confused about european BJ chart

P@u1

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Joined
Oct 27, 2009
Location
Germany - NRW
Hi,

atm I'm a bit confused: I was searching for a chart for european blackjack (chartwell software) and found different charts. Now the problem is which one is the right? One chart is offered at the casino itself! Does this mean this chart is the right one, or may there be mistakes in this one?
The following rules apply (maybe some1 can give me the best chart for it :D):

1.
8 decks of cards, re-shuffled after each round.
2.
Dealer must draw to 16
3.
Dealer stands on soft 17
4.
Blackjack pays 3:2
5.
Insurance pays 2:1
6.
Even Money pays 1:1
7.
Double Down on 9, 10, 11
8.
Double Down on Splits
9.
No splitting 4s, 5s, 10-valued cards
10.
No re-splits
11.
Split Aces, 1 extra card - If you split two Aces, only one more card will be dealt to each hand.
12.
Early Surrender half of bet on non-dealer ace
13.
No Peek - Player loses total bet on Dealer BJ, including splits and double downs.

and another thing: Taking even money was mentioned in NO grid, is it always bad like insurance?
I hope this is the right section...
 

KasinoKing

WebMeister & Slotaholic..
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Aug 25, 2004
Location
Bexhill on sea, England
Hi,

atm I'm a bit confused: I was searching for a chart for european blackjack (chartwell software) and found different charts.
Widely considered to be THE site for best strategies:-
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and another thing: Taking even money was mentioned in NO grid, is it always bad like insurance?
I hope this is the right section...
I've never seen the "Even Money" option in an online casino - only in my "local" casino in Brighton.
I confess I don't know the difference in odds between this & insurance, but I usually did take the even money when offered, back in the good old days before I was permanently glued to a PC... :p

The recommendation is to never take insurance as it is -EV long-term.
But I'm not a hard-core Blackjack player, so I will take it personally if I have a large bet on the table & I'm holding 20 or 21.

KK
 

Scooter7

Meister Member
Joined
Jun 16, 2005
Location
Toronto
I've never seen the "Even Money" option in an online casino - only in my "local" casino in Brighton.
I confess I don't know the difference in odds between this & insurance

KK
Even Money is a bit of a misnomer. It is simply the combination of your hand (a Blackjack) and the insurance bet. There are two possibilities when you insure a BJ:

1. Dealer has BJ (push). In this case, you push your hand bet and win 2:1 on 1/2 your bet (the insurance bet).
2. Dealer does NOT have BJ (win). In this case, you win 3:2 on your hand bet and lose 1/2 your hand bet that was placed as insurance.

The net result of either case is that you will win an amount equal to your original hand bet.

Example:

$10 bet-player BJ, dealer has an Ace
$5 insurance bet

Dealer has BJ

Push the $10 bet and win $10 (2:1) on the $5 insurance bet

Dealer doesn't have BJ

Win $15 on the $10 bet and lose $5 on the insurance bet

Both ways, your net win is $10


Even Money is offered on a Blackjack (usually in B&M casinos) for a few reasons.

1. Saves time
2. Slightly better game security
3. Makes it more convenient for a player to make the wrong mathematical play

1. Instead of placing the insurance bet and then collecting or paying it, the dealer and player don't have extra steps to go through
2. If the dealer pays the bet and removes the cards right away, the player can never slip an extra chip onto their bet in an attempt to cheat
3. I've seen players refuse to 'buy' insurance and then turn around and ask for 'even money'. Please don't make me prove that the average casino player has a tendency to be a little bit dense :D, I promise it is true.
 

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