is? If she had half a brain she would be able to tell that blahblah.biz is the PROCESSOR, and has nothing to do with the company.

Tell her to mind her own (@)#[email protected]# business :)
 

w8n4win

Dormant Account
Joined
Feb 4, 2007
Location
Right Here
:rolleyes:

What's it to her? Why is she so interested in what that "company" is? If she had half a brain she would be able to tell that osbuy.biz is the PROCESSOR, and has nothing to do with the company.

Tell her to mind her own (@)#[email protected]# business :)

So, I'm thinking I'll just ignore her and if she presses the issue, I will tell her it's none of her business.

Thanks everyone!
 

winbig

Keep winning this amount.
Joined
Mar 10, 2005
Location
Pennsylvania
So, I'm thinking I'll just ignore her and if she presses the issue, I will tell her it's none of her business.

Thanks everyone!

nah...ignoring her might make her try and dig deeper.....I'd just say that you have no idea, and you only know that it's the CC processor for the company you bought stuff from....

and btw, what's her rank at the bank there? If it's not the manager, I'd almost be keen to writing a letter to the branch/bank manager letting them know that although I appreciate the heads up, I in no way appreciate the fact that employees of that bank are snooping in my business by trying to figure out what I'm doing online.
 

silcnlayc

Just one more spin pleez!
PABaccred
PABnonaccred
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Location
Left Hungary
.....I'd just say that you have no idea, and you only know that it's the CC processor for the company you bought stuff from....
I had this happen also where a bank employee looking up my account wanted to know who was in Dubai processing funds and I said I do a lot of shopping online and it must be one of them...Which I do shop online a lot and they also saw that and didn't press it anymore...just told me to be careful shopping online...


.
 

GGW Laurie

Dormant Account
Joined
Jun 16, 2006
Location
In the Beautiful South !!
nah...ignoring her might make her try and dig deeper.....I'd just say that you have no idea, and you only know that it's the CC processor for the company you bought stuff from....

and btw, what's her rank at the bank there? If it's not the manager, I'd almost be keen to writing a letter to the branch/bank manager letting them know that although I appreciate the heads up, I in no way appreciate the fact that employees of that bank are snooping in my business by trying to figure out what I'm doing online.
thats what i would do if the shoe was on the other foot.....good advice brian:thumbsup:..........laurie
 

soflat

Dormant Account
Joined
Oct 3, 2005
Location
Florida
If she's going to snoop into your business, you're entitled to have some fun at her expense.

The sextoys idea was excellent.

Alternatively, since it is in Dubai you could claim you were ordering camel meat.

I might just tell her: "Its an online purchase (the .biz is a dead giveaway)." Then go into an explanation of the different domain extensions.
 

rockycatt

meistercatt
Joined
Oct 26, 2008
Location
Boston
ive been there

and i recocnize the blahblah biz
i had a fella with a middle east accent start grilling me :D so i told him im going to give him the benafit of the doubt because i was all for security .

shortly after his q and a started he got messed up in dialog :D so i asked him to speak to his superviser :thumbsup: she came directly on probobly was training him

so whats wrong i said [as in the back ground i heard him say it looks like internet gambling ]:notworthy so i said wow im glad i got some one fluent in english as i reay couldet make 100% of what he says

long story short she say you made purches in the middle east:what: i said
were in rhe middle east dubai she says :rolleyes: so is there any thing wrong with doing business in dubai?? there the ones that G W Bush fought tooth and nail to protect our sea ports there wonderfuly nice people:notworthy

im retired and stay up late at night and buy goods and serveces on the internet:thumbsup:

when will you put my card back into service :notworthy

48 hrs she says for what its worth i know she new it was gameing
and i got top credit score ,also had two pending payments waiting on card

the end :notworthy respectfuly rockycatt
 
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Westland Bowl

Tin Foil Hat Club Member
PABnonaccred
CAG
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Nov 1, 2005
Location
America
Well, now it is not a secret. Tomorrow the woman at the bank (and elsewhere) now can just Google the "osXXX.biz" and come up with this thread. NOW they all will know it is related to internet gambling because it is posted as so here. No so smart.
 
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mojo

Dormant account
Joined
Nov 25, 2007
Location
East Coast
Well, now it is not a secret. Tomorrow the woman at the bank (and elsewhere) now can just Google "xxxxx.xxx" and come up with this thread. NOW they all will know it is related to internet gambling because it is posted as so here. No so smart.

Quick - Edit! :lolup:
 
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Westland Bowl

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PABnonaccred
CAG
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Nov 1, 2005
Location
America
Quick - Edit! :lolup:

I did now you'll need to! lol Seriously, I put it in there originally since the thread already contained it. I figured if Casinomeister wanted to edit the thread then mine would be edited too but I did it on your suggestion. :D
 

mojo

Dormant account
Joined
Nov 25, 2007
Location
East Coast
I did now you'll need to! lol Seriously, I put it in there originally since the thread already contained it. I figured if Casinomeister wanted to edit the thread then mine would be edited too but I did it on your suggestion. :D

I edited too. Duh! lol

Good catch WB. This link will show up quickly on google so should probably be removed. :thumbsup:
 

Westland Bowl

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PABnonaccred
CAG
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Location
America
A Google search on the .biz domain comes up with garment stuff so you can say you bought clothes on the Internet. Should end the case there.
 
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