Chargebacks Now made easy.

crikeym8

Multiple forum accounts - flaming and being a PITA
PABnoaccred
Joined
Apr 28, 2014
Location
Moorabbin
Australian Residents Only.

There are a couple of operators in this forum that continue to take deposits from Aussies but denie payouts or lock accounts after substantial depositing claiming we circumvent geo restrictions with VPN or some other crap.. If you want to operate illegally I have no issue with that, but to use it as excuse to denied withdrawals then bad luck mate!

If accounts are still operating that were created prior to 2017 then its casinos problem not ours. (The big Country of origin in accounts) Or do casinos forget about that.

Anyway, I am about to do something I haven't done before. request chargebacks from a casino .

Here are the NEW added sub sections legislation August 2018 in addition to 2017 amendment. For Australian residents only straight from the RBA (fed bank) Mastercard scheme rules do not apply in this instance. Merchants rebuttal denied.

The message has never been clearer for merchants accepting payments from OZZ.
Merchants have zero ability to rebut a chargeback as scheme rules no longer apply in this instance

URL Not Found / Outdated
RBA will now enforce strict guidelines with all financial card scheme providers. Chargeback for card purchases made at any unlicensed/unregulated gaming facility in contravention of the interactive gaming amendment act of 2018 , will no longer require reasoning codes for disputes. Instead, issuer will now automatically redirect merchant rebuttal claims once reversal of credit/Debit transactions have processed.. Mastercard/Visa scheme limitations do not apply.
Financial institutions are required to accept any submissions directly related. Chargeback fee must now be redirected to merchant provider or facility.

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Nate

Paleo Meister (means really, really old)
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This will turn out to be disastrous for some of the decent operators out there.

If i'm reading this correctly, even if a player loses legitimately at a place that accepts AUS traffic, they may submit a chargeback?

Nate
 

dunover

Unofficial T&C's Editor
Staff member
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PABnonaccred
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This will turn out to be disastrous for some of the decent operators out there.

If i'm reading this correctly, even if a player loses legitimately at a place that accepts AUS traffic, they may submit a chargeback?

Nate


Yep. Even if they win and get paid they can too. If you remember the Tropicana rep here when they got binned into the rogue section because their rep made an aggressive chat and threats to a charge-backer it was because they had paid a player 10k and then the bugger charged them back too! The grey market will be significantly affected and the turnover for affs will be seriously affected too as the Aus-facing operators will inevitably remove those payment facilities immediately they are aware of this, like probably today.

It's a double-edged sword. I myself have on some occasions advised ripped-off players from the UK who have played at AffEdge, GameTech and other 1668/JAZ scam Cure-a-cow sites taking unlicensed deposits to chargeback as the transactions are technically void legally anyway. In these instances it was always on merit as the player hadn't been paid, but to have automatic chargeback approval is a different kettle of fish.
 

MartiniMan

high octane booze, works for me!
Joined
Oct 22, 2017
Location
earth
even if a player loses legitimately at a place that accepts AUS traffic

Whether a player loses legitimately or not, the 2017 IGA made it clear that Australia was a banned country unless a gaming company held an AUS license. Those who continued to accept bets knew they were operating outside AUS laws, but continued to operate illegal on Australian soil. It's really no different to the laws for the UK. Whereby unless a company has a UK license to operate in UK, then it's illegal for them to accept bets from UK players.

This new RBA (Reserve Bank of Australia) amendment I would say, has been introduced to force those unlicensed/off shore AUS facing gambling companies who didn't heed the 2017 IGA laws and exit Australia, to now pull out of Australia. Which it seems within a few days of becoming law, has achieved its desired affect.
 

MartiniMan

high octane booze, works for me!
Joined
Oct 22, 2017
Location
earth
URL Not Found / Outdated
RBA will now enforce strict guidelines with all financial card scheme providers. Chargeback for card purchases made at any unlicensed/unregulated gaming facility in contravention of the interactive gaming amendment act of 2018 , will no longer require reasoning codes for disputes. Instead, issuer will now automatically redirect merchant rebuttal claims once reversal of credit/Debit transactions have processed.. Mastercard/Visa scheme limitations do not apply.
Financial institutions are required to accept any submissions directly related. Chargeback fee must now be redirected to merchant provider or facility.

You do not have permission to view link Log in or register now.


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For everyone's information, this is a complete crock of shite.

The RBA has not issued any such directive, nor has it been attached to the IGA Bill (2018 or otherwise). Made contact with the RBA support service, and the text above is hog wash.
 

ladyhawke

Meister Member
Joined
Sep 23, 2016
Location
Here, There, Everywhere.
I tried reading the very convoluted document in the original link posted by @crikeym8, and couldn't find the paragraph in question. I am not saying it was not there, just that I couldn't find anything relating to RBA approved chargebacks.

And now @MartiniMan has said it is rubbish.

Could @crikeym8 point us to the exact place where this directive is, as I am sure many of us would really appreciate a short-cut, instead of having to wade through pages and pages of legalese.

And @MartiniMan, telling us it is a 'complete crock of shite' after phoning the RBA support service is not actually evidence, as it is just your word. Again, not doubting you, but with something this major, we all need proof of evidence, not just a say-so.
 

brianmon

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Location
Cumbria
Since I'm wide awake and bored. I had a look..

The link in the OP URL Not Found / Outdated actually links to the 2016 document.
Using the 'find' function in google chrome, RBA does not appear in that document anywhere, never mind the whole paragraph.

So I checked the actual 2018 document. Again, RBA does not appear in that document anywhere, nor the rest of the paragraph.

So I entered "RBA will now enforce" into the advanced search at parlinfo.aph.gov.au to look for that exact phrase in ALL the documents - No results found

Even google can't come up with anything gambling-related when searching the phrase "RBA will now enforce strict guidelines"

 

ladyhawke

Meister Member
Joined
Sep 23, 2016
Location
Here, There, Everywhere.
:) member: 32391"]Since I'm wide awake and bored. I had a look....[/QUOTE]

I guarantee that even though you might still be bored, you won't be wide awake after reading through that. Better than counting sheep.
 

MartiniMan

high octane booze, works for me!
Joined
Oct 22, 2017
Location
earth
For those too lazy to check the facts out themselves, instead opting to insult those that have. Here's the story straight from the horse's mouth.

* edited content to protect privacy

----- Original message -----
From: RBAInfo <*******@rba.gov.au>
To: <*********@bigpond.com>
Subject: RE: Interactive Gambling Act (AU) - RBA Chargeback for card purchases made at any unlicensed/unregulated gaming [SEC=UNCLASSIFIED]
Date: Wed, 21 Nov 2018 06:40:49 +0000

Dear Phil,

The RBA has not issued any regulation resembling this text. All payment card regulations issued by the RBA can be found on our website: see
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Regards
Michael

Michael ****** | Communications Officer | Media & Communications
RESERVE BANK OF AUSTRALIA | 65 Martin Place, Sydney NSW 2000
p: +61 2 9551 9830 | w:
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The text Michael refers to is:

RBA will now enforce strict guidelines with all financial card scheme providers. Chargeback for card purchases made at any unlicensed/unregulated gaming facility in contravention of the interactive gaming amendment act of 2018 , will no longer require reasoning codes for disputes. Instead, issuer will now automatically redirect merchant rebuttal claims once reversal of credit/Debit transactions have processed.. Mastercard/Visa scheme limitations do not apply.
Financial institutions are required to accept any submissions directly related. Chargeback fee must now be redirected to merchant provider or facility.


The OP is full of shite
 

Playford7

Permanent Ban: Too much flaming
MM
Joined
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Location
North east England
Years ago when I first started online slotting I foolishly made a chargeback to a casino, even though to this day I feel I was totally in the right doing so the repercussions where immense.
It was only due to certain reps and casinos here that helped me.
It’s definately beyond your last resort, I’d never recommend it to anyone to charge back unless the casino won’t comply at all and The amount owed is massive..
The can of worms it opens is immense and most of the time never worth the loss in the first place...
 

ladyhawke

Meister Member
Joined
Sep 23, 2016
Location
Here, There, Everywhere.
For those too lazy to check the facts out themselves, instead opting to insult those that have. Here's the story straight from the horse's mouth.

* edited content to protect privacy

----- Original message -----
From: RBAInfo <*******@rba.gov.au>
To: <*********@bigpond.com>
Subject: RE: Interactive Gambling Act (AU) - RBA Chargeback for card purchases made at any unlicensed/unregulated gaming [SEC=UNCLASSIFIED]
Date: Wed, 21 Nov 2018 06:40:49 +0000

Dear Phil,

The RBA has not issued any regulation resembling this text. All payment card regulations issued by the RBA can be found on our website: see
You do not have permission to view link Log in or register now.


Regards
Michael

Michael ****** | Communications Officer | Media & Communications
RESERVE BANK OF AUSTRALIA | 65 Martin Place, Sydney NSW 2000
p: +61 2 9551 9830 | w:
You do not have permission to view link Log in or register now.


The text Michael refers to is:

RBA will now enforce strict guidelines with all financial card scheme providers. Chargeback for card purchases made at any unlicensed/unregulated gaming facility in contravention of the interactive gaming amendment act of 2018 , will no longer require reasoning codes for disputes. Instead, issuer will now automatically redirect merchant rebuttal claims once reversal of credit/Debit transactions have processed.. Mastercard/Visa scheme limitations do not apply.
Financial institutions are required to accept any submissions directly related. Chargeback fee must now be redirected to merchant provider or facility.


The OP is full of shite

Neither lazy nor being offensive. However asking people to blindly accept anything without providing actual evidence will always generate questions as to the validity of said assertion, which IMHO is as it should be. We are not all sheep.

However, thank you very much for the email clarification. It is certainly appreciated.

For the record, after your original post, I did contact the RBA myself, but after being transferred to about three different people who were trying to find out what was happening, I got disconnected. Was going to try again next week.

So....where did the OP find the piece of text he was convinced was going to pass into law as an amendment to the IGA 2018?
 

crikeym8

Multiple forum accounts - flaming and being a PITA
PABnoaccred
Joined
Apr 28, 2014
Location
Moorabbin
Yea, trying to locate it myself. Its related to the provision of credit by providers which was extended to provision of credit , or extension of credit by use of card. Unless the card was handed to you by a mate then the provider has no liability. 2018 Addition to gaming act November 2018. Ill look through the banking Royal commission docs, I know its in there. And putting RBA aside, most OZZ banks are now following a more universal chargeback scheme, similar to USA. Its only past 8 months that banks here apply temp credit for your dispute before issuing merchant chargeback. Those merchants billing your card under an incorrect industry code when its for gambling automatically lose the right to counter any chargeback. Basically telling us that losing a chargeback dispute is pretty much impossible. Unless you choose wrong reasoning code.

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